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 University of Virginia Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
University of Virginia Community Credit Union's 13-Month IRA CD rates are at 3.60%, 13-Month Share & IRA CDs rates are at 3.60%, 13-Month CD rates are at 3.60%, 13-Month Brighter Days IRA CD Special rates are at 3.60%, 13-Month Brighter Days CD Special rates are at 3.60%. University of Virginia Community Credit Union's savings rates are at 0.05%. University of Virginia Community Credit Union's money market rates are at 4.00%. University of Virginia Community Credit Union's Conforming 15 year fixed rates are at 5.78%, Conforming 10 year fixed rates are at 5.78%, Conforming 10/1 ARM rates are at 6.12%, Conforming 5/1 ARM rates are at 6.09%, Conforming 7/1 ARM rates are at 6.24%. MonitorBankRates evaluates the financial stability of University of Virginia Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.16%. Rates were last updated on 04/06/2026. University of Virginia Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at University of Virginia Community Credit Union? Share your experience about University of Virginia Community Credit Union by leaving a review below, or read customer reviews before you decide to use University of Virginia Community Credit Union. University of Virginia Community Credit Union
Berkmar Drive Branch 3300 Berkmar Dr
https://www.uvacreditunion.org Charlottesville, VA 22901 1491 
University of Virginia Community Credit Union CD Rates
University of Virginia Community Credit Union Savings Rates
University of Virginia Community Credit Union Money Market Rates
University of Virginia Community Credit Union Checking Rates
University of Virginia Community Credit Union Mortgage Rates
University of Virginia Community Credit Union Home Equity & HELOC
University of Virginia Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for University of Virginia Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather University of Virginia Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with University of Virginia Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
University of Virginia Community Credit Union
Website
https://www.uvacreditunion.org
Address
3300 Berkmar Dr,
Charlottesville, VA 22901 1491
Phone
434-964-2001
Fax
434-964-2081
President
Pamela Higgins
CEO
Susan Gruber
Full-Time Employees
261
Part-Time Employees
1
Branch Locations
15
ATM Locations
16
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.16%
Return on Assets (ROA)
0.4293%
Return on Equity (ROE)
4.2580%
Non-Performing Loans Ratio (NPL)
0.52%
Total Assets
1,568,273,352
Total Amount of Shares and Deposits
1,383,966,292
Total Shares and Deposits < 1 Year
1,327,483,466
Total Shares and Deposits 1 3 Years
51,698,988
Total Shares and Deposits > 3 Years
4,783,840
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
88,587,108
Total Uninsured Shares and Deposits > $250K (F+J)
88,587,108
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,295,379,184
Total Interest Expense (Sum of items 6 8)
14,590,431
Share Certificates
7,110
Number of Accounts for Share Drafts
56,712
IRA KEOGH Accounts
2,404
Number of Accounts for Regular Shares
95,908
Money Market Shares
13,730
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
130,669,333
Total Liabilities
1,428,405,152
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About University of Virginia Community Credit UnionIs University of Virginia Community Credit Union a safe place to deposit money?Yes, University of Virginia Community Credit Union is considered a safe financial institution. With a Texas Ratio of 3.1587754898041%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does University of Virginia Community Credit Union operate?University of Virginia Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join University of Virginia Community Credit Union?Yes, to access services at University of Virginia Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, University of Virginia Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, University of Virginia Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does University of Virginia Community Credit Union offer online and mobile banking?Most modern institutions like University of Virginia Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.uvacreditunion.org. Current University of Virginia Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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