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InvesTex Credit Union Rates & Review April 2026

InvesTex Credit Union's CD of Deposit Jumbo 18 month rates are at 4.07%, CD of Deposit Jumbo 2 Years rates are at 3.87%, CD of Deposit Jumbo 4 Years rates are at 3.76%, CD of Deposit Jumbo 5 Years rates are at 3.76%, CD of Deposit 18 month rates are at 3.61%. InvesTex Credit Union's savings rates are at 0.65%. InvesTex Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of InvesTex Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.65%. Rates were last updated on 04/19/2026.

InvesTex Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at InvesTex Credit Union? Share your experience about InvesTex Credit Union by leaving a review below, or read customer reviews before you decide to use InvesTex Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.65%
Excellent Lower than avg
InvesTex Credit Union
Investex Credit Union
8404 FM 1960 Rd W
Humble, TX 77338
https://www.investexcu.org
Member NCUA

InvesTex Credit Union CD Rates

Product Rate APY Term View More
Certificate of Deposit Jumbo 18 month 4.00% 4.07% 18 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit Jumbo 2 Years 3.80% 3.87% 2 Years
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit Jumbo 4 Years 3.70% 3.76% 4 Years
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit Jumbo 5 Years 3.70% 3.76% 5 Years
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit 18 month 3.55% 3.61% 18 Months
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit 4 Years 3.45% 3.51% 4 Years
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit 5 Years 3.45% 3.51% 5 Years
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit 2 Years 3.35% 3.40% 2 Years
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit Jumbo 3 Years 3.30% 3.35% 3 Years
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit 3 Years 3.05% 3.09% 3 Years
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit Jumbo 1 Year 2.50% 2.53% 1 Year
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit 1 Year 2.25% 2.27% 1 Year
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit Jumbo 6 month 1.35% 1.36% 6 Months
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Certificate of Deposit 6 month 1.10% 1.11% 6 Months
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
1 Year Payroll Growth CD 0.25% 0.25% 1 Year
Min Deposit $100
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

InvesTex Credit Union Savings Rates

Product Rate APY View More
EDU IRA Savings 2.05% 2.07%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
IRA Savings 2.05% 2.07%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Roth IRA SavingsSEP IRA Savings 2.05% 2.07%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
EDU IRA Savings 1.35% 1.39%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
IRA Savings 1.35% 1.39%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Roth IRA SavingsSEP IRA Savings 1.35% 1.39%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
EDU IRA Savings 0.65% 0.65%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
IRA Savings 0.65% 0.65%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Roth IRA SavingsSEP IRA Savings 0.65% 0.65%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

InvesTex Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.45% 1.46%
Min Balance $20,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Money Market 1.25% 1.26%
Min Balance $5,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Money Market - 0.00%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

InvesTex Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 5.39% 60
Details Up to 60 Months
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Home Equity - - 5.59% 72
Details Up to 72 Months
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Home Equity - - 5.79% 84
Details Up to 84 Months
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Home Equity - - 5.99% 120
Details Up to 120 Months
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Home Equity - - 6.19% 180
Details Up to 180 Months
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Home Equity - - 6.39% 240
Details Up to 240 Months
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Home Equity - - 6.59% 360
Details Up to 360 Months
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

InvesTex Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Premier - 10.90%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Visa Platinum - 14.90%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%
Visa Secured - 14.90%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.65%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for InvesTex Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather InvesTex Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with InvesTex Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name InvesTex Credit Union
Address 8404 FM 1960 Rd W, Humble, TX 77338
Phone 281-449-0109
Fax 281-449-0109
President Catherine Paraschos
CEO Keith Kearney
Full-Time Employees 62
Part-Time Employees 4
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.65%
Return on Assets (ROA)
0.1551%
Return on Equity (ROE)
1.3556%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
239,080,431
Total Amount of Shares and Deposits
223,212,387
Total Shares and Deposits < 1 Year
203,045,603
Total Shares and Deposits 1 3 Years
17,572,026
Total Shares and Deposits > 3 Years
2,594,758
Total Interest Expense (Sum of items 6 8)
2,075,679
Share Certificates
1,367
Number of Accounts for Share Drafts
11,931
IRA KEOGH Accounts
757
Number of Accounts for Regular Shares
22,679
Money Market Shares
192
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,574,510
Total Liabilities
223,947,287
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About InvesTex Credit Union

Is InvesTex Credit Union a safe place to deposit money?

Yes, InvesTex Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6476149891902%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does InvesTex Credit Union operate?

InvesTex Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join InvesTex Credit Union?

Yes, to access services at InvesTex Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, InvesTex Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, InvesTex Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does InvesTex Credit Union offer online and mobile banking?

Most modern institutions like InvesTex Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.investexcu.org.

Current InvesTex Credit Union Rates

  • 12-Month CD0.25%
  • 18-Month CD3.61%
  • 24-Month CD3.40%
  • 60-Month CD3.51%
  • Savings0.65%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.