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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Langley Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 22, 2026
Langley Federal Credit Union's 14 month Promotional CD IRAs (Traditional or Roth IRA) rates are at 4.11%, 14 month Promotional CDs rates are at 4.11%, 60 month CD IRAs (Traditional or Roth IRA) rates are at 3.40%, 60 month Long-Term CDs rates are at 3.40%, 12 month CD IRAs (Traditional or Roth IRA) rates are at 3.30%. Langley Federal Credit Union's savings rates are at 2.00%. Langley Federal Credit Union's 30 Year Fixed Rate rates are at 6.12%, VA 30 rates are at 6.25%, 5/1 Adjustable Rate Mortgage rates are at 5.75%, 3/1 Adjustable Rate Mortgage rates are at 5.50%, 1/1 Adjustable Rate Mortgage rates are at 5.25%. Langley Federal Credit Union's Personal Loan Rates are at 3.55%. MonitorBankRates evaluates the financial stability of Langley Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.01%. Rates were last updated on 04/22/2026. Langley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Langley Federal Credit Union? Share your experience about Langley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Langley Federal Credit Union. Langley Federal Credit Union
City Center 721 Lakefront Cmns
https://www.langleyfcu.org Newport News, VA 23606 
Langley Federal Credit Union CD Rates
Langley Federal Credit Union Savings Rates
Langley Federal Credit Union Money Market Rates
Langley Federal Credit Union Checking Rates
Langley Federal Credit Union Mortgage Rates
Langley Federal Credit Union Home Equity & HELOC
Langley Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Langley Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Langley Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Langley Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Langley Federal Credit Union
Website
https://www.langleyfcu.org
Address
721 Lakefront Cmns,
Newport News, VA 23606
Phone
757-827-5328
Fax
757-596-1684
President
Audrey Douglas Cooke
CEO
Thomas Ryan
Full-Time Employees
718
Part-Time Employees
0
Branch Locations
20
ATM Locations
26
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.01%
Return on Assets (ROA)
0.5216%
Return on Equity (ROE)
5.8770%
Non-Performing Loans Ratio (NPL)
1.19%
Total Assets
5,606,468,830
Total Amount of Shares and Deposits
4,839,118,742
Total Shares and Deposits < 1 Year
4,480,889,588
Total Shares and Deposits 1 3 Years
264,555,061
Total Shares and Deposits > 3 Years
93,674,094
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
472,573,488
Total Uninsured Shares and Deposits > $250K (F+J)
472,573,488
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,366,545,254
Total Interest Expense (Sum of items 6 8)
90,292,893
Share Certificates
44,585
Number of Accounts for Share Drafts
214,760
IRA KEOGH Accounts
8,986
Number of Accounts for Regular Shares
565,328
Money Market Shares
26,936
Net Income (unless the amount is already included in Undivided Earnings)
29,240,881
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
439,504,276
Total Liabilities
5,127,020,414
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Langley Federal Credit UnionIs Langley Federal Credit Union a safe place to deposit money?Yes, Langley Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 11.005961744981%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Langley Federal Credit Union operate?Langley Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Langley Federal Credit Union?Yes, to access services at Langley Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Langley Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Langley Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Langley Federal Credit Union offer online and mobile banking?Most modern institutions like Langley Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.langleyfcu.org. Current Langley Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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