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BluCurrent Credit Union Rates & Review March 2026

BluCurrent Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of BluCurrent Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.75%. Rates were last updated on 03/16/2026.

BluCurrent Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BluCurrent Credit Union? Share your experience about BluCurrent Credit Union by leaving a review below, or read customer reviews before you decide to use BluCurrent Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.75%
Excellent Lower than avg
BluCurrent Credit Union
SOUTH NATIONAL BRANCH
4520 S NATIONAL AVE
SPRINGFIELD, MO 65810
https://www.blucurrent.org
Member NCUA

BluCurrent Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.05% 0.05%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Primary Shares (Savings) 0.05% 0.05%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%

BluCurrent Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (variable) - - 6.25% Varies
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%

BluCurrent Credit Union Credit Card Rates

Product Rate APR View More
Mastercard ® Platinum - 9.90%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Mastercard®Credit Cards Platinum - 9.90%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Mastercard ® Classic - 13.90%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Mastercard®Credit Cards Classic - 13.90%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for BluCurrent Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BluCurrent Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BluCurrent Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name BluCurrent Credit Union
Address 4520 S NATIONAL AVE, SPRINGFIELD, MO 65810
Phone 417-887-1983
Fax
President Garry Rose
CEO Craig Tabor
Full-Time Employees 84
Part-Time Employees 8
Branch Locations 6
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.75%
Return on Assets (ROA)
0.4814%
Return on Equity (ROE)
4.6702%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
383,245,742
Total Amount of Shares and Deposits
322,672,343
Total Shares and Deposits < 1 Year
306,446,719
Total Shares and Deposits 1 3 Years
10,396,914
Total Shares and Deposits > 3 Years
5,828,708
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,441,978
Total Uninsured Shares and Deposits > $250K (F+J)
9,441,978
Total Insured Shares and Deposits > $250K (item 17 less item K)
313,230,365
Total Interest Expense (Sum of items 6 8)
4,804,875
Share Certificates
2,050
Number of Accounts for Share Drafts
16,175
IRA KEOGH Accounts
460
Number of Accounts for Regular Shares
30,716
All other shares
15
Non Member Deposits
17
Money Market Shares
1,274
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,017,917
Total Liabilities
344,017,951
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About BluCurrent Credit Union

Is BluCurrent Credit Union a safe place to deposit money?

Yes, BluCurrent Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7493925356635%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does BluCurrent Credit Union operate?

BluCurrent Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join BluCurrent Credit Union?

Yes, to access services at BluCurrent Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, BluCurrent Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BluCurrent Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does BluCurrent Credit Union offer online and mobile banking?

Most modern institutions like BluCurrent Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.blucurrent.org.

Current BluCurrent Credit Union Rates

  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.