Lake Central Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.75%, 6-month CD rates at 1.30% and 3-month CD rates at 1.00%. Current savings rates are at 0.30% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.87%. Credit Card rates are at 16.95%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. Lake Central Bank's 60-Month CD rates are at 3.55%, 12-Month CD rates are at 3.55%, 36-Month CD rates are at 3.49%, 24-Month CD rates are at 3.44%, 6-Month CD rates are at 3.10%.

Lake Central Bank

To see how these rates compare to Lake Central Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lake Central Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lake Central Bank CD rates. You can also compare Lake Central Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Lake Central Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lake Central Bank? Share your experience about Lake Central Bank by leaving a review below, or read customer reviews before you decide to use Lake Central Bank.

Lake Central Bank Texas Ratio

Lake Central Bank's Texas Ratio is at 1.59%, which is considered excellent. The Texas Ratio for Lake Central Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Lake Central Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.55%
18-Month CD
N/A
24-Month CD
3.44%
36-Month CD
3.49%
48-Month CD
N/A
60-Month CD
3.55%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lake Central Bank
40 Chestnut St W
Annandale, MN 55302
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Lake Central Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Lake Central Bank
Lake Central Bank
60-Month CD
3.55%
$1,000
Lake Central Bank
Lake Central Bank
12-Month CD
3.55%
$1,000
Lake Central Bank
Lake Central Bank
36-Month CD
3.49%
$1,000
Lake Central Bank
Lake Central Bank
24-Month CD
3.44%
$1,000
Lake Central Bank
Lake Central Bank
6-Month CD
3.10%
$1,000
Lake Central Bank
Lake Central Bank
3-Month CD
3.00%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Lake Central Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First FarmBank
First FarmBank
6-Month CD
5.25%
$1,000
Beal Bank USA
Beal Bank USA
3-Month CD
5.05%
$1,000
Cornerstone Bank Moorestown, NJ
Cornerstone Bank Moorestown, NJ
16-Month CD special
5.05%
$500
Farmers Trust & Savings Bank Earling, IA
Farmers Trust & Savings Bank Earling, IA
6-Month CD
5.00%
$5,000
Central State Bank State Center, IA
Central State Bank State Center, IA
24-Month CD
4.81%
$1,500
All America Bank
All America Bank
6-Month CD
4.75%
$500
First Enterprise Bank
First Enterprise Bank
6-Month CD
4.75%
$1,000
Freedom Bank of Virginia
Freedom Bank of Virginia
18-Month CD
4.50%
$500
First Westroads Bank
First Westroads Bank
15-Month CD
4.50%
$500
Community Bank of Wichita
Community Bank of Wichita
12-Month CD
4.33%
$5,000
Tucumcari Federal S&L
6-Month CD Money Market
4.33%
$1,000
CNB of McConnelsville
15-Month CD
4.30%
$5,000
First FSB of Twin Falls
First FSB of Twin Falls
30-Month CD
4.23%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
24-Month CD (Certificate)
4.20%
$1,000
America First Federal Credit Union
America First Federal Credit Union
30-Month CD certificate
4.20%
$500
Compass Savings Bank
Compass Savings Bank
60-Month CD
4.00%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
12-Month CD
4.00%
$10,000
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
Money Market
4.00%
$150,000
Reliance Bank
Reliance Bank
36-Month CD
4.00%
$500
BankGloucester
BankGloucester
18-Month CD
3.86%
$500
State Bank of Southern Utah
State Bank of Southern Utah
36-Month CD
3.75%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
30-Month CD
3.49%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
36-Month CD
3.35%
$1,500
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
36-Month CD
3.02%
$20,000
Alabama Credit Union
Alabama Credit Union
Daily Money Market
3.00%
$100,000
Federated Bank Onarga, IL
Federated Bank Onarga, IL
12-Month CD
2.82%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
30-Month CD
2.78%
$100
Vio Bank
Vio Bank
60-Month CD
2.75%
$500
Coleman County State Bank
Coleman County State Bank
Money Market
2.53%
$100,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
36-Month CD
2.27%
$100
First State Bank Nebraska
First State Bank Nebraska
Savings Account
2.00%
$100
Range Bank
Range Bank
60-Month CD
2.00%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
36-Month CD
1.90%
$100
Home Bank SB
Home Bank SB
48-Month CD
1.26%
$500
Bank of Franklin County
Bank of Franklin County
48-Month CD
1.16%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
36-Month CD
1.05%
$1,000
Champlain National Bank
Champlain National Bank
48-Month CD
1.00%
$500
Forte Bank
Forte Bank
12-Month CD
1.00%
$1,000
Kennett Trust Bank
Kennett Trust Bank
Kasasa Saving Account
1.00%
$50
Mutual Security Credit Union
Mutual Security Credit Union
48-Month CD certificate
1.00%
$500
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
12-Month CD
0.95%
$500
FirstOak Bank
FirstOak Bank
12-Month CD
0.65%
$500
First FSB of Angola
First FSB of Angola
24-Month CD
0.55%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
Savings Account
0.50%
$100
Premier Bank Omaha, NE
Premier Bank Omaha, NE
Premier Savings
0.50%
$0
Alliance Bank IN
Alliance Bank IN
Personal Money Market
0.45%
$100,000
FNB of Absecon
FNB of Absecon
60-Month CD
0.30%
$0
The Bank of Steinauer
The Bank of Steinauer
Savings Account
0.25%
$50
Universal Bank
Universal Bank
12-Month CD
0.25%
$1,000
North Central Bank
North Central Bank
Money Market
0.04%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Lake Central Bank Information

Lake Central Bank
40 Chestnut St W
Annandale, MN 55302
Wright
Established Date: 08/15/1893
FDIC Certificate #: 10989
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LAKE CENTRAL FINANCIAL INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Lake Central Bank FDIC Insured? Yes
What is Lake Central Bank's Cert number? 10989
What is the maximum amount for insured deposits? $250,000 per holder, per account

Lake Central Bank Financials

Total Assets:
$203,296,000
Total Deposits:
$184,817,000
Equity Capital:
$17,116,000
Domestic Deposits:
$184,817,000
Net Income:
$647,000
Return on Assets:
1.5559%
Quarterly Return on Assets:
1.2600%
Pretax Return on Assets:
1.3231%
Pretax Quarterly Return on Assets:
1.3200%
Return on Equity:
18.4100%
Quarterly Return on Equity:
15.4100%
Common Equity Tier 1 Capital Ratio:
16.6644%
Tier 1 Risk-Based Capital Ratio:
16.6644%
Leverage Tier 1 (Core Capital) Ratio:
10.7429%
Total Risk-Based Capital Ratio (YTD):
17.6388%
Total Interest Income (YTD):
2.9097%
 
 
Headquarters:
Annandale
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
Wright
# of Offices:
2
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

mortgage-rates-headed-up-unemployment-headed-downMortgage rates jumped today after the Bureau of Labor Statistics said the unemployment rate was down to 9.4 percent in July compare to 9.5 percent in June, which surprised most economists who estimated the rate would go as high as 9.8 percent in July.
mortgage-rates-30-year-mortgage-rates-at-497-15-year-mortgage-rates-at-434-rate-curve-is-inverted-on-armsFixed mortgage rates headed down again in the latest survey. Conforming 30 year mortgage rates are back under 5.00 percent. This week's Primary Mortgage Market Survey has 30 year rates at 4.97 percent, down from the previous week's average mortgage rate of 5.01 percent. Mortgage points averaged 0.7 points.
FirstFedDirect, the online banking division of OneWest Bank, is offering an online savings account with a current savings account rate of 1.04 percent. The savings account has an annual percentage yield (APY) of 1.05 percent.

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