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F&M State Bank Bloomfield, Nebraska

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F&M State Bank Bloomfield, Nebraska Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, F&M State Bank Bloomfield, Nebraska provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare F&M State Bank Bloomfield, Nebraska rates to other rates in our database, including 12-month CD rates currently at 1.00%, 6-month CD rates at 3.79% and 3-month CD rates at 0.25%. Savings rates are at 0.40% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.09%. All these rates can be compared to F&M State Bank Bloomfield, Nebraska rates. MonitorBankRates evaluates the financial stability of F&M State Bank Bloomfield, Nebraska with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.25%. Rates were last updated on 04/17/2026.

F&M State Bank Bloomfield, Nebraska money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at F&M State Bank Bloomfield, Nebraska? Share your experience about F&M State Bank Bloomfield, Nebraska by leaving a review below, or read customer reviews before you decide to use F&M State Bank Bloomfield, Nebraska.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.25%

Excellent Lower than avg

F&M State Bank Bloomfield, Nebraska

103 N Broadway St
Bloomfield, NE 68718

https://www.fandmstatebank.com

F&M State Bank Bloomfield, Nebraska Credit Card Rates

Product	Rate	APR	View More
Secured Visa ® Card	-	28.24%
No additional details. Last Updated 04/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for F&M State Bank Bloomfield, Nebraska is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather F&M State Bank Bloomfield, Nebraska rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with F&M State Bank Bloomfield, Nebraska's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name F&M State Bank Bloomfield, Nebraska

Bank Holding Company LAURITZEN INVESTMENTS INC

Address 103 N Broadway St, Bloomfield, NE 68718 · Knox

Website https://www.fandmstatebank.com

FDIC Certificate # 13662

Established 01/01/1895

FDIC Insurance Date 01/17/1934

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.25%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3136%

Return on Equity (ROE) 10.7200%

Non-Performing Loans (NPL) 0.03%

Total Assets $219,121,000

Total Deposits $187,497,000

Equity Capital $20,406,000

Net Income $3,520,000

Headquarters Bloomfield

Total Offices 6

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About F&M State Bank Bloomfield, Nebraska

Is F&M State Bank Bloomfield, Nebraska a safe place to deposit money?

Yes, F&M State Bank Bloomfield, Nebraska is considered a safe financial institution. With a Texas Ratio of 0.25340513145391%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does F&M State Bank Bloomfield, Nebraska operate?

F&M State Bank Bloomfield, Nebraska currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, F&M State Bank Bloomfield, Nebraska does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, F&M State Bank Bloomfield, Nebraska provides members with tools to manage their accounts and build a solid financial history.

Does F&M State Bank Bloomfield, Nebraska offer online and mobile banking?

Most modern institutions like F&M State Bank Bloomfield, Nebraska provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fandmstatebank.com.