Passumpsic Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Passumpsic Savings Bank Deposit Rates
Today's 12-month CD rates can be found at 1.50%, 6-month CD rates at 0.25% and 3-month CD rates at 2.57%. Current savings rates are at 0.15% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.11%. Credit Card rates are at 7.99%. Personal Loan rates are at 12.65%. All these rates, and more, can be found in our database of rates. Passumpsic Savings Bank's 6-Month CD special rates are at 4.75%, 12-Month CD special rates are at 4.50%, 18-Month CD special rates are at 4.25%. Passumpsic Savings Bank's savings rates are at 0.50%.

Passumpsic Savings Bank

To see how these rates compare to Passumpsic Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Passumpsic Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Passumpsic Savings Bank CD rates. You can also compare Passumpsic Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Passumpsic Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Passumpsic Savings Bank? Share your experience about Passumpsic Savings Bank by leaving a review below, or read customer reviews before you decide to use Passumpsic Savings Bank.

Passumpsic Savings Bank Texas Ratio

Passumpsic Savings Bank's Texas Ratio is at 8.07%, which is considered excellent. The Texas Ratio for Passumpsic Savings Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Passumpsic Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.50%
18-Month CD
4.25%
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.50%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Passumpsic Savings Bank
497 Railroad St
Saint Johnsbury, VT 05819
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Passumpsic Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Passumpsic Savings Bank
Passumpsic Savings Bank
6-Month CD special
4.75%
$10,000
Passumpsic Savings Bank
Passumpsic Savings Bank
12-Month CD special
4.50%
$10,000
Passumpsic Savings Bank
Passumpsic Savings Bank
18-Month CD special
4.25%
$10,000
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Cash Checkign
3.00%
$25
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Saver Savings Account
0.50%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Passumpsic Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Inova Federal Credit Union
Inova Federal Credit Union
Shield Money Market
5.15%
$0
Northern Bank Direct
Northern Bank Direct
6-Month CD
5.00%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
11-Month CD special
5.00%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
Shield Checking <-$15k
5.00%
$0
Mound City Bank
Mound City Bank
6-Month CD IntraFi
4.90%
$10,000
New Republic Bank
New Republic Bank
Money Market Checking
4.78%
$4,000,000
Sallie Mae
Sallie Mae
Money Market
4.75%
$0
Bank of America
Bank of America
7-Month CD
4.75%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
13-Month CD
4.69%
$2,500
Rising Bank
Rising Bank
15-Month CD
4.50%
$1,000
Goldwater Bank
Goldwater Bank
24-Month CD
4.50%
$500
New Tripoli Bank
New Tripoli Bank
24-Month CD
4.08%
$500
Sikorsky Credit Union
Sikorsky Credit Union
25-Month CD (Certificate)
3.75%
$500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
48-Month CD
3.75%
$500
Community Bank of Trenton
Community Bank of Trenton
15-Month CD
3.60%
$5,000
GTE Financial CU
GTE Financial CU
24-Month CD
3.51%
$500
FSB of Randolph County
FSB of Randolph County
48-Month CD
3.50%
$500
Keen Bank
Keen Bank
24-Month CD
3.50%
$2,500
New Tripoli Bank
New Tripoli Bank
48-Month CD
3.30%
$500
New Tripoli Bank
New Tripoli Bank
36-Month CD
3.30%
$500
First Bank Hampton
First Bank Hampton
Money Market Savings Account
3.03%
$250,000
Community State Bank Shelbina, MO
Community State Bank Shelbina, MO
48-Month CD
2.78%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings Tier 5
2.58%
$75,000
Hcbt
Hcbt
12-Month CD
2.53%
$1,000
Spring Valley City Bank
60-Month CD
2.40%
$1,000
First Bank of Utica
First Bank of Utica
60-Month CD
2.32%
$500
InFirst Bank
InFirst Bank
60-Month CD
1.75%
$500
Washington Business Bank
Washington Business Bank
Personal Money Market
1.51%
$500,000
RBT Rollstone B&T
RBT Rollstone B&T
18-Month CD
0.85%
$500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
24-Month CD
0.85%
$1,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
Money Market Tier 1
0.75%
$2,500
State Bank of Canton
State Bank of Canton
6-Month CD
0.75%
$500
Century Bank and Trust GA
Century Bank and Trust GA
Regular Savings
0.75%
$200
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
24-Month CD
0.70%
$500
Federation Bank
Federation Bank
18-Month CD
0.60%
$500
Wells River Savings Bank
Wells River Savings Bank
60-Month CD
0.60%
$200
Vibrant Credit Union
Vibrant Credit Union
24-Month CD certificate
0.60%
$5
One Community Bank
One Community Bank
36-Month CD
0.50%
$500
Acipco Federal Credit Union
Acipco Federal Credit Union
Regular Shares Savings
0.50%
$25
Greeneville Federal Bank
Greeneville Federal Bank
48-Month CD
0.45%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
6-Month CD
0.35%
$500
First Southwest Bank
First Southwest Bank
Eagle Savings Account
0.35%
$0
Metropolitan Bank
Metropolitan Bank
24-Month CD
0.30%
$2,500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
12-Month CD
0.25%
$1,000
Collinsville Bank
Collinsville Bank
12-Month CD
0.20%
$500
Wintrust Bank
Wintrust Bank
Statement Savings
0.15%
$0
1st Kansas Credit Union
1st Kansas Credit Union
Regular Share Savings
0.15%
$50
Abington Bank
Abington Bank
3-Month CD
0.05%
$1,000
BankNewport
BankNewport
Money Market Savings
0.02%
$2,500
Lusitania Savings Bank
Lusitania Savings Bank
Savings Account
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Passumpsic Savings Bank Information

Passumpsic Savings Bank
497 Railroad St
Saint Johnsbury, VT 05819
Caledonia
Established Date: 02/24/1853
FDIC Certificate #: 14134
Date of FDIC Deposit Insurance: 03/31/1934
Bank Holding Company: PASSUMPSIC BCORP
How Many Domestic U.S. Offices? 12
How Many Branches are There? 13
Is Passumpsic Savings Bank FDIC Insured? Yes
What is Passumpsic Savings Bank's Cert number? 14134
What is the maximum amount for insured deposits? $250,000 per holder, per account

Passumpsic Savings Bank Financials

Total Assets:
$835,568,000
Total Deposits:
$701,903,000
Equity Capital:
$99,761,000
Domestic Deposits:
$701,903,000
Net Income:
$1,453,000
Return on Assets:
-0.5607%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.7686%
Pretax Quarterly Return on Assets:
0.7700%
Return on Equity:
-4.8500%
Quarterly Return on Equity:
5.8900%
Common Equity Tier 1 Capital Ratio:
16.1228%
Tier 1 Risk-Based Capital Ratio:
16.1228%
Leverage Tier 1 (Core Capital) Ratio:
10.7862%
Total Risk-Based Capital Ratio (YTD):
17.3760%
Total Interest Income (YTD):
3.2970%
 
 
Headquarters:
Saint Johnsbury
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Caledonia
# of Offices:
12
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

2-day-cd-rates-sale-at-texas-trust-cu-best-13-month-jumbo-cd-apy-192Texas Trust Credit Union is adverting a 2 Day CD Sale. The special certificate of deposit promotional deal only takes place on June 18 and June 19.  There are three tiered 13 month CD rates and the rates are based on the deposit amount. You can open an account at a branch location, by calling Texas Trust or online. At least 50% of the opening deposit must be new to Texas Trust or newly deposited into your Texas Trust account within the last 30 days.
If you're like most Americans, chances are you will work past your retirement age. A recent Gallop poll showed three in four Americans believe they will work past their retirement age. The amount of people who believe they will continue working is almost equally split between having to work and wanting to work.

Bank or Credit Union Offers and Deals

CD Interest Rates & CD Yields Albany, New York
Mortgage Rates: Loan Depot 15 Mortgage Rates at 3.875% w/0 Points: 30 Year National Average Mortgage Rates at 4.26%
Florida Credit Union Certificates of Deposit
Sallie Mae CD Rates
Top 10 Savings Account Rates
Discover Bank Money Market Account Rates now at 0.80%
Mortgage Applications Increase 7% on Weak GDP Report
Highest Savings Account Rates in California
Mortgage Rates This Weekend: 30 Year Mortgage Rates at 4.11%
Mortgage Rates Jump Sharply Higher this Week

Alternative Bank and Credit Union Offers to Explore

Northpointe Bank Money Market Rates
Mortgage Rates and Refinance Rates Today November 19: 30 Year Mortgage Rates at 4.42%, 15 Year Mortgage Rates at 3.80%
3-2 Mortgage Rates Head Lower: 30 Year Mortgage Rates and Refinance Rates at 4.79%
Shopping for the Best Auto Insurance Rates: Comprehensive Auto Insurance Rates
Mortgage Rates: What Goes Up Must Come Down
Live Oak Bank CD Rates - 2.15% 12-Month CD (Nationwide)
Flexible Spending Account (FSA) for Dependent Care
Fixed Conforming Mortgage Rates Average 3.40%, Lowest 30 Year Refinance Rates at 3.00%
Fixed Rate Mortgage or Adjustable Rate Mortgage: Which is Best for Your Needs?
Finding FHA Home Loans & FHA Mortgage Rates

Passumpsic Savings Bank Reviews

There are no reviews for Passumpsic Savings Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Passumpsic Savings Bank
Your Name:
Your Rating:

See how Passumpsic Savings Bank Compares to other banks