Central State Bank State Center, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.25%, 6-month CD rates at 2.87% and 3-month CD rates at 2.35%. Current savings rates are at 5.05% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.33%. Credit Card rates are at 13.74%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates. Central State Bank State Center, IA's 9-Month CD special rates are at 5.54%, 6-Month CD special rates are at 5.47%, 12-Month CD rates are at 5.01%, 36-Month CD rates are at 4.91%, 24-Month CD rates are at 4.91%. Central State Bank State Center, IA's savings rates are at 0.15%. Central State Bank State Center, IA's money market rates are at 3.75%.

Central State Bank State Center, IA

To see how these rates compare to Central State Bank State Center, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Central State Bank State Center, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Central State Bank State Center, IA CD rates. You can also compare Central State Bank State Center, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Central State Bank State Center, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central State Bank State Center, IA? Share your experience about Central State Bank State Center, IA by leaving a review below, or read customer reviews before you decide to use Central State Bank State Center, IA.

Central State Bank State Center, IA Texas Ratio

Central State Bank State Center, IA's Texas Ratio is at 0.25%, which is considered excellent. The Texas Ratio for Central State Bank State Center, IA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Central State Bank State Center, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.01%
18-Month CD
4.91%
24-Month CD
4.91%
36-Month CD
4.91%
48-Month CD
4.65%
60-Month CD
4.65%
Savings
0.15%
MMA
3.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Central State Bank State Center, IA
109 Main St W
State Center, IA 50247
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Central State Bank State Center, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Central State Bank State Center, IA
Central State Bank State Center, IA
9-Month CD special
5.54%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
6-Month CD special
5.47%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
12-Month CD
5.01%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
24-Month CD
4.91%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
18-Month CD
4.91%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
36-Month CD
4.91%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
60-Month CD
4.65%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
48-Month CD
4.65%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
Money Market CSB
3.75%
$5,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Checking Account NOW Elite
2.50%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Savings Account
0.15%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Central State Bank State Center, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Washington
Bank of Washington
Personal Savings
0.25%
$0
Charles Schwab
Charles Schwab
12-Month CD
4.85%
$500
Bask Bank
Bask Bank
12-Month CD
5.40%
$1,000
Bank of Rantoul
Bank of Rantoul
12-Month CD
2.78%
$500
Mayville State Bank
Mayville State Bank
48-Month CD
0.65%
$1,000
Community First Bank Kansas City, KS
Community First Bank Kansas City, KS
Money Market
0.05%
$0
Pioneer Federal S&L
Pioneer Federal S&L
18-Month CD
1.90%
$1,000
Madison County Bank
Madison County Bank
60-Month CD
4.80%
$500
Coastal Heritage Bank
Coastal Heritage Bank
9-Month CD
2.00%
$1,000
Main Street Bank
Main Street Bank
12-Month CD
2.02%
$1,000
Bank of Hindman
Bank of Hindman
11-Month CD Jumbo special
5.12%
$100,000
VirtualBank
VirtualBank
60-Month CD
3.51%
$0
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
Now Checking Account
0.10%
$0
MCS Bank
MCS Bank
18-Month CD
0.42%
$1,000
Petefish, Skiles & Co.
Investor Fund Money Market
0.15%
$0
The Bank of Glen Burnie
The Bank of Glen Burnie
18-Month CD
1.00%
$500
First National Bank of Steeleville
First National Bank of Steeleville
18-Month CD
2.25%
$500
Perennial Bank
Perennial Bank
6-Month CD
3.02%
$1,000
The Bank of Protection
The Bank of Protection
Regular Savings
0.75%
$50
Bellevue State Bank
Bellevue State Bank
12-Month CD
4.04%
$2,500
Southwest Missouri Bank
Southwest Missouri Bank
18-Month CD
0.50%
$500
FNB of Waterloo
FNB of Waterloo
24-Month CD
2.78%
$1,000
Farmers-Merchants Bank of Illinois
Farmers-Merchants Bank of Illinois
6-Month CD
4.60%
$1,000
Penn Community Bank
Penn Community Bank
60-Month CD
1.25%
$500
Home Savings Bank, FSB
Home Savings Bank, FSB
60-Month CD
1.50%
$500
Headwaters State Bank
Headwaters State Bank
21-Month CD special
4.58%
$10,000
Northumberland Bank
Northumberland Bank
36-Month CD
1.66%
$5,000
Prime Security Bank
Prime Security Bank
13-Month CD special
4.25%
$10,000
New Market Bank
New Market Bank
3-Month CD
1.31%
$500
New Mexico B&T
New Mexico B&T
13-Month CD
4.25%
$1,000
United Trust Bank
United Trust Bank
24-Month CD special
5.39%
$5,000
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
12-Month CD special new money
4.85%
$10,000
Community Bank of Oelwein
Community Bank of Oelwein
24-Month CD
1.30%
$1,000
Beal Bank USA
Beal Bank USA
3-Month CD
5.05%
$1,000
Cendera Bank
Cendera Bank
Savings Account
0.10%
$100
FNB of Moose Lake
FNB of Moose Lake
60-Month CD
3.04%
$500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
12-Month CD
3.50%
$2,500
New Haven Bank
New Haven Bank
10-Month CD
4.25%
$500
South Central State Bank
South Central State Bank
18-Month CD
1.76%
$1,000
Home Loan Investment Bank
Home Loan Investment Bank
Loyalty Checking
1.00%
$0
Citizens Bank of Clovis
Citizens Bank of Clovis
12-Month CD
4.00%
$1,000
ESB Bank
ESB Bank
12-Month CD
5.00%
$10,000
Susser Bank
Susser Bank
3-Month CD
5.25%
$1,000
Harleysville Bank
Harleysville Bank
Savings Account
0.35%
$25
Hebron Savings Bank
Hebron Savings Bank
60-Month CD
0.35%
$500
Peoples Bank & Trust Co.
24-Month CD
2.52%
$1,000
Newtek Bank
Newtek Bank
36-Month CD
4.50%
$2,500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
3-Month CD
2.78%
$500
First Federal S&L of Lorain
First Federal S&L of Lorain
Insured Money Market Fund
0.08%
$2,500
Capon Valley Bank
Capon Valley Bank
24-Month CD
1.76%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Central State Bank State Center, IA Information

Central State Bank State Center, IA
109 Main St W
State Center, IA 50247
Marshall
Established Date: 01/01/1902
FDIC Certificate #: 10903
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: STATE CENTER FINANCIAL INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Central State Bank State Center, IA FDIC Insured? Yes
What is Central State Bank State Center, IA's Cert number? 10903
What is the maximum amount for insured deposits? $250,000 per holder, per account

Central State Bank State Center, IA Financials

Total Assets:
$466,731,000
Total Deposits:
$386,373,000
Equity Capital:
$44,875,000
Domestic Deposits:
$386,373,000
Net Income:
$1,000,000
Return on Assets:
1.7634%
Quarterly Return on Assets:
0.8800%
Pretax Return on Assets:
0.9310%
Pretax Quarterly Return on Assets:
0.9300%
Return on Equity:
16.9200%
Quarterly Return on Equity:
9.5600%
Leverage Tier 1 (Core Capital) Ratio:
11.6355%
Total Interest Income (YTD):
3.8688%
 
 
Headquarters:
State Center
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Marshall
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

home-equity-line-of-credit-helocMortgage rates and home equity line of credit rates are so low now we just found another great deal. Third Federal Savings & Loan is offering a home equity line of credit (HELOC) with a 2.99% APR for balances larger than $50,000. The HELOC rate of 2.99% is prime minus .25 percent. For HELOC balances under $50,000 the rate is 3.25% APR, prime minus .00 percent.

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