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Bank of Sun Prairie Rates and Review February 2026

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Bank of Sun Prairie's 13-Month CD rates are at 3.50%, 7-Month CD rates are at 3.50%, 24-Month CD rates are at 3.25%, 84-Month CD rates are at 1.40%, Certificates of Deposit 84-Month rates are at 1.40%. Bank of Sun Prairie's savings rates are at 0.05%. Bank of Sun Prairie's money market rates are at 0.06%.

Bank of Sun Prairie

Rate Updates and Availability

Bank of Sun Prairie money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Sun Prairie? Share your experience about Bank of Sun Prairie by leaving a review below, or read customer reviews before you decide to use Bank of Sun Prairie.

Bank of Sun Prairie Texas Ratio

Bank of Sun Prairie's Texas Ratio is at 1.48%, which is considered excellent. The Texas Ratio for Bank of Sun Prairie is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Bank of Sun Prairie has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Bank of Sun Prairie is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
0.75%
18-Month CD
0.75%
24-Month CD
1.15%
36-Month CD
1.25%
48-Month CD
1.25%
60-Month CD
1.25%
Savings
0.05%
MMA
0.06%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Bank of Sun Prairie
228 E Main St
Sun Prairie, WI 53590
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Bank of Sun Prairie CD Rates

Product Rate APY Term View More
13 Month CD 3.50% 3.50% 13 Months
Min Deposit$5,000
Last Updated 02/06/2026
7 Month CD 3.47% 3.50% 7 Months
Min Deposit$5,000
Last Updated 02/06/2026
24 Month CD 3.25% 3.25% 24 Months
Min Deposit$5,000
Last Updated 02/06/2026
84 Month CD 1.40% 1.40% 84 Months
Min Deposit$500
Last Updated 02/06/2026
Certificates of Deposit 84 Month 1.40% 1.40% 84 Months
Min Deposit$500
Last Updated 02/06/2026
36 Month CD 1.25% 1.25% 36 Months
Min Deposit$500
Last Updated 02/06/2026
48 Month CD 1.25% 1.25% 48 Months
Min Deposit$500
Last Updated 02/06/2026
60 Month CD 1.25% 1.25% 60 Months
Min Deposit$500
Last Updated 02/06/2026
Certificates of Deposit 36 Month 1.25% 1.25% 36 Months
Min Deposit$500
Last Updated 02/06/2026
Certificates of Deposit 48 Month 1.25% 1.25% 48 Months
Min Deposit$500
Last Updated 02/06/2026
Certificates of Deposit 60 Month 1.25% 1.25% 60 Months
Min Deposit$500
Last Updated 02/06/2026
24 Month CD 1.15% 1.15% 24 Months
Min Deposit$500
Last Updated 02/06/2026
Certificates of Deposit 24 Month 1.15% 1.15% 24 Months
Min Deposit$500
Last Updated 02/06/2026
12 Month CD 0.75% 0.75% 12 Months
Min Deposit$500
Last Updated 02/06/2026
18 Month CD 0.75% 0.75% 18 Months
Min Deposit$500
Last Updated 02/06/2026
Certificates of Deposit 12 Month 0.75% 0.75% 12 Months
Min Deposit$500
Last Updated 02/06/2026
Certificates of Deposit 18 Month 0.75% 0.75% 18 Months
Min Deposit$500
Last Updated 02/06/2026
6 Month CD 0.45% 0.45% 6 Months
Min Deposit$500
Last Updated 02/06/2026
9 Month CD 0.45% 0.45% 9 Months
Min Deposit$500
Last Updated 02/06/2026
Certificates of Deposit 6 Month 0.45% 0.45% 6 Months
Min Deposit$500
Last Updated 02/06/2026
Certificates of Deposit 9 Month 0.45% 0.45% 9 Months
Min Deposit$500
Last Updated 02/06/2026
3 Month CD 0.35% 0.35% 3 Months
Min Deposit$500
Last Updated 02/06/2026
Certificates of Deposit 3 Month 0.35% 0.35% 3 Months
Min Deposit$500
Last Updated 02/06/2026

Bank of Sun Prairie Savings Rates

Product Rate APY View More
Health Savings Account 0.40% 0.40%
Min Deposit$100
Last Updated 02/06/2026
Health Savings Account Individuals 0.40% 0.40%
Min Deposit$100
Last Updated 02/06/2026
Regular Savings Account 0.05% 0.05%
Min Deposit$100
DetailsIndividuals*** / Businesses
Last Updated 02/06/2026
Regular Savings Account Individuals / Businesses 0.05% 0.05%
Min Deposit$100
Last Updated 02/06/2026

Bank of Sun Prairie Money Market Rates

Product Rate APY View More
Money Market Account 0.40% 0.40%
Min Deposit$2,000
Min Balance$250,000
DetailsBalance: $250,000.00 or more
Last Updated 02/06/2026
Money Market Account 0.35% 0.35%
Min Deposit$2,000
Min Balance$90,000
DetailsBalance: $90,000.00-$249,999.99
Last Updated 02/06/2026
Money Market Account 0.30% 0.30%
Min Deposit$2,000
Min Balance$40,000
DetailsBalance: $40,000.00-$89,999.99
Last Updated 02/06/2026
Money Market Account 0.15% 0.15%
Min Deposit$2,000
Min Balance$10,000
DetailsBalance: $10,000.00-$39,999.99
Last Updated 02/06/2026
Money Market Account 0.06% 0.06%
Min Deposit$2,000
Min Balance$0
DetailsBalance: $0.01-$9,999.99
Last Updated 02/06/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Sun Prairie is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Sun Prairie rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Sun Prairie's official website for the most current offers and terms.

Bank Profile & Overview

Bank of Sun Prairie
228 E Main St
Sun Prairie, WI 53590
Dane
Established Date: 08/08/1903
FDIC Certificate #: 13565
Date of FDIC Deposit Insurance: 01/06/1934
Bank Holding Company: BOSP BANCSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Bank of Sun Prairie FDIC Insured? Yes
What is Bank of Sun Prairie's Cert number? 13565
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$742,440,000
Total Deposits:
$593,776,000
Equity Capital:
$72,599,000
Net Income:
$602,000
Return on Assets (ROA):
0.3278%
Return on Equity (ROE):
3.7800%
Headquarters:
Sun Prairie
Regulator:
FDIC
# of Offices:
5
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Bank of Sun Prairie

How do I open an account at Bank of Sun Prairie?

You can typically open an account at Bank of Sun Prairie by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Bank of Sun Prairie provides a range of mortgage and home equity products.

Is Bank of Sun Prairie a safe place to deposit money?

Yes, Bank of Sun Prairie is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Bank of Sun Prairie offer online and mobile banking?

Most modern institutions like Bank of Sun Prairie provide digital access including online balance checks and transfers.

Current Bank of Sun Prairie Rates

ProductAPY
12-Month CD0.75%
18-Month CD0.75%
24-Month CD1.15%
36-Month CD1.25%
48-Month CD1.25%
60-Month CD1.25%
Savings0.05%
MMA0.06%

Rates subject to change.