Central State Bank State Center, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.04%, 6-month CD rates at 4.15% and 3-month CD rates at 4.06%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.63%. Credit Card rates are at 16.25%. Personal Loan rates are at 15.00%. All these rates, and more, can be found in our database of rates. Central State Bank State Center, IA's 12-Month CD rates are at 3.68%, 18-Month CD rates are at 3.63%, 24-Month CD rates are at 3.53%, 36-Month CD rates are at 3.43%, 48-Month CD rates are at 3.33%. Central State Bank State Center, IA's savings rates are at 0.15%. Central State Bank State Center, IA's money market rates are at 1.40%.

Central State Bank State Center, IA

To see how these rates compare to Central State Bank State Center, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Central State Bank State Center, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Central State Bank State Center, IA CD rates. You can also compare Central State Bank State Center, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Central State Bank State Center, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central State Bank State Center, IA? Share your experience about Central State Bank State Center, IA by leaving a review below, or read customer reviews before you decide to use Central State Bank State Center, IA.

Central State Bank State Center, IA Texas Ratio

Central State Bank State Center, IA's Texas Ratio is at 0.35%, which is considered excellent. The Texas Ratio for Central State Bank State Center, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Central State Bank State Center, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.68%
18-Month CD
3.63%
24-Month CD
3.53%
36-Month CD
3.43%
48-Month CD
3.33%
60-Month CD
3.23%
Savings
0.15%
MMA
1.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Central State Bank State Center, IA
109 Main St W
State Center, IA 50247
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Central State Bank State Center, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Central State Bank State Center, IA
Central State Bank State Center, IA
12-Month CD
3.68%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
18-Month CD
3.63%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
24-Month CD
3.53%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
36-Month CD
3.43%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
48-Month CD
3.33%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
60-Month CD
3.23%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
Elite NOW Checking
2.50%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Money Market
1.40%
$5,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Regular Savings
0.15%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Central State Bank State Center, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
MCT Credit Union
MCT Credit Union
12-Month CD
4.34%
$1,000
Twin River Bank
Twin River Bank
6-Month CD
4.06%
$500
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
18-Month CD
4.00%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
24-Month CD
3.80%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
12-Month CD (Super Jumbo)
3.65%
$225,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD
3.50%
$500
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
Premium Money Market
3.50%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
24-Month CD
3.40%
$2,500
Foresight Bank
Foresight Bank
36-Month CD
3.39%
$500
EverTrust Bank
EverTrust Bank
6-Month CD
3.30%
$3,000
Primebank
Primebank
18-Month CD
3.25%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
12-Month CD
3.25%
$500
Friendship State Bank
60-Month CD
3.15%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
36-Month CD
3.07%
$500
Union State Bank of Everest
Union State Bank of Everest
24-Month CD
3.00%
$1,000
First National Bank VA
First National Bank VA
60-Month CD
2.78%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
48-Month CD
2.75%
$1,000
Lowell Five SB
Lowell Five SB
60-Month CD
2.50%
$500
The Peoples Bank Co.
The Peoples Bank Co.
36-Month CD
2.27%
$500
Security Federal Bank
Security Federal Bank
3-Month CD
2.25%
$500
802 Credit Union
802 Credit Union
48-Month CD
2.20%
$500
Chartway Credit Union
Chartway Credit Union
36-Month CD
2.15%
$500
Silver Lake Bank
Silver Lake Bank
12-Month CD
1.90%
$500
Clinton Bank
Clinton Bank
18-Month CD
1.56%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
60-Month CD
1.50%
$2,500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Classic Money Market
1.50%
$100,000
Susquehanna Community Bank
Susquehanna Community Bank
36-Month CD
0.90%
$500
Mutual Federal Bank
Mutual Federal Bank
24-Month CD
0.65%
$500
Chickasaw Community Bank
Chickasaw Community Bank
Kasasa Savings
0.50%
$100
Timberland Bank
Timberland Bank
Non-Profit Money Market
0.50%
$0
Salem Five Direct
Salem Five Direct
60-Month CD
0.50%
$500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
24-Month CD
0.40%
$1,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
Statement Savings
0.40%
$0
Triad Bank, N.A.
Triad Bank, N.A.
3-Month CD
0.40%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
12-Month CD
0.40%
$500
HomeBank
Money Market
0.30%
$2,500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
24-Month CD
0.25%
$1,000
Eastern Bank
Eastern Bank
24-Month CD (Business Select)
0.20%
$500
First Citizens Bank
First Citizens Bank
48-Month CD
0.15%
$500
Achieve Financial Credit Union
Achieve Financial Credit Union
Money Market
0.15%
$2,500
Clay County Savings Bank
Clay County Savings Bank
Statement Savings
0.15%
$0
Canton Co-operative Bank
Canton Co-operative Bank
Money Market
0.10%
$2,500
Cleveland State Bank
Cleveland State Bank
Savings
0.10%
$100
Genoa Banking Company
Statement Savings
0.10%
$200
Jonestown Bank and Trust Company
Jonestown Bank and Trust Company
Business Money Market
0.10%
$2,500
Mercer County State Bank
Money Market
0.05%
$500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
Passbook Savings
0.05%
$10
Pulaski Savings Bank
Pulaski Savings Bank
Money Market
0.05%
$2,500
FNB of River Falls
FNB of River Falls
Regular Savings
0.05%
$200
First Citizens Bank
First Citizens Bank
12-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 10, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Central State Bank State Center, IA Information

Central State Bank State Center, IA
109 Main St W
State Center, IA 50247
Marshall
Established Date: 01/01/1902
FDIC Certificate #: 10903
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: STATE CENTER FINANCIAL INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Central State Bank State Center, IA FDIC Insured? Yes
What is Central State Bank State Center, IA's Cert number? 10903
What is the maximum amount for insured deposits? $250,000 per holder, per account

Central State Bank State Center, IA Financials

Total Assets:
$519,053,000
Total Deposits:
$426,669,000
Equity Capital:
$46,603,000
Domestic Deposits:
$426,669,000
Net Income:
$749,000
Return on Assets:
0.6492%
Quarterly Return on Assets:
0.5900%
Pretax Return on Assets:
0.5913%
Pretax Quarterly Return on Assets:
0.5900%
Return on Equity:
7.0600%
Quarterly Return on Equity:
6.4300%
Leverage Tier 1 (Core Capital) Ratio:
11.3412%
Total Interest Income (YTD):
4.5024%
 
 
Headquarters:
State Center
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Marshall
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-30-year-mortgage-rates-at-503-and-15-year-mortgage-rates-at-4352Mortgage rates were higher in the current mortgage application survey released this morning. The average contract rate on 30 year mortgages is back above 5.00 percent at 5.03 percent for the week ending February 19, 2010, according to the Mortgage Bankers Association’s Weekly Mortgage Applications Survey. The average mortgage discount points on 30 year mortgages increased to 1.34 points from the prior week’s average of 1.00 point.
Average 30 year mortgage rates today are down again and heading back down to the 4.00 percent level as we predicted last week. Current average 30 year mortgage rates are at 4.16 percent, down from the previous week's average rate of 4.23 percent. Last month it looked like 30 year rates would move above 5.00 percent by the end of 2013, now 30 year rates will probably be below 4.00 percent within the next couple of weeks.

Bank or Credit Union Offers and Deals

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Community Bank of Bergen County Current CD Rates

Alternative Bank and Credit Union Offers to Explore

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USAA 4 Year CD Rates now at 0.95%
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Live Oak Bank CD Rates and Review
NationWide Bank CD Rates Increased but Still Below Best CD Rates Available
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