Passumpsic Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.01%, 6-month CD rates at 0.85% and 3-month CD rates at 3.61%. Current savings rates are at 0.10% and money market rates are at 0.38%. Mortgage rates today on 30-year fixed loans are around 6.87%. Credit Card rates are at 8.99%. Personal Loan rates are at 13.04%. All these rates, and more, can be found in our database of rates. Passumpsic Savings Bank's savings rates are at 0.50%.

Passumpsic Savings Bank

To see how these rates compare to Passumpsic Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Passumpsic Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Passumpsic Savings Bank CD rates. You can also compare Passumpsic Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Passumpsic Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Passumpsic Savings Bank? Share your experience about Passumpsic Savings Bank by leaving a review below, or read customer reviews before you decide to use Passumpsic Savings Bank.

Passumpsic Savings Bank Texas Ratio

Passumpsic Savings Bank's Texas Ratio is at 14.68%, which is considered excellent. The Texas Ratio for Passumpsic Savings Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Passumpsic Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.50%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Passumpsic Savings Bank
497 Railroad St
Saint Johnsbury, VT 05819
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Passumpsic Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Checking
5.00%
$25
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Saver Savings
0.50%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Passumpsic Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
48-Month CD
4.24%
$500
Leighton State Bank
Leighton State Bank
12-Month CD
4.19%
$500
Newtown Savings Bank
Newtown Savings Bank
48-Month CD
4.00%
$500
Manasquan Bank
Manasquan Bank
36-Month CD
3.75%
$500
CorTrust Bank
CorTrust Bank
48-Month CD
3.75%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
12-Month CD (Plus Jumbo)
3.61%
$200,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
12-Month CD
3.60%
$1,000
Huron Valley State Bank
Huron Valley State Bank
3-Month CD
3.50%
$500
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
18-Month CD
3.25%
$500
1st United Credit Union
1st United Credit Union
12-Month CD
3.25%
$250
ableBanking
ableBanking
36-Month CD
3.00%
$5,000
Mauch Chunk Trust Company
48-Month CD
2.81%
$500
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
18-Month CD
2.75%
$500
Homewood Federal SB
Homewood Federal SB
48-Month CD
2.75%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
Money Market
2.75%
$10
Bank Forward
Bank Forward
30-Month CD
2.65%
$500
Johnson State Bank
Johnson State Bank
60-Month CD
2.33%
$1,000
State Bank of Cherry
18-Month CD
2.27%
$1,000
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
24-Month CD
2.15%
$500
1st Gateway Credit Union
1st Gateway Credit Union
24-Month CD
2.10%
$1,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
48-Month CD
2.02%
$1,000
First Southern State Bank
First Southern State Bank
18-Month CD
2.02%
$500
Osgood Bank
Osgood Bank
24-Month CD
2.02%
$1,000
FCNB Bank
FCNB Bank
60-Month CD
2.00%
$1,000
Madison Valley Bank
Madison Valley Bank
60-Month CD
1.86%
$500
North Shore Bank of Commerce
North Shore Bank of Commerce
48-Month CD
1.50%
$1,000
Jones Bank
Jones Bank
18-Month CD
1.30%
$500
National Bank of Blacksburg
National Bank of Blacksburg
12-Month CD
1.16%
$500
Prevail Bank
Prevail Bank
24-Month CD
1.15%
$1,000
Prevail Bank
Prevail Bank
12-Month CD
1.10%
$1,000
Canton Co-operative Bank
Canton Co-operative Bank
12-Month CD
1.00%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
60-Month CD
0.90%
$500
Mid-Missouri Bank
Mid-Missouri Bank
24-Month CD
0.85%
$1,000
Bogota Savings Bank
Bogota Savings Bank
60-Month CD
0.75%
$1,000
Minster Bank
Minster Bank
Money Market Advantage
0.60%
$10,000
FNB of Ely
FNB of Ely
Savings
0.40%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
Demand Money Market
0.25%
$2,500
Beardstown Savings
Beardstown Savings
3-Month CD
0.20%
$0
Hiawatha National Bank
Hiawatha National Bank
Interest Checking
0.20%
$500
Phoenixville Federal B&T
Statement Savings
0.15%
$100
SSB Community Bank
SSB Community Bank
Money Market
0.15%
$10,000
MCS Bank
MCS Bank
Premium Checking
0.10%
$500
Spring Valley City Bank
Savings
0.10%
$50
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Presidential Savings
0.10%
$25,000
AVB Bank
AVB Bank
Opportunities Checking
0.05%
$1,500
BankChampaign
BankChampaign
Regular Savings
0.05%
$200
OWB One World Bank
OWB One World Bank
Money Market
0.05%
$0
PNC Bank
PNC Bank
48-Month CD
0.02%
$1,000
Brenham National Bank
Brenham National Bank
Success Savings
0.01%
$0
Vibrant Credit Union
Vibrant Credit Union
36-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Passumpsic Savings Bank Information

Passumpsic Savings Bank
497 Railroad St
Saint Johnsbury, VT 05819
Caledonia
Established Date: 02/24/1853
FDIC Certificate #: 14134
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: PASSUMPSIC BCORP
How Many Domestic U.S. Offices? 12
How Many Branches are There? 13
Is Passumpsic Savings Bank FDIC Insured? Yes
What is Passumpsic Savings Bank's Cert number? 14134
What is the maximum amount for insured deposits? $250,000 per holder, per account

Passumpsic Savings Bank Financials

Total Assets:
$842,231,000
Total Deposits:
$674,131,000
Equity Capital:
$108,189,000
Domestic Deposits:
$674,131,000
Net Income:
$3,240,000
Return on Assets:
0.4667%
Quarterly Return on Assets:
1.5300%
Pretax Return on Assets:
1.7886%
Pretax Quarterly Return on Assets:
1.7900%
Return on Equity:
3.9900%
Quarterly Return on Equity:
12.1100%
Common Equity Tier 1 Capital Ratio:
18.1578%
Tier 1 Risk-Based Capital Ratio:
18.1578%
Leverage Tier 1 (Core Capital) Ratio:
11.5351%
Total Risk-Based Capital Ratio (YTD):
19.4096%
Total Interest Income (YTD):
3.9722%
 
 
Headquarters:
Saint Johnsbury
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Caledonia
# of Offices:
12
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

For the past couple of weeks we thought we were safe from higher mortgage rates but that isn't the case anymore. The fear that the Federal Reserve will start tapering bond and mortgage-backed security purchases are back. The Federal Open Market Committee (FOMC) just released their October meeting minutes, suggesting that the central bank is looking for a way to slow down and stop their buying.
e loan savings accountE-Loan is offering their "Savings Plus" online high yield savings accounts with rates as high as 3.85% APY. There is a minimum open deposit of $5,000. The 3.85% rate is for balances of $100,000 and above.

Bank or Credit Union Offers and Deals

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Mortgage Rates Fall from Recent high
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NewDominion Bank 3 Month $50K CD Rates now at 0.25%
Title Insurance: Do I need Title Insurance?
Average CD Rates Move Higher for Short and Long Term Certificates of Deposit
Long Term Mortgage Rates and Refinance Rates Mostly Higher: Average 30 Year Mortgage Rates and Refinance Rates at 4.77%

Alternative Bank and Credit Union Offers to Explore

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15 Year Mortgage Rates Drop - Mortgage Applications Increase
Doral Direct Bank 11 month CD Rate
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Andrews Federal Credit Union CD Rates: Highest Rate at 5.05% Jumbo 12-Month CD
Mortgage Rates Decline This Week: 30 Year Mortgage Rates Down to 4.00%
Mortgage Rates Decline Again This Week: 30-Year Mortgage at 6.13%

Passumpsic Savings Bank Reviews

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