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 Augusta Health Care Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 2, 2026
Augusta Health Care Credit Union's 12 Month CD rates are at 3.75%, 6 Month CD rates are at 3.50%, 24 Month CD rates are at 2.25%. Augusta Health Care Credit Union's savings rates are at 0.75%. Augusta Health Care Credit Union's money market rates are at 0.25%. Augusta Health Care Credit Union's Personal Loan Rates are at 3.50%. MonitorBankRates evaluates the financial stability of Augusta Health Care Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.10%. Rates were last updated on 04/02/2026. Augusta Health Care Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Augusta Health Care Credit Union? Share your experience about Augusta Health Care Credit Union by leaving a review below, or read customer reviews before you decide to use Augusta Health Care Credit Union. Augusta Health Care Credit Union
AUGUSTA HEALTH CARE CREDIT UNION 78 MEDICAL CENTER DR
https://ahccu.com FISHERSVILLE, VA 22939 
Augusta Health Care Credit Union CD Rates
Augusta Health Care Credit Union Savings Rates
Augusta Health Care Credit Union Money Market Rates
Augusta Health Care Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Augusta Health Care Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Augusta Health Care Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Augusta Health Care Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Augusta Health Care Credit Union
Website
https://ahccu.com
Address
78 MEDICAL CENTER DR,
FISHERSVILLE, VA 22939
Phone
540-932-4590
Fax
540-932-4796
President
HOLLY CALDWELL TAYLOR
CEO
MARY KING
Full-Time Employees
2
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.10%
Return on Assets (ROA)
1.3379%
Return on Equity (ROE)
6.6616%
Non-Performing Loans Ratio (NPL)
0.06%
Total Assets
15,133,659
Total Amount of Shares and Deposits
12,095,361
Total Shares and Deposits < 1 Year
11,973,716
Total Shares and Deposits 1 3 Years
121,645
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
583,369
Total Uninsured Shares and Deposits > $250K (F+J)
583,369
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,511,992
Total Interest Expense (Sum of items 6 8)
127,755
Share Certificates
244
Number of Accounts for Share Drafts
745
IRA KEOGH Accounts
29
Number of Accounts for Regular Shares
1,921
Money Market Shares
251
Net Income (unless the amount is already included in Undivided Earnings)
202,480
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,579,265
Total Liabilities
12,094,144
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Augusta Health Care Credit UnionIs Augusta Health Care Credit Union a safe place to deposit money?Yes, Augusta Health Care Credit Union is considered a safe financial institution. With a Texas Ratio of 0.10106875603509%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Augusta Health Care Credit Union operate?Augusta Health Care Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Augusta Health Care Credit Union?Yes, to access services at Augusta Health Care Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Augusta Health Care Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Augusta Health Care Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Augusta Health Care Credit Union offer online and mobile banking?Most modern institutions like Augusta Health Care Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ahccu.com. Current Augusta Health Care Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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