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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Community Plus Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Community Plus Federal Credit Union's money market rates are at 0.50%. Community Plus Federal Credit Union's Personal Loan Rates are at 11.75%. MonitorBankRates evaluates the financial stability of Community Plus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.31%. Rates were last updated on 04/18/2026. Community Plus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Plus Federal Credit Union? Share your experience about Community Plus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Community Plus Federal Credit Union. Community Plus Federal Credit Union
Main Branch 526 E Champaign Ave
https://www.cplusfcu.org Rantoul, IL 61866 3005 
Community Plus Federal Credit Union Money Market Rates
Community Plus Federal Credit Union Auto Loan Rates
Community Plus Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Plus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Plus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Plus Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Plus Federal Credit Union
Website
https://www.cplusfcu.org
Address
526 E Champaign Ave,
Rantoul, IL 61866 3005
Phone
217-893-8201
Fax
217-893-1770
President
Henry Gamel
CEO
Marissa Tatum
Full-Time Employees
8
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.31%
Return on Assets (ROA)
0.7812%
Return on Equity (ROE)
4.3587%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
26,927,104
Total Amount of Shares and Deposits
21,710,407
Total Shares and Deposits < 1 Year
20,927,681
Total Shares and Deposits 1 3 Years
597,529
Total Shares and Deposits > 3 Years
185,196
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
606,068
Total Uninsured Shares and Deposits > $250K (F+J)
890,228
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,820,179
Total Interest Expense (Sum of items 6 8)
178,719
Share Certificates
105
Number of Accounts for Share Drafts
1,577
IRA KEOGH Accounts
97
Number of Accounts for Regular Shares
3,866
Non Member Deposits
7
Money Market Shares
29
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,138,438
Total Liabilities
22,654,271
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Community Plus Federal Credit UnionIs Community Plus Federal Credit Union a safe place to deposit money?Yes, Community Plus Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3083544333175%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Community Plus Federal Credit Union operate?Community Plus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Plus Federal Credit Union?Yes, to access services at Community Plus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Plus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Plus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Community Plus Federal Credit Union offer online and mobile banking?Most modern institutions like Community Plus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cplusfcu.org. Current Community Plus Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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