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Associated Bank Rates & Review November 2026

Associated Bank's 12-Month add on CD rates are at 1.00%, 12-Month CD rates are at 1.00%, 6-Month CD rates are at 1.00%, 60-Month CD rates are at 0.10%, 48-Month CD rates are at 0.05%. Associated Bank's savings rates are at 0.25%. Associated Bank's money market rates are at 0.25%. Associated Bank's checking rates are as high as 0.05%. Associated Bank's 10 Year Fixed rates are at 6.375%, 15 Year Fixed rates are at 6.50%, 20 Year Fixed rates are at 7.00%, VA Mortgages - 30 Year VA Loan rates are at 6.875%, 30 Year Fixed rates are at 7.125%. Associated Bank's top CD rate of 4.40% APY on a 13 month CD is 46% higher than the MonitorBankRates national average of 3.02% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Associated Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.45%. Rates last updated and verified on 11/05/2026.

Associated Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Associated Bank? Share your experience about Associated Bank by leaving a review below, or read customer reviews before you decide to use Associated Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.45%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Associated Bank, National Association
200 N Adams St
Green Bay, WI 54301
https://www.associatedbank.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Associated Bank CD Rates

Product Rate APY Term Min. Deposit View More
13-month CD special 4.33% 4.40% 13 month $5,000
Min Deposit $5,000
Min Balance $5,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 4.40% APY · checked 4 times
3.90%4.40%4.90%Oct 22, 2026: 4.40% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
7-month CD special 4.18% 4.25% 7 month $5,000
Min Deposit $5,000
Min Balance $5,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
15-month HSA CD 4.09% 4.15% 15 month $5,000
Min Deposit $5,000
Min Balance $5,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 4.15% APY · checked 4 times
3.65%4.15%4.65%Oct 22, 2026: 4.15% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
12-month add on CD 1.00% 1.00% 12 month $100
Min Deposit $100
Min Balance $100
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
12-month add on CD 1.00% 1.00% 12 month $100
Min Deposit $100
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
12-month add on CD 1.00% 1.00% 12 month $100
Min Deposit $100
Min Balance $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
12-month CD 1.00% 1.00% 12 month $1,000
Min Deposit $1,000
Min Balance $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
12-month CD 1.00% 1.00% 12 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
26-month CD special 1.00% 1.00% 26 month $5,000
Min Deposit $5,000
Min Balance $5,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
6-month CD 1.00% 1.00% 6 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
6-month CD 1.00% 1.00% 6 month $1,000
Min Deposit $1,000
Min Balance $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
60-month CD 0.10% 0.10% 60 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
60-month CD 0.10% 0.10% 60 month $1,000
Min Deposit $1,000
Min Balance $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
48-month CD 0.05% 0.05% 48 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Oct 22, 2026: 0.05% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
48-month CD 0.05% 0.05% 48 month $1,000
Min Deposit $1,000
Min Balance $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Oct 22, 2026: 0.05% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
30-month CD 0.04% 0.04% 30 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.04% APY · checked 4 times
0.00%0.27%0.54%Oct 22, 2026: 0.04% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
30-month CD 0.04% 0.04% 30 month $1,000
Min Deposit $1,000
Min Balance $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.04% APY · checked 4 times
0.00%0.27%0.54%Oct 22, 2026: 0.04% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
36-month CD 0.04% 0.04% 36 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.04% APY · checked 4 times
0.00%0.27%0.54%Oct 22, 2026: 0.04% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
36-month CD 0.04% 0.04% 36 month $1,000
Min Deposit $1,000
Min Balance $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.04% APY · checked 4 times
0.00%0.27%0.54%Oct 22, 2026: 0.04% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
18-month CD 0.03% 0.03% 18 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Oct 22, 2026: 0.03% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
18-month CD 0.03% 0.03% 18 month $1,000
Min Deposit $1,000
Min Balance $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Oct 22, 2026: 0.03% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
24-month CD 0.03% 0.03% 24 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Oct 22, 2026: 0.03% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
24-month CD 0.03% 0.03% 24 month $1,000
Min Deposit $1,000
Min Balance $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Oct 22, 2026: 0.03% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
3-month CD 0.02% 0.02% 3 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.02% APY · checked 4 times
0.00%0.26%0.52%Oct 22, 2026: 0.02% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
3-month CD 0.02% 0.02% 3 month $1,000
Min Deposit $1,000
Min Balance $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.02% APY · checked 4 times
0.00%0.26%0.52%Oct 22, 2026: 0.02% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
9-month CD 0.02% 0.02% 9 month $1,000
Min Deposit $1,000
Min Balance $1,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.02% APY · checked 4 times
0.00%0.26%0.52%Oct 22, 2026: 0.02% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
9-month CD 0.02% 0.02% 9 month $1,000
Min Deposit $1,000
Min Balance $10,000
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.02% APY · checked 4 times
0.00%0.26%0.52%Oct 22, 2026: 0.02% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%

Associated Bank Savings Rates

Product Rate APY View More
Associated Relationship Savings 0.25% 0.25%
Min Deposit $10,000
Min Balance $0
Details Minimum daily balance to obtain APY: $0.00
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
Associated Savings 0.15% 0.15%
No additional details.
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 22, 2026: 0.15% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%

Associated Bank Money Market Rates

Product Rate APY View More
Associated Select Money Market 0.25% 0.25%
Min Deposit $1,000
Min Balance $0
Details Minimum daily balance to obtain APY: $0.00
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%

Associated Bank Checking Rates

Product Rate APY View More
Associated Choice Checking 0.05% 0.05%
Min Deposit $100
Min Balance $0
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Oct 22, 2026: 0.05% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%

Associated Bank Mortgage Rates

Product Rate Points APR Term View More
10 Year Fixed 6.375% - 6.621% 10 years
No additional details.
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 7.00% → 6.62% ▼ 0.38 pts · high 7.00% / low 6.62%
6.12%6.81%7.50%Oct 22, 2026: 7.00% APROct 31, 2026: 6.62% APROct 22, 2026Nov 9, 2026
  • Oct 31, 20266.62%▼ from 7.00%
  • Oct 22, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
15 Year Fixed 6.50% - 6.676% 15 years
No additional details.
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 6.93% → 6.68% ▼ 0.25 pts · high 6.93% / low 6.68%
6.18%6.80%7.43%Oct 22, 2026: 6.93% APROct 31, 2026: 6.68% APROct 22, 2026Nov 9, 2026
  • Oct 31, 20266.68%▼ from 6.93%
  • Oct 22, 20266.93%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
20 Year Fixed 7.00% - 7.146% 20 years
No additional details.
Last Updated 11/05/2026
Rate History
1 change since Oct 22, 2026 · 7.40% → 7.15% ▼ 0.25 pts · high 7.40% / low 7.15%
6.65%7.27%7.90%Oct 22, 2026: 7.40% APROct 31, 2026: 7.15% APROct 22, 2026Nov 9, 2026
  • Oct 31, 20267.15%▼ from 7.40%
  • Oct 22, 20267.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
VA Mortgages - 30 Year VA Loan 6.875% - 7.193% 30 years
No additional details.
Last Updated 11/05/2026
Rate History
2 changes since Oct 7, 2026 · 7.45% → 7.19% ▼ 0.26 pts · high 7.45% / low 7.19%
6.69%7.32%7.95%Oct 7, 2026: 7.45% APROct 26, 2026: 7.32% APROct 31, 2026: 7.19% APROct 7, 2026Nov 9, 2026
  • Oct 31, 20267.19%▼ from 7.32%
  • Oct 26, 20267.32%▼ from 7.45%
  • Oct 7, 20267.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
30 Year Fixed 7.125% - 7.239% 30 years
Details Additional APR listed for this product: 7.242%.
Last Updated 11/05/2026
Rate History
2 changes since Oct 20, 2026 · 7.49% → 7.24% ▼ 0.25 pts · high 7.49% / low 7.24%
6.74%7.37%7.99%Oct 20, 2026: 7.49% APROct 22, 2026: 7.49% APROct 31, 2026: 7.24% APROct 20, 2026Nov 9, 2026
  • Oct 31, 20267.24%▼ from 7.49%
  • Oct 22, 20267.49%▼ from 7.49%
  • Oct 20, 20267.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
30 Year FHA Loan 6.875% - 7.745% 30 years
No additional details.
Last Updated 11/05/2026
Rate History
No change since Oct 31, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Oct 31, 2026: 7.75% APROct 31, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%

Associated Bank Other Rates

Product Rate Points APY/APR Term View More
Emerald Choice 0.15% - 0.15%
Min Deposit $100
Min Balance $0
Details Requires enhanced Choice Checking benefit tier qualifications
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 22, 2026: 0.15% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
Emerald Choice 1.58% - 1.60%
Min Deposit $10,000
Min Balance $0
Details Requires enhanced Choice Checking benefit tier qualifications; Minimum daily balance to obtain APY: $0.00
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 1.60% APY · checked 4 times
1.10%1.60%2.10%Oct 22, 2026: 1.60% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
Emerald Private Choice 0.20% - 0.20%
Min Deposit $100
Min Balance $0
Details Requires enhanced Choice Checking benefit tier qualifications
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Oct 22, 2026: 0.20% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
Emerald Private Choice 3.15% - 3.20%
Min Deposit $10,000
Min Balance $0
Details Requires enhanced Choice Checking benefit tier qualifications; Minimum daily balance to obtain APY: $0.00
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 3.20% APY · checked 4 times
2.70%3.20%3.70%Oct 22, 2026: 3.20% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
Platinum Choice 0.10% - 0.10%
Min Deposit $100
Min Balance $0
Details Requires enhanced Choice Checking benefit tier qualifications
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%
Platinum Choice 0.50% - 0.50%
Min Deposit $10,000
Min Balance $0
Details Requires enhanced Choice Checking benefit tier qualifications; Minimum daily balance to obtain APY: $0.00
Last Updated 11/05/2026
Rate History
No change since Oct 22, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Oct 22, 2026: 0.50% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.45%

Financial Health History

Associated Bank’s Texas Ratio fell from 4.53% in Q3 2023 to 3.45% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.5% 2.0★ 3.1% 3.0★ 4.6% 4.0★ 6.2% 5.0★ Healthy zone – entire history below the 15% limit 4.53% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.45% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$51.8B3.45%5.0A+
March 31, 2026$45.5B3.00%5.0A+
December 31, 2025$45.1B2.72%5.0A+
September 30, 2025$44.4B2.92%5.0A+
June 30, 2025$43.9B3.47%5.0A+
March 31, 2025$43.2B3.53%5.0A+
December 31, 2024$43.0B3.27%5.0A+
September 30, 2024$42.2B3.61%5.0A+
June 30, 2024$41.6B3.96%5.0A+
March 31, 2024$41.1B4.58%5.0A+
December 31, 2023$41.0B4.43%5.0A+
September 30, 2023$41.6B4.53%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Associated Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Associated Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Associated Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Associated Bank
Address 200 N Adams St, Green Bay, WI 54301  ·  Brown
Bank Holding Company ASSOCIATED BANC-CORP
FDIC Certificate # 5296
Regulator OCC
Established January 1, 1874
FDIC Insurance Date January 1, 1934
Domestic Offices 218
Total Branches 218
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.45%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.0457%
Return on Equity (ROE)
9.9400%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
$51,756,540,000
Total Deposits
$40,118,466,000
Equity Capital
$5,356,950,000
Net Income
$248,252,000
Headquarters
Green Bay
Total Branches and Offices
218
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Associated Bank earned the Verified Healthy badge

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Frequently Asked Questions About Associated Bank

Does Associated Bank offer CDs?

Yes. Associated Bank current CD rates include its 12-Month add on CD at 1.00% APY, its 12-Month CD at 1.00% APY and its 6-Month CD at 1.00% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Associated Bank FDIC insured?

Yes. Associated Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Associated Bank?

The highest Associated Bank CD rate is its 13-Month CD special at 4.40% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Associated Bank offer?

Associated Bank CD rates are 1.00% APY for a 6 month CD, 1.00% APY for a 12 month CD, 0.03% APY for an 18 month CD, 0.03% APY for a 2 year CD, 0.04% APY for a 3 year CD, 0.05% APY for a 4 year CD and 0.10% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Associated Bank for its full lineup.

What is the highest savings rate at Associated Bank?

The highest Associated Bank savings rate is its Associated Relationship Savings at 0.25% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at Associated Bank?

The highest Associated Bank money market rate is its Associated Select Money Market at 0.25% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest checking rate at Associated Bank?

The highest Associated Bank checking rate is its Associated Choice Checking at 0.05% APY, verified by MonitorBankRates as of November 5, 2026.

What is the lowest 30 year fixed mortgage rate at Associated Bank?

The lowest Associated Bank 30 year fixed mortgage rate is its 30 Year Fixed at 7.125%, verified by MonitorBankRates as of November 5, 2026. Associated Bank mortgage rates are 7.125% for a 30 year mortgage, 7.00% for a 20 year mortgage, 6.50% for a 15 year mortgage and 6.375% for a 10 year mortgage.

How many branches does Associated Bank operate?

Associated Bank currently maintains approximately 218 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Associated Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Associated Bank provides members with tools to manage their accounts and build a solid financial history.

Does Associated Bank offer online and mobile banking?

Most modern institutions like Associated Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.associatedbank.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Associated Bank rates compare?

Associated Bank's top CD rate of 4.40% APY on a 13 month CD is 46% higher than the MonitorBankRates national average of 3.02% APY for that term, and it has an A+ health rating. Associated Bank's top rates are its 13-Month CD special at 4.40% APY, its Associated Relationship Savings at 0.25% APY, its Associated Select Money Market at 0.25% APY, its Associated Choice Checking at 0.05% APY and its 10 Year Fixed at 6.375%, verified by MonitorBankRates on November 5, 2026.

Current Associated Bank Rates

  • 12-Month CD1.00%
  • 18-Month CD0.03%
  • 24-Month CD0.03%
  • 36-Month CD0.04%
  • 48-Month CD0.05%
  • 60-Month CD0.10%
  • Savings0.25%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.