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First Pioneers Federal Credit Union Rates & Review April 2026

First Pioneers Federal Credit Union's 12-Month CD rates are at 3.80%, 18-Month CD rates are at 3.80%, 6-Month CD rates are at 3.80%, 24-Month CD rates are at 3.25%, 36-Month CD rates are at 3.25%. First Pioneers Federal Credit Union's savings rates are at 3.30%. First Pioneers Federal Credit Union's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of First Pioneers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.82%. Rates were last updated on 04/06/2026.

First Pioneers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Pioneers Federal Credit Union? Share your experience about First Pioneers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Pioneers Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.82%
Excellent Lower than avg
First Pioneers Federal Credit Union
Main Branch
2235 S College Rd
Lafayette, LA 70508
https://www.firstpioneers.com
Member NCUA

First Pioneers Federal Credit Union CD Rates

Product Rate APY Term View More
12-Month Certificate 3.74% 3.80% 12 Months
Min Deposit $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
18-Month Certificate 3.74% 3.80% 18 Months
Min Deposit $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
6-Month Certificate 3.74% 3.80% 6 Months
Min Deposit $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
24-Month Certificate 3.20% 3.25% 24 Months
Min Deposit $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
36-Month Certificate 3.20% 3.25% 36 Months
Min Deposit $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
48-Month Certificate 3.20% 3.25% 48 Months
Min Deposit $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
60-Month Certificate 3.20% 3.25% 60 Months
Min Deposit $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
IRA 24-Month Certificate 3.20% 3.25% 24 Months
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
IRA 36-Month Certificate 3.20% 3.25% 36 Months
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
IRA 48-Month Certificate 3.20% 3.25% 48 Months
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
IRA 60-Month Certificate 3.20% 3.25% 60 Months
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%

First Pioneers Federal Credit Union Savings Rates

Product Rate APY View More
Explorer Club Savings 3.25% 3.30%
Details Qualifying balance up to $3,000.00
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
Christmas Club 0.25% 0.25%
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
Special Shares/Vacation Club 0.25% 0.25%
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%

First Pioneers Federal Credit Union Money Market Rates

Product Rate APY View More
L'Argent Money Market 0.50% 0.50%
Min Balance $500
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%

First Pioneers Federal Credit Union Checking Rates

Product Rate APY View More
Prestige Checking 0.10% 0.10%
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%

First Pioneers Federal Credit Union Credit Card Rates

Product Rate APR View More
Cajun Credit® Visa Gold Card - 6.75%
Details Intro rate expires: 6 months; Regular APR: 8.75%
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%
Cajun Credit® Visa Classic Card - 9.75%
Details Intro rate expires: 6 months; Regular APR: 12.75%
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.82%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for First Pioneers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Pioneers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Pioneers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name First Pioneers Federal Credit Union
Address 2235 S College Rd, Lafayette, LA 70508
Phone 337-233-8833
Fax 337-232-8065
President Jason LeMaire
CEO Lawoka Bolden
Full-Time Employees 20
Part-Time Employees 1
Branch Locations 2
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.82%
Return on Assets (ROA)
0.1201%
Return on Equity (ROE)
1.0850%
Non-Performing Loans Ratio (NPL)
0.91%
Total Assets
58,841,339
Total Amount of Shares and Deposits
52,519,206
Total Shares and Deposits < 1 Year
45,829,346
Total Shares and Deposits 1 3 Years
4,795,741
Total Shares and Deposits > 3 Years
1,894,119
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,073,089
Total Uninsured Shares and Deposits > $250K (F+J)
2,073,089
Total Insured Shares and Deposits > $250K (item 17 less item K)
50,446,117
Total Interest Expense (Sum of items 6 8)
606,059
Share Certificates
488
Number of Accounts for Share Drafts
3,004
IRA KEOGH Accounts
112
Number of Accounts for Regular Shares
6,758
All other shares
398
Non Member Deposits
3
Money Market Shares
191
Net Income (unless the amount is already included in Undivided Earnings)
70,657
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
922,311
Total Liabilities
52,328,985
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About First Pioneers Federal Credit Union

Is First Pioneers Federal Credit Union a safe place to deposit money?

Yes, First Pioneers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.8204759753539%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does First Pioneers Federal Credit Union operate?

First Pioneers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join First Pioneers Federal Credit Union?

Yes, to access services at First Pioneers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, First Pioneers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Pioneers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does First Pioneers Federal Credit Union offer online and mobile banking?

Most modern institutions like First Pioneers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstpioneers.com.

Current First Pioneers Federal Credit Union Rates

  • 12-Month CD3.80%
  • 18-Month CD3.80%
  • 24-Month CD3.25%
  • 60-Month CD3.25%
  • Savings3.30%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.