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Bellco Credit Union

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Bellco Credit Union Rates & Review November 2026

Q: What are the current interest rates at Bellco Credit Union?

Current rates for Bellco Credit Union include: 12-Month CD: 3.90%, 18-Month CD: 2.40%, 24-Month CD: 3.40%, 60-Month CD: 4.10%, Savings: 3.25%, MMA: 3.25%

Q: What CD terms does Bellco Credit Union offer?

Bellco Credit Union CD rates are 3.90% APY for a 12 month CD, 4.00% APY for a 13 month CD, 4.00% APY for a 17 month CD, 2.40% APY for an 18 month CD, 3.40% APY for a 2 year CD, 4.05% APY for a 3 year CD and 4.10% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Bellco Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Bellco Credit Union's 60 Month Traditional CD rates are at 4.10%, 36 Month Traditional CD rates are at 4.05%, 13 Month Promotional CD rates are at 4.00%, 13 Month Traditional CD rates are at 4.00%, 17 Month Promotional CD rates are at 4.00%. Bellco Credit Union's savings rates are at 3.25%. Bellco Credit Union's money market rates are at 3.25%. Bellco Credit Union's checking rates are as high as 4.50%. Bellco Credit Union's Personal Loan Rates are as low as 9.75%. Bellco Credit Union's CD rates are 37% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Bellco Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.71%. Rates last updated and verified on 10/30/2026.

Bellco Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bellco Credit Union? Share your experience about Bellco Credit Union by leaving a review below, or read customer reviews before you decide to use Bellco Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.71%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Bellco Credit Union
Bellco Credit Union

7600 E Orchard Rd
Greenwood Village, CO 80111

https://www.bellco.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Bellco Credit Union CD Rates

Product	Rate	APY	Term
60 Month HSA CD	4.02%	4.10%	60 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
60 Month HSA CD	-	4.10%	60 Months
Min Deposit $500 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
60 Month Traditional CD	4.02%	4.10%	60 Months
Min Balance $500 Details Balance: $500 minimum to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
60 Month Traditional CD	-	4.10%	60 Months
Min Deposit $500 Details Rates current as of October 19, 2026; Open with as little as $500 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
36 Month HSA CD	3.98%	4.05%	36 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
36 Month Traditional CD	3.98%	4.05%	36 Months
Min Balance $500 Details Balance: $500 minimum to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
36 Month Traditional CD	-	4.05%	36 Months
Min Deposit $500 Details Rates current as of October 19, 2026; Open with as little as $500 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
13 Month Promotional CD	3.93%	4.00%	13 Months
Min Balance $500 Details Minimum balance to earn APY; reverts to 12-month Traditional CD at renewal Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
13 Month Traditional CD	-	4.00%	13 Months
Min Deposit $500 Details Open with as little as $500 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
17 Month Promotional CD	3.93%	4.00%	17 Months
Min Balance $500 Details Minimum balance to earn APY; reverts to 12-month Traditional CD at renewal Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
17 Month Traditional CD	-	4.00%	17 Months
Min Deposit $500 Details Open with as little as $500 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
24 Month HSA CD	3.93%	4.00%	24 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
24 Month Traditional CD	3.93%	4.00%	24 Months
Min Balance $500 Details Balance: $500 minimum to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
24 Month Traditional CD	-	4.00%	24 Months
Min Deposit $500 Details Rates current as of October 19, 2026; Open with as little as $500 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Promotional CD1 - 13 month	3.93%	4.00%	13 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Promotional CD1 - 17 month	3.93%	4.00%	17 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month HSA CD	3.83%	3.90%	12 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.90% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month HSA CD	-	3.90%	12 Months
Min Deposit $500 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.90% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month IRA Jumbo CD	3.83%	3.90%	12 Months
Min Balance $100,000 Details Minimum balance to earn APY Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.90% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month Jumbo CD	3.83%	3.90%	12 Months
Min Balance $100,000 Details Minimum Balance to Earn APY; APY marked with asterisk (*) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.90% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month Jumbo CD	-	3.90%	12 Months
Min Deposit $100,000 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.90% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month Traditional CD	3.83%	3.90%	12 Months
Min Balance $500 Details Balance: $500 minimum to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.90% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month Traditional CD	-	3.90%	12 Months
Min Deposit $500 Details Rates current as of October 19, 2026; Open with as little as $500 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.90% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month Youth CD	3.83%	3.90%	12 Months
Min Balance $50 Details APY footnoted with * on page: interest rate and APY may change after account opening Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.90% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month Youth CD	-	3.90%	12 Months
Min Deposit $50 Details Available for members 24 years old and younger; persons under 18 require an adult owner; additional deposits of $25 or more during term Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.90% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
6 Month IRA Jumbo CD	3.78%	3.85%	6 Months
Min Balance $100,000 Details Minimum balance to earn APY Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
6 Month Jumbo CD	3.78%	3.85%	6 Months
Min Balance $100,000 Details Minimum Balance to Earn APY; APY marked with asterisk (*) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.85% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
6 Month Jumbo CD	-	3.85%	6 Months
Min Deposit $100,000 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.85% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
6 Month Traditional CD	3.78%	3.85%	6 Months
Min Balance $500 Details Balance: $500 minimum to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.85% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
6 Month Traditional CD	-	3.85%	6 Months
Min Deposit $500 Details Open with as little as $500 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.85% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
24 Month Smart Move CD	3.35%	3.40%	24 Months
Min Deposit $2,500 Min Balance $1,000 Details Minimum Balance to Earn APY: $1,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
24 Month Smart Move CD	-	3.40%	24 Months
Min Deposit $2,500 Details One-time bump-up option; one penalty-free withdrawal if minimum balance of $1,000 remains; APY may change after issuance if bump-up is used Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
30 Month Smart Move CD	3.35%	3.40%	30 Months
Min Deposit $2,500 Min Balance $1,000 Details Minimum Balance to Earn APY: $1,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
30 Month Smart Move CD	-	3.40%	30 Months
Min Deposit $2,500 Details One-time bump-up option; one penalty-free withdrawal if minimum balance of $1,000 remains; APY may change after issuance if bump-up is used Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
36 Month Smart Move CD	3.11%	3.15%	36 Months
Min Deposit $2,500 Min Balance $1,000 Details Minimum Balance to Earn APY: $1,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
36 Month Smart Move CD	-	3.15%	36 Months
Min Deposit $2,500 Details One-time bump-up option; one penalty-free withdrawal if minimum balance of $1,000 remains; APY may change after issuance if bump-up is used Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
3 Month Traditional CD	2.72%	2.75%	3 Months
Min Balance $500 Details Balance: $500 minimum to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
3 Month Traditional CD	-	2.75%	3 Months
Min Deposit $500 Details Open with as little as $500 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
18 Month Smart Move CD	2.37%	2.40%	18 Months
Min Deposit $2,500 Min Balance $1,000 Details Minimum Balance to Earn APY: $1,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
18 Month Smart Move CD	-	2.40%	18 Months
Min Deposit $2,500 Details One-time bump-up option; one penalty-free withdrawal if minimum balance of $1,000 remains; APY may change after issuance if bump-up is used Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%

Bellco Credit Union Business CD Rates

Product	Rate	APY	Term
60 Month Business CD	4.02%	4.10%	60 Months
Min Balance $500 Details Minimum account balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
36 Month Business CD	3.98%	4.05%	36 Months
Min Balance $500 Details Minimum account balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
24 Month Business CD	3.93%	4.00%	24 Months
Min Balance $500 Details Minimum account balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month Business CD	3.83%	3.90%	12 Months
Min Balance $500 Details Minimum account balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
6 Month Business CD	3.78%	3.85%	6 Months
Min Balance $500 Details Minimum account balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
3 Month Business CD	2.72%	2.75%	3 Months
Min Balance $500 Details Minimum account balance Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 2.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%

Bellco Credit Union Savings Rates

Product	Rate	APY
Youth Savings	3.20%	3.25%
Min Balance $0 Details Balance: $0.01-$1,000; APY and interest rate may change after account opening Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Youth Savings	3.20%	3.25%
Min Balance $1,000 Details Published APY range: 3.25%-0.50%; Published rate range: 3.20%-0.50%. Balance: $1,000.01+; APY and interest rate may change after account opening Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Savings Account	0.10%	0.10%
Min Balance $25 Details Balance: $25.01+; APY and interest rate may change after account opening Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%

Bellco Credit Union Business Savings Rates

Product	Rate	APY	View More
Basic Business Savings Account	-	0.05%
Min Balance $100 Details Balance: $100 or more Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%

Bellco Credit Union Money Market Rates

Product	Rate	APY
Premier Money Market Account	3.20%	3.25%
Min Deposit $10,000 Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Member Money Market Account	2.66%	2.70%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000-$24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Member Money Market Account	2.66%	2.70%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Premier Money Market Account	2.66%	2.70%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000-$49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 2.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Member Money Market Account	2.32%	2.35%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000-$9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.35% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Member Money Market Account	0.00%	0.00%
Min Deposit $1,000 Min Balance $0 Details Balance: $0-$999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.32% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Premier Money Market Account	0.00%	0.00%
Min Deposit $10,000 Min Balance $0 Details Balance: $0-$9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%

Bellco Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Account	-	3.25%
Min Balance $50,000 Details Balance: $50,000.01-$100,000 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Business Money Market Account	-	3.25%
Min Balance $100,000 Details Balance: $100,000.01 or more Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Business Premier Money Market Account	-	3.25%
Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Business Premier Money Market Account	-	3.25%
Min Balance $100,000 Details Balance: $100,000-$249,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Business Premier Money Market Account	-	3.25%
Min Balance $250,000 Details Balance: $250,000 or more Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Business Premier Money Market Account	-	2.70%
Min Balance $10,000 Details Balance: $10,000.01-$24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Business Premier Money Market Account	-	2.70%
Min Balance $25,000 Details Balance: $25,000-$49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Business Money Market Account	-	2.25%
Min Balance $0 Details Balance: $0-$50,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Business Premier Money Market Account	-	0.00%
Min Balance $0 Details Balance: $0-$9,999.99 Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%

Bellco Credit Union Checking Rates

Product	Rate	APY
Boost Interest Checking	4.41%	4.50%
Min Balance $0 Details Balance: $0 - $25,000; APY applies to balances up to and including $25,000 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Boost Interest Checking	0.25%	0.25%
Min Balance $25,000 Details Published APY range: 0.25% - 4.50%; Published rate range: 0.25% - 4.41%. Balance: $25,000.01+; APY may range from 0.25% to 4.50% on balances above $25,000 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
HSA Checking	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
HSA Checking	0.15%	0.15%
Min Balance $2,500 Details Balance: $2,500.00-$9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
HSA Checking	0.15%	0.15%
Min Balance $10,000 Details Balance: $10,000-$24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Platinum Checking	0.15%	0.15%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
HSA Checking	0.10%	0.10%
Min Balance $500 Details Balance: $500.00-$2,499.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Platinum Checking	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000-$49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Boost Interest Checking	0.05%	0.05%
Details Requirements not met Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
HSA Checking	0.05%	0.05%
Min Balance $0 Details Balance: $0-$499.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Platinum Checking	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000-$24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Platinum Checking	0.03%	0.03%
Min Balance $0 Details Balance: $0-$2,499.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Platinum Checking	0.03%	0.03%
Min Balance $2,500 Details Balance: $2,500-$4,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Platinum Checking	0.03%	0.03%
Min Balance $5,000 Details Balance: $5,000-$9,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%

Bellco Credit Union Auto Loan Rates

Product	Rate	Points	APR
Auto Loan	-	-	5.74%
Details Well qualified borrowers; applies only to auto loans originated in Colorado; final APR may vary Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 5.24% → 5.74% ▲ 0.50 pts · high 5.74% / low 5.24% Oct 10, 20265.74%▲ from 5.24% Sep 14, 20265.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Business Auto	7.74%	-	7.74%
Details Vehicle Type: Auto Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 7.24% → 7.74% ▲ 0.50 pts · high 7.74% / low 7.24% Oct 10, 20267.74%▲ from 7.24% Sep 14, 20267.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%

Bellco Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
Recreational Vehicles (RVs) Loan	-	9.49%
Details Well qualified borrowers; final APR may vary Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Motorcycle (Street Legal) Loan	-	10.14%
Details Well qualified borrowers; final APR may vary Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.14% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%

Bellco Credit Union Personal Loan Rates

Product	APR	Term
Business Unsecured Line of Credit	9.75%
Details Business Loans; Loan Type: Unsecured Line of Credit Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 9.50% → 9.75% ▲ 0.25 pts · high 9.75% / low 9.50% Oct 10, 20269.75%▲ from 9.50% Sep 14, 20269.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Personal Loan - Fixed	10.99%	Up to 60 months
Details Minimum payment of $25 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Personal Line of Credit - Variable	16.65%
Details Revolving line of credit; Minimum payment is the greater of $50 or 2.5% of the balance, plus accrued interest; Credit limit starting at $500 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 16.40% → 16.65% ▲ 0.25 pts · high 16.65% / low 16.40% Oct 10, 202616.65%▲ from 16.40% Sep 14, 202616.40%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%

Bellco Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
ChoiceLine - Fixed	-	-	7.50%	Up to 240 months
Details Up to 3 fixed rate Sub-accounts at any one time, not to exceed the remaining term of the loan; Repayment Period balance at conversion fixed at current fixed rate and amortized over 10 years; Secured by a Colorado residence; Minimum advance is $5,000; Rate decreases by 0.25% for loans in junior lien position Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25% Oct 10, 20267.50%▲ from 7.25% Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
ChoiceLine - Variable Loan	-	-	7.00%
Details 120-month Draw Period followed by a 120-month Repayment Period; Revolving line of credit; Secured by a Colorado residence; Minimum payment of $50 (Draw and Repayment Periods); Floor rate is 3.75% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month IRA & Coverdell ESA CD	3.83%	-	3.90%	12 Months
Min Balance $500 Details Minimum balance to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.90% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month IRA CD	-	-	3.90%	12 Months
Min Balance $500 Details IRA & Coverdell CDs; Traditional or Roth IRA Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
12 Month IRA Jumbo CD	-	-	3.90%	12 Months
Min Balance $100,000 Details IRA Jumbo CD; Traditional or Roth IRA Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.90% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
24 Month IRA & Coverdell ESA CD	3.93%	-	4.00%	24 Months
Min Balance $500 Details Minimum balance to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
24 Month IRA CD	-	-	4.00%	24 Months
Min Balance $500 Details IRA & Coverdell CDs; Traditional or Roth IRA Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
3 Month IRA & Coverdell ESA CD	2.72%	-	2.75%	3 Months
Min Balance $500 Details Minimum balance to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
3 Month IRA CD	-	-	2.75%	3 Months
Min Balance $500 Details IRA & Coverdell CDs; Traditional or Roth IRA Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
36 Month IRA & Coverdell ESA CD	3.98%	-	4.05%	36 Months
Min Balance $500 Details Minimum balance to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
36 Month IRA CD	-	-	4.05%	36 Months
Min Balance $500 Details IRA & Coverdell CDs; Traditional or Roth IRA Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
6 Month IRA & Coverdell ESA CD	3.78%	-	3.85%	6 Months
Min Balance $500 Details Minimum balance to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.85% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
6 Month IRA CD	-	-	3.85%	6 Months
Min Balance $500 Details IRA & Coverdell CDs; Traditional or Roth IRA Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
6 Month IRA Jumbo CD	-	-	3.85%	6 Months
Min Balance $100,000 Details IRA Jumbo CD; Traditional or Roth IRA Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
60 Month IRA & Coverdell ESA CD	4.02%	-	4.10%	60 Months
Min Balance $500 Details Minimum balance to earn APY Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
60 Month IRA CD	-	-	4.10%	60 Months
Min Balance $500 Details IRA & Coverdell CDs; Traditional or Roth IRA Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Boost Interest Checking	-	-	4.50%
Min Balance $0 Details Qualifications Required: 15 debit card purchases per month (not including ATM transactions); at least one direct-deposit transaction per month; log in to Online or Mobile Banking at least once per month; Balance: $0.00 - $25,000.00; Qualifying balance up to and including $25,000.00; If requirements are met; Membership eligibility required; Open online or in branch Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
HSA	2.23%	-	2.25%
Min Balance $0 Details Balance: $0-$10,000 Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
HSA	2.66%	-	2.70%
Min Balance $10,000 Details Balance: $10,000.01-$25,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.70% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
HSA	3.20%	-	3.25%
Min Balance $50,000 Details Balance: $50,000.01-$100,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
IRA & Coverdell ESA	2.23%	-	2.25%
Min Deposit $5 Min Balance $0 Details Balance: $0-$10,000 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
IRA & Coverdell ESA	2.66%	-	2.70%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000.01-$25,000 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
IRA & Coverdell ESA	2.66%	-	2.70%
Min Deposit $5 Min Balance $25,000 Details Balance: $25,000.01-$50,000 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
IRA & Coverdell ESA	3.20%	-	3.25%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000.01-$100,000 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
IRA & Coverdell ESA	3.20%	-	3.25%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000.01 and over Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Jumbo CD 12 Months	3.83%	-	3.90%	12 Months
Min Balance $100,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Jumbo CD 6 Months	3.78%	-	3.85%	6 Months
Min Balance $100,000 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Smart Move CD - 18 Months	-	-	2.40%	18 Months
Min Deposit $2,500 Details Smart Move CD; start with a minimum of $2,500; one-time bump-up option Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Smart Move CD - 24 Months	-	-	3.40%	24 Months
Min Deposit $2,500 Details Smart Move CD; start with a minimum of $2,500; one-time bump-up option Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Smart Move CD - 30 Months	-	-	3.40%	30 Months
Min Deposit $2,500 Details Smart Move CD; start with a minimum of $2,500; one-time bump-up option Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Smart Move CD - 36 Months	-	-	3.15%	36 Months
Min Deposit $2,500 Details Smart Move CD; start with a minimum of $2,500; one-time bump-up option Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 12 Months	3.83%	-	3.90%	12 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.90% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 12 Months	-	-	3.90%	12 Months
Min Deposit $500 Details Traditional CD; Open with as little as $500; Rates current as of October 19, 2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 13 Months	-	-	4.00%	13 Months
Min Deposit $500 Details Traditional CD; Open with as little as $500; Rates current as of October 19, 2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 17 Months	-	-	4.00%	17 Months
Min Deposit $500 Details Traditional CD; Open with as little as $500; Rates current as of October 19, 2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 24 Months	3.93%	-	4.00%	24 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 24 Months	-	-	4.00%	24 Months
Min Deposit $500 Details Traditional CD; Open with as little as $500; Rates current as of October 19, 2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 3 Months	2.72%	-	2.75%	3 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 3 Months	-	-	2.75%	3 Months
Min Deposit $500 Details Traditional CD; Open with as little as $500; Rates current as of October 19, 2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 2.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 36 Months	3.98%	-	4.05%	36 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 36 Months	-	-	4.05%	36 Months
Min Deposit $500 Details Traditional CD; Open with as little as $500; Rates current as of October 19, 2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 6 Months	3.78%	-	3.85%	6 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.85% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 6 Months	-	-	3.85%	6 Months
Min Deposit $500 Details Traditional CD; Open with as little as $500; Rates current as of October 19, 2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 60 Months	4.02%	-	4.10%	60 Months
Min Balance $500 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Traditional CD - 60 Months	-	-	4.10%	60 Months
Min Deposit $500 Details Traditional CD; Open with as little as $500; Rates current as of October 19, 2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%
Youth CD - 12 Months	-	-	3.90%	12 Months
Min Deposit $50 Details Youth CD; available for members 24 years old and younger; persons under 18 require an adult owner on the account; additional deposits of $25 or more during the term Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 3.90% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.71%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Bellco Credit Union’s Texas Ratio rose from 2.85% in Q3 2023 to 9.71% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$8.5B	9.71%	5.0	A
March 31, 2026	$8.6B	2.73%	5.0	A+
December 31, 2025	$8.4B	3.12%	5.0	A+
September 30, 2025	$8.5B	4.02%	5.0	A+
June 30, 2025	$8.5B	4.10%	5.0	A+
March 31, 2025	$8.6B	4.26%	5.0	A+
December 31, 2024	$8.6B	4.71%	5.0	A+
September 30, 2024	$8.5B	4.63%	5.0	A+
June 30, 2024	$8.2B	4.31%	5.0	A+
March 31, 2024	$8.2B	3.95%	5.0	A+
December 31, 2023	$8.3B	4.38%	5.0	A+
September 30, 2023	$8.1B	2.85%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Bellco Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Bellco Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bellco Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Bellco Credit Union

Website https://www.bellco.org

Address 7600 E Orchard Rd, Greenwood Village, CO 80111

Phone 303-689-7800

Fax

President Steven Angelier

CEO Doug Ferraro

Full-Time Employees 528

Part-Time Employees 1

Branch Locations 30

ATM Locations 31

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.71%

Return on Assets (ROA)

0.3591%

Return on Equity (ROE)

3.5045%

Non-Performing Loans Ratio (NPL)

1.47%

Total Assets

8,548,972,614

Total Amount of Shares and Deposits

7,103,895,985

Total Shares and Deposits < 1 Year

6,861,800,836

Total Shares and Deposits 1 3 Years

201,355,359

Total Shares and Deposits > 3 Years

40,739,790

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,150,720,077

Total Uninsured Shares and Deposits > $250K (F+J)

1,150,720,077

Total Insured Shares and Deposits > $250K (item 17 less item K)

5,953,175,908

Total Interest Expense (Sum of items 6 8)

101,854,871

Share Certificates

47,633

Number of Accounts for Share Drafts

236,045

IRA KEOGH Accounts

9,391

Number of Accounts for Regular Shares

601,398

All other shares

2,756

Non Member Deposits

Money Market Shares

40,796

Net Income (unless the amount is already included in Undivided Earnings)

30,703,347

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

722,219,028

Total Liabilities

7,687,760,069

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Bellco Credit Union earned the Verified Healthy badge

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Bellco Credit Union

Does Bellco Credit Union offer CDs?

Yes. Bellco Credit Union current CD rates include its 60 Month Traditional CD at 4.10% APY, its 36 Month Traditional CD at 4.05% APY and its 13 Month Promotional CD at 4.00% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Bellco Credit Union NCUA insured?

Yes. Bellco Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Bellco Credit Union?

The highest Bellco Credit Union CD rate is its 60 Month Business CD at 4.10% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Bellco Credit Union offer?

Bellco Credit Union CD rates are 3.90% APY for a 12 month CD, 4.00% APY for a 13 month CD, 4.00% APY for a 17 month CD, 2.40% APY for an 18 month CD, 3.40% APY for a 2 year CD, 4.05% APY for a 3 year CD and 4.10% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Bellco Credit Union for its full lineup.

What is the highest savings rate at Bellco Credit Union?

The highest Bellco Credit Union savings rate is its Youth Savings at 3.25% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Bellco Credit Union?

The highest Bellco Credit Union money market rate is its Business Money Market Account at 3.25% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Bellco Credit Union?

The highest Bellco Credit Union checking rate is its Boost Interest Checking at 4.50% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at Bellco Credit Union?

The lowest Bellco Credit Union auto loan rate is its Auto Loan at 5.74% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Bellco Credit Union?

The lowest Bellco Credit Union personal loan rate is its Business Unsecured Line of Credit at 9.75%, verified by MonitorBankRates as of October 30, 2026.

How many branches does Bellco Credit Union operate?

Bellco Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Bellco Credit Union?

Yes, to access services at Bellco Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Bellco Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bellco Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Bellco Credit Union offer online and mobile banking?

Most modern institutions like Bellco Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bellco.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Bellco Credit Union rates compare?

Bellco Credit Union's CD rates are 37% higher than the MonitorBankRates national average, and it has an A health rating. Bellco Credit Union's top rates are its 60 Month Business CD at 4.10% APY, its Youth Savings at 3.25% APY, its Business Money Market Account at 3.25% APY, its Boost Interest Checking at 4.50% APY and its Business Unsecured Line of Credit at 9.75% APR, verified by MonitorBankRates on October 30, 2026.

Current Bellco Credit Union Rates

12-Month CD3.90%
18-Month CD2.40%
24-Month CD3.40%
60-Month CD4.10%
Savings3.25%
MMA3.25%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Bellco Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Bellco Credit Union Texas Ratio

Bellco Credit Union Health Trend

Bellco Credit Union CD Rates

Bellco Credit Union Business CD Rates

Bellco Credit Union Savings Rates

Bellco Credit Union Business Savings Rates

Bellco Credit Union Money Market Rates

Bellco Credit Union Business Money Market Rates

Bellco Credit Union Checking Rates

Bellco Credit Union Auto Loan Rates

Bellco Credit Union RV, Boat and Powersport Loan Rates

Bellco Credit Union Personal Loan Rates

Bellco Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Bellco Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Bellco Credit Union

Does Bellco Credit Union offer CDs?

Are CDs from Bellco Credit Union NCUA insured?

What is the highest CD rate at Bellco Credit Union?

What CD terms does Bellco Credit Union offer?

What is the highest savings rate at Bellco Credit Union?

What is the highest money market rate at Bellco Credit Union?

What is the highest checking rate at Bellco Credit Union?

What is the lowest auto loan rate at Bellco Credit Union?

What is the lowest personal loan rate at Bellco Credit Union?

How many branches does Bellco Credit Union operate?

Is a member application needed to join Bellco Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Bellco Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Bellco Credit Union rates compare?

Current Bellco Credit Union Rates

Compare to Other Credit Unions