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iAdvertiser Disclosure
Advertiser Disclosure
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 Friona Texas Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 25, 2026
Friona Texas Federal Credit Union's Personal Loan Rates are at 3.00%. MonitorBankRates evaluates the financial stability of Friona Texas Federal Credit Union with a 4.0 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 26.55%. Rates were last updated on 04/25/2026. Friona Texas Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Friona Texas Federal Credit Union? Share your experience about Friona Texas Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Friona Texas Federal Credit Union. Friona Texas Federal Credit Union
Friona Texas Federal CU 801 Austin Ave
https://www.frionacu.com/ Friona, TX 79035 
Friona Texas Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Friona Texas Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Friona Texas Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Friona Texas Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Friona Texas Federal Credit Union
Website
https://www.frionacu.com/
Address
801 Austin Ave,
Friona, TX 79035
Phone
806-250-2736
Fax
806-250-3501
President
Rosalinda Cigarroa
CEO
Juan Tafoya
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.0 / 5.0 ★
Overall Health & Safety Grade
C+ (77/100)
Texas Ratio
26.55%
Return on Assets (ROA)
-0.5807%
Return on Equity (ROE)
-3.3029%
Non-Performing Loans Ratio (NPL)
13.19%
Total Assets
14,969,125
Total Amount of Shares and Deposits
12,273,683
Total Shares and Deposits < 1 Year
12,273,683
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,273,683
Total Interest Expense (Sum of items 6 8)
102,802
Share Certificates
100
Number of Accounts for Share Drafts
579
IRA KEOGH Accounts
14
Number of Accounts for Regular Shares
1,699
All other shares
156
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,568,653
Total Liabilities
12,364,874
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Friona Texas Federal Credit UnionIs Friona Texas Federal Credit Union a safe place to deposit money?Yes, Friona Texas Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 26.548504768781%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Friona Texas Federal Credit Union operate?Friona Texas Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Friona Texas Federal Credit Union?Yes, to access services at Friona Texas Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Friona Texas Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Friona Texas Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Friona Texas Federal Credit Union offer online and mobile banking?Most modern institutions like Friona Texas Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.frionacu.com/. Compare to Other Credit Unions
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