Central State Bank State Center, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 0.30% and 3-month CD rates at 0.80%. Current savings rates are at 0.08% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.03%. Credit Card rates are at 7.90%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. Central State Bank State Center, IA's 60-Month CD rates are at 4.00%, 12-Month CD rates are at 3.89%, 18-Month CD rates are at 3.85%, 24-Month CD rates are at 3.74%, 36-Month CD rates are at 3.64%. Central State Bank State Center, IA's savings rates are at 0.15%. Central State Bank State Center, IA's money market rates are at 1.50%.

Central State Bank State Center, IA

To see how these rates compare to Central State Bank State Center, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Central State Bank State Center, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Central State Bank State Center, IA CD rates. You can also compare Central State Bank State Center, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Central State Bank State Center, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central State Bank State Center, IA? Share your experience about Central State Bank State Center, IA by leaving a review below, or read customer reviews before you decide to use Central State Bank State Center, IA.

Central State Bank State Center, IA Texas Ratio

Central State Bank State Center, IA's Texas Ratio is at 0.35%, which is considered excellent. The Texas Ratio for Central State Bank State Center, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Central State Bank State Center, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.89%
18-Month CD
3.85%
24-Month CD
3.74%
36-Month CD
3.64%
48-Month CD
3.54%
60-Month CD
4.00%
Savings
0.15%
MMA
1.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Central State Bank State Center, IA
109 Main St W
State Center, IA 50247
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Central State Bank State Center, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Central State Bank State Center, IA
Central State Bank State Center, IA
60-Month CD
4.00%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
12-Month CD
3.89%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
18-Month CD
3.85%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
24-Month CD
3.74%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
36-Month CD
3.64%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
48-Month CD
3.54%
$1,500
Central State Bank State Center, IA
Central State Bank State Center, IA
Elite NOW Checking
2.50%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Money Market
1.50%
$5,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Regular Savings
0.15%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Central State Bank State Center, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Golden 1 Credit Union
The Golden 1 Credit Union
16-Month CD
4.30%
$500
Linkbank
Linkbank
7-Month CD
4.25%
$500
TAB Bank
TAB Bank
12-Month CD
4.21%
$1,000
Bank of Vici
Bank of Vici
12-Month CD
4.18%
$1,000
FSB of Westmoreland
FSB of Westmoreland
48-Month CD
4.14%
$1,000
LimeLight Bank
LimeLight Bank
18-Month CD
4.00%
$1,000
Goldwater Bank
Goldwater Bank
24-Month CD
4.00%
$500
AAA Federal Savings Bank
AAA Federal Savings Bank
18-Month CD
3.75%
$25
Gainey Business Bank
Gainey Business Bank
18-Month CD
3.35%
$5,000
State Bank Waterloo, IL
State Bank Waterloo, IL
60-Month CD
3.35%
$1,000
AVB Bank
AVB Bank
48-Month CD
3.12%
$1,000
Putnam County State Bank
Putnam County State Bank
18-Month CD
3.04%
$500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
60-Month CD
3.04%
$500
State Bank of Chilton
State Bank of Chilton
36-Month CD
3.02%
$1,000
Apple Bank for Savings
Apple Bank for Savings
60-Month CD
3.00%
$1,000
FNB of Wyoming
FNB of Wyoming
30-Month CD
2.84%
$100
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Premier Money Management Savings
2.75%
$25
Security Bank Minnesota
Security Bank Minnesota
48-Month CD
2.55%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
36-Month CD
2.52%
$5,000
Harleysville Bank
Harleysville Bank
18-Month CD
2.47%
$500
Genoa Community Bank
Genoa Community Bank
24-Month CD
2.35%
$500
FCNB of St. Paris
12-Month CD
2.33%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
24-Month CD
2.00%
$1,000
Citi
Citi
48-Month CD
2.00%
$500
Department of Commerce FCU
Department of Commerce FCU
60-Month CD
1.97%
$500
International Bank of Chicago
International Bank of Chicago
30-Month CD
1.75%
$1,000
First State Bank New London, WI
First State Bank New London, WI
48-Month CD
1.71%
$5,000
Elevate Bank
Elevate Bank
24-Month CD
1.61%
$1,000
Iowa State Bank
Iowa State Bank
Kasasa Savings
1.50%
$2,500
First National Bank of Clarksdale
First National Bank of Clarksdale
24-Month CD
1.50%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
12-Month CD
1.50%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
48-Month CD
1.41%
$1,000
Cayuga Lake National Bank
Cayuga Lake National Bank
36-Month CD
1.21%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
36-Month CD
1.00%
$1,000
First National Bank in Amboy
First National Bank in Amboy
12-Month CD
0.95%
$1,000
Freehold Bank
Freehold Bank
48-Month CD
0.55%
$500
Ion Bank
Ion Bank
18-Month CD
0.50%
$500
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking
0.50%
$1,000
The Peoples Community Bank
The Peoples Community Bank
6-Month CD
0.50%
$500
First Keystone Community Bank
First Keystone Community Bank
48-Month CD
0.50%
$500
Warsaw Federal S&L
30-Month CD
0.45%
$500
802 Credit Union
802 Credit Union
Regular Savings
0.40%
$5
Milford Bank
Milford Bank
48-Month CD
0.30%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
NOW Checking
0.25%
$2,500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
NOW Checking
0.15%
$0
Adirondack Trust Company
Adirondack Trust Company
6-Month CD
0.15%
$500
Great Midwest Bank
Great Midwest Bank
Simply Savings
0.10%
$200
Northwest Community Bank
Northwest Community Bank
Money Market
0.10%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Relationship Checking
0.05%
$100
PriorityOne Bank
PriorityOne Bank
Money Market
0.05%
$50,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Central State Bank State Center, IA Information

Central State Bank State Center, IA
109 Main St W
State Center, IA 50247
Marshall
Established Date: 01/01/1902
FDIC Certificate #: 10903
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: STATE CENTER FINANCIAL INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Central State Bank State Center, IA FDIC Insured? Yes
What is Central State Bank State Center, IA's Cert number? 10903
What is the maximum amount for insured deposits? $250,000 per holder, per account

Central State Bank State Center, IA Financials

Total Assets:
$519,053,000
Total Deposits:
$426,669,000
Equity Capital:
$46,603,000
Domestic Deposits:
$426,669,000
Net Income:
$749,000
Return on Assets:
0.6492%
Quarterly Return on Assets:
0.5900%
Pretax Return on Assets:
0.5913%
Pretax Quarterly Return on Assets:
0.5900%
Return on Equity:
7.0600%
Quarterly Return on Equity:
6.4300%
Leverage Tier 1 (Core Capital) Ratio:
11.3412%
Total Interest Income (YTD):
4.5024%
 
 
Headquarters:
State Center
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Marshall
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The trend of higher CD rates continues as 3 more banks increase CD interest rates. This round of increases are from BankDirect, 5 Star Bank, and Mount McKinley Bank. The most notable of the increases is BankDirect's 1 year certificate of deposit.

The Federal Reserve increased the fed funds rate last week and Internet banks will follow with higher CD rates to stay competitive for your deposits. Over the past year, Internet banks slowly increased CD rates while traditional brick and mortar banks have not.

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GMAC Bank 12 Month CD Rate

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