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Bank of Luxemburg Rates and Review February 2026

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Bank of Luxemburg's 6-Month 6-Month CD rates are at 3.90%, 6-Month 6-Month CD/IRA rates are at 3.90%, 18-Month 18-Month CD rates are at 3.50%, 18-Month 18-Month CD/IRA rates are at 3.50%, 60-Month 60-Month CD rates are at 3.15%. Bank of Luxemburg's savings rates are at 0.15%. Bank of Luxemburg's money market rates are at 0.16%. Bank of Luxemburg's Fixed Rate Mortgage 15 Year rates are at 5.50%, Adjustable Rate Mortgage (ARM) rates are at 6.00%, Fixed Rate Mortgage 20 Year rates are at 5.88%, Adjustable Rate Mortgage (ARM) rates are at 6.12%, 30-Year Fixed Mortgage rates are at 6.12%.

Bank of Luxemburg

Rate Updates and Availability

Bank of Luxemburg money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Luxemburg? Share your experience about Bank of Luxemburg by leaving a review below, or read customer reviews before you decide to use Bank of Luxemburg.

Bank of Luxemburg Texas Ratio

Bank of Luxemburg's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Bank of Luxemburg is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Bank of Luxemburg has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Bank of Luxemburg is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
2.50%
18-Month CD
3.50%
24-Month CD
2.85%
36-Month CD
1.50%
48-Month CD
3.10%
60-Month CD
1.75%
Savings
0.15%
MMA
0.16%
30-Year Fixed
6.39%
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Bank of Luxemburg
630 Main St
Luxemburg, WI 54217
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Bank of Luxemburg CD Rates

Product Rate APY Term View More
18 month 18 Month CD 3.44% 3.50% 18 Months
Min Deposit$1,000
Last Updated 02/13/2026
18 month 18 month CD/IRA 3.44% 3.50% 18 Months
Min Deposit$1,000
Last Updated 02/13/2026
60 month 60 Month CD 3.10% 3.15% 60 Months
Min Deposit$1,000
Last Updated 02/13/2026
36 month 36 Month CD 3.05% 3.10% 36 Months
Min Deposit$1,000
Last Updated 02/13/2026
48 month 48 Month CD 3.05% 3.10% 48 Months
Min Deposit$1,000
Last Updated 02/13/2026
24 month 24 Month CD 2.81% 2.85% 24 Months
Min Deposit$1,000
Last Updated 02/13/2026
12 month 12 Month CD 2.47% 2.50% 12 Months
Min Deposit$1,000
Last Updated 02/13/2026
60 month 60 Month Star Saver CD 1.73% 1.75% 60 Months
Min Deposit$250
Last Updated 02/13/2026
36 month 36 Month Star Saver CD 1.49% 1.50% 36 Months
Min Deposit$250
Last Updated 02/13/2026
9 month 9 Month CD 1.49% 1.50% 9 Months
Min Deposit$1,000
Last Updated 02/13/2026
3 month 3 Month CD 0.99% 1.00% 3 Months
Min Deposit$1,000
Last Updated 02/13/2026

Bank of Luxemburg Savings Rates

Product Rate APY View More
Investor's Savings 2.99% 1.68%
Min Deposit$10,000
Min Balance$250,000
Details^ $250,000.00 +
Last Updated 02/13/2026
Investor's Savings 2.13% 0.99%
Min Deposit$10,000
Min Balance$100,000
Details^ $100,000.00 - $249,999.99
Last Updated 02/13/2026
Investor's Savings 1.34% 0.63%
Min Deposit$10,000
Min Balance$50,000
Details^ $50,000.00 - $99,999.99
Last Updated 02/13/2026
Holiday Club 0.50% 0.50%
Min Deposit$10
Min Balance$0
Details**
Last Updated 02/13/2026
Health Savings Account 0.75% 0.41%
Min Deposit$30
Min Balance$25,000
Details^ $25,000.00 +
Last Updated 02/13/2026
Health Savings Account 0.60% 0.28%
Min Deposit$30
Min Balance$15,000
Details^ $15,000.00 - $24,9999.99
Last Updated 02/13/2026
Everyday Savings 0.16% 0.16%
Min Deposit$25
Min Balance$0
Details*
Last Updated 02/13/2026
Investor's Savings 0.16% 0.16%
Min Deposit$10,000
Min Balance$0
Details^ $0.01 - $9,999.99
Last Updated 02/13/2026
Star Saver Savings 0.16% 0.16%
Min Deposit$10
Min Balance$0
Details*
Last Updated 02/13/2026
Health Savings Account 0.15% 0.15%
Min Deposit$30
Min Balance$0
Details^ $0.01 - $4,999.99
Last Updated 02/13/2026

Bank of Luxemburg Money Market Rates

Product Rate APY View More
Money Market Select 1.24% 0.69%
Min Deposit$1,000
Min Balance$50,000
Details^ $50,000.00 +
Last Updated 02/13/2026
Money Market Select 0.16% 0.16%
Min Deposit$1,000
Min Balance$0
Details^ $0.01 - $4,999.99
Last Updated 02/13/2026

Bank of Luxemburg Checking Rates

Product Rate APY View More
Loyalty Checking (Qualifications Met) 2.96% 3.00%
Min Deposit$25
Min Balance$0
Details^ $0.01 - $10,000.00
Last Updated 02/13/2026
Business Select Plus Checking 0.50% 0.28%
Min Deposit$25,000
Min Balance$150,000
Details^ $150,000.00 +
Last Updated 02/13/2026
Advantage Checking 0.50% 0.27%
Min Deposit$1,000
Min Balance$50,000
Details^ $50,000.00 +
Last Updated 02/13/2026
Advantage Checking 0.35% 0.20%
Min Deposit$1,000
Min Balance$25,000
Details^ $25,000.00 - $49,999.99
Last Updated 02/13/2026
Advantage Checking 0.12% 0.12%
Min Deposit$1,000
Min Balance$0
Details^ $0.01 - $4,999.99
Last Updated 02/13/2026
Business Select Plus Checking 0.45% 0.12%
Min Deposit$25,000
Min Balance$75,000
Details^ $75,000.00 - $149,999.99
Last Updated 02/13/2026
Business Select Plus Checking 0.25% 0.05%
Min Deposit$25,000
Min Balance$50,000
Details^ $50,000.00 - $74,999.99
Last Updated 02/13/2026
Loyalty Checking (Qualifications Not Met) 0.01% 0.01%
Min Deposit$25
Min Balance$0
Details^
Last Updated 02/13/2026
Business Select Plus Checking - 0.00%
Min Deposit$25,000
Min Balance$0
Details^ $0.01 - $24,999.99
Last Updated 02/13/2026
Business Select Plus Checking 0.10% 0.00%
Min Deposit$25,000
Min Balance$25,000
Details^ $25,000.00 - $49,999.99
Last Updated 02/13/2026

Bank of Luxemburg Mortgage Rates

Product Rate Points APR Term View More
Fixed Rate Mortgage 15 Year 5.50% - 5.84% 15 Year
No additional details.
Last Updated 02/13/2026
Adjustable Rate Mortgage (ARM) 6.00% - 6.18% 5 Years
DetailsFully Indexed Rate: 5.720%, Monthly Payment: $599.55, Months to First Rate Adjustment: 60
Last Updated 02/13/2026
Fixed Rate Mortgage 20 Year 5.88% - 6.22% 20 Year
No additional details.
Last Updated 02/13/2026
Adjustable Rate Mortgage (ARM) 6.13% - 6.30% 7 Years
DetailsFully Indexed Rate: 5.720%, Monthly Payment: $607.61, Months to First Rate Adjustment: 84
Last Updated 02/13/2026
Fixed Rate Mortgage 30 Year 6.13% - 6.39% 30 Year
No additional details.
Last Updated 02/13/2026
Fixed Rate Mortgage 10 Year 6.00% - 6.39% 10 Year
No additional details.
Last Updated 02/13/2026
Adjustable Rate Mortgage (ARM) 6.38% - 6.55% 10 Years
DetailsFully Indexed Rate: 5.720%, Monthly Payment: $623.87, Months to First Rate Adjustment: 120
Last Updated 02/13/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Luxemburg is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Luxemburg rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Luxemburg's official website for the most current offers and terms.

Bank Profile & Overview

Bank of Luxemburg
630 Main St
Luxemburg, WI 54217
Kewaunee
Established Date: 10/03/1903
FDIC Certificate #: 13264
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LUXEMBURG BANCSHARES INC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Bank of Luxemburg FDIC Insured? Yes
What is Bank of Luxemburg's Cert number? 13264
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$664,987,000
Total Deposits:
$575,764,000
Equity Capital:
$44,409,000
Net Income:
$1,250,000
Return on Assets (ROA):
0.8101%
Return on Equity (ROE):
12.4200%
Headquarters:
Luxemburg
Regulator:
FDIC
# of Offices:
9
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

jdwz
★★★★★
December 17, 2025
srzV
Barney Sutter
★★★★★
November 6, 2023
Bank of Luxemburg offers excellent banking services. Their customer service is top-notch, and their staff is always friendly and helpful. They have a wide range of financial products to meet various needs, and their online banking platform is user-friendly. I\'ve been a customer for several years and have had a positive experience overall. I highly recommend Bank of Luxemburg for your banking needs.
Average Rating
★★★★★
Total Reviews
2
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Frequently Asked Questions About Bank of Luxemburg

How do I open an account at Bank of Luxemburg?

You can typically open an account at Bank of Luxemburg by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Bank of Luxemburg provides a range of mortgage and home equity products.

Is Bank of Luxemburg a safe place to deposit money?

Yes, Bank of Luxemburg is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Bank of Luxemburg offer online and mobile banking?

Most modern institutions like Bank of Luxemburg provide digital access including online balance checks and transfers.

Current Bank of Luxemburg Rates

ProductAPY
12-Month CD2.50%
18-Month CD3.50%
24-Month CD2.85%
36-Month CD1.50%
48-Month CD3.10%
60-Month CD1.75%
Savings0.15%
MMA0.16%
30-Year Fixed6.39%

Rates subject to change.