What are the current interest rates at Oak View National Bank?

Current rates for Oak View National Bank include: 12-Month CD: 3.25%

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Oak View National Bank Rates & Review March 2026

Q: How many branches does Oak View National Bank operate?

Oak View National Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Oak View National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Oak View National Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 10, 2026

Oak View National Bank's 9-Month CD rates are at 3.65%, 6-Month CD rates are at 3.50%, 12-Month CD rates are at 3.25%. MonitorBankRates evaluates the financial stability of Oak View National Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/10/2026.

Oak View National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oak View National Bank? Share your experience about Oak View National Bank by leaving a review below, or read customer reviews before you decide to use Oak View National Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Oak View National Bank

340 Waterloo Street
Warrenton, VA 20186

https://www.oakviewbank.com/

Oak View National Bank CD Rates

Product	Rate	APY	Term
9 Month CD	-	3.65%	9
Min Deposit $1,000 Last Updated 03/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
6 Month CD	-	3.50%	6
Min Deposit $1,000 Last Updated 03/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
12 Month CD	-	3.25%	12
Min Deposit $1,000 Last Updated 03/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Oak View National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Oak View National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Oak View National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Oak View National Bank

Bank Holding Company OAK VIEW BANKSHARES INC

Address 340 Waterloo Street, Warrenton, VA 20186 · Fauquier

Website https://www.oakviewbank.com/

FDIC Certificate # 58827

Established 06/08/2009

FDIC Insurance Date 06/08/2009

Domestic Offices 4

Total Branches 4

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9008%

Return on Equity (ROE) 12.1100%

Non-Performing Loans (NPL) 0.00%

Total Assets $878,036,000

Total Deposits $714,297,000

Equity Capital $80,220,000

Net Income $8,030,000

Headquarters Warrenton

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Oak View National Bank

Is Oak View National Bank a safe place to deposit money?

Yes, Oak View National Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Oak View National Bank operate?

Oak View National Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Oak View National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Oak View National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Oak View National Bank offer online and mobile banking?

Most modern institutions like Oak View National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.oakviewbank.com/.