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American Investors Bank and Mortgage

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American Investors Bank and Mortgage Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Investors Bank and Mortgage provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare American Investors Bank and Mortgage rates to other rates in our database, including 12-month CD rates currently at 3.40%, 6-month CD rates at 2.75% and 3-month CD rates at 0.25%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.90%. All these rates can be compared to American Investors Bank and Mortgage rates. MonitorBankRates evaluates the financial stability of American Investors Bank and Mortgage with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026.

American Investors Bank and Mortgage money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Investors Bank and Mortgage? Share your experience about American Investors Bank and Mortgage by leaving a review below, or read customer reviews before you decide to use American Investors Bank and Mortgage.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

American Investors Bank and Mortgage

6385 Old Shady Oak Rd
Eden Prairie, MN 55344

https://www.aibandm.com

Current Rate Availability

We do not have American Investors Bank and Mortgage rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for American Investors Bank and Mortgage is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather American Investors Bank and Mortgage rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American Investors Bank and Mortgage's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name American Investors Bank and Mortgage

Bank Holding Company BANK FINANCIAL SERVICES INC

Address 6385 Old Shady Oak Rd, Eden Prairie, MN 55344 · Hennepin

Website https://www.aibandm.com

FDIC Certificate # 57695

Established 01/15/2004

FDIC Insurance Date 01/15/2004

Domestic Offices 1

Total Branches 0

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7224%

Return on Equity (ROE) 8.1000%

Non-Performing Loans (NPL) 0.00%

Total Assets $120,570,000

Total Deposits $76,915,000

Equity Capital $10,754,000

Net Income $428,000

Headquarters Eden Prairie

Total Offices 1

Source: FDIC | Last Updated 06/30/2023

Customer Reviews

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Total Reviews

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Frequently Asked Questions About American Investors Bank and Mortgage

Is American Investors Bank and Mortgage a safe place to deposit money?

Yes, American Investors Bank and Mortgage is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does American Investors Bank and Mortgage operate?

American Investors Bank and Mortgage currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, American Investors Bank and Mortgage does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Investors Bank and Mortgage provides members with tools to manage their accounts and build a solid financial history.

Does American Investors Bank and Mortgage offer online and mobile banking?

Most modern institutions like American Investors Bank and Mortgage provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aibandm.com.