MVB Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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MVB BankToday's 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.50% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 13.74%. Personal Loan rates are at 17.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to MVB Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from MVB Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with MVB Bank CD rates. You can also compare MVB Bank savings rates, MMA rates and mortgage rates using our other rate lists.

MVB Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MVB Bank? Share your experience about MVB Bank by leaving a review below, or read customer reviews before you decide to use MVB Bank.

MVB Bank Texas Ratio

MVB Bank's Texas Ratio is at 3.86%, which is considered excellent. The Texas Ratio for MVB Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, MVB Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
MVB Bank
301 Virginia Ave
Fairmont, WV 26554
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare MVB Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
12-Month CD
3.96%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
18-Month CD
3.90%
$1,000
First Jackson Bank
First Jackson Bank
30-Month CD
3.90%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
18-Month CD
3.80%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
12-Month CD
3.80%
$25,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
12-Month CD
3.79%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
3-Month CD
3.72%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
36-Month CD
3.56%
$500
Citizens Bank
Citizens Bank
10-Month CD
3.50%
$25,000
Northern Bank Direct
Northern Bank Direct
18-Month CD
3.50%
$500
Coffee County Bank
Coffee County Bank
12-Month CD
3.25%
$1,000
SSB of Wanamingo
SSB of Wanamingo
18-Month CD
3.25%
$500
Friendship State Bank
36-Month CD
3.10%
$500
OBC Bank
OBC Bank
18-Month CD
3.04%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
36-Month CD
3.04%
$1,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
18-Month CD (Jumbo)
3.00%
$10,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
18-Month CD
2.85%
$1,000
Longview Bank
Longview Bank
18-Month CD
2.75%
$500
GSL Savings Bank
GSL Savings Bank
18-Month CD
2.73%
$500
Bank of Prague
Bank of Prague
6-Month CD
2.52%
$1,000
Metropolitan Capital B&T
Metropolitan Capital B&T
36-Month CD
2.50%
$5,000
Financial Partners CU
Financial Partners CU
36-Month CD
2.50%
$1,000
Bank of Burlington
Bank of Burlington
Personal Checking
2.17%
$1
Flanagan State Bank
Flanagan State Bank
24-Month CD
2.10%
$1,000
5Star Bank
5Star Bank
60-Month CD
2.00%
$1,000
SouthernTrust Bank
SouthernTrust Bank
24-Month CD
1.51%
$1,000
Highland Bank
Highland Bank
24-Month CD
1.45%
$1,000
Fulton Bank
Fulton Bank
72-Month CD
1.01%
$1,000
PennCrest Bank
PennCrest Bank
24-Month CD
1.00%
$1,000
Consumers Credit Union
Consumers Credit Union
18-Month CD
0.99%
$250
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
36-Month CD
0.75%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
Money Market
0.75%
$2,500
Home Loan SB
Home Loan SB
48-Month CD
0.65%
$500
New Mexico Bank and Trust
New Mexico Bank and Trust
12-Month CD
0.60%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
18-Month CD
0.55%
$1,000
Greenville Federal
Greenville Federal
60-Month CD
0.50%
$500
Alliance Bank IN
Alliance Bank IN
Money Market
0.45%
$100,000
Municipal Bank
Municipal Bank
12-Month CD
0.40%
$1,000
Tipton Latham Bank
Tipton Latham Bank
Savings
0.40%
$0
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
18-Month CD
0.35%
$500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
18-Month CD
0.30%
$1,000
Henderson FSB
Henderson FSB
Statement Savings
0.30%
$0
Verus Bank of Commerce
Verus Bank of Commerce
36-Month CD
0.30%
$1,000
North Country Savings Bank
North Country Savings Bank
36-Month CD
0.20%
$1,000
Pennsville National Bank
Pennsville National Bank
12-Month CD
0.20%
$500
Peoples Bank Taylorsville, KY
12-Month CD
0.15%
$500
Clinton Savings Bank
Clinton Savings Bank
Money Market
0.15%
$100,000
Jonestown Bank and Trust Company
Jonestown Bank and Trust Company
Personal Money Market
0.10%
$2,500
Citizens Bank
Citizens Bank
Private Client Money Market
0.05%
$25,000
Busey Bank
Busey Bank
6-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have MVB Bank rate data right now, check back for updates, we are adding rates all the time.

MVB Bank Information

MVB Bank
301 Virginia Ave
Fairmont, WV 26554
Marion
Established Date: 01/04/1999
FDIC Certificate #: 34603
Date of FDIC Deposit Insurance: 01/04/1999
Bank Holding Company: MVB FINANCIAL CORP
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is MVB Bank FDIC Insured? Yes
What is MVB Bank's Cert number? 34603
What is the maximum amount for insured deposits? $250,000 per holder, per account

MVB Bank Financials

Total Assets:
$3,517,742,000
Total Deposits:
$3,154,925,000
Equity Capital:
$320,101,000
Domestic Deposits:
$3,154,925,000
Net Income:
$9,251,000
Return on Assets:
1.2990%
Quarterly Return on Assets:
1.0900%
Pretax Return on Assets:
1.4010%
Pretax Quarterly Return on Assets:
1.4000%
Return on Equity:
14.5500%
Quarterly Return on Equity:
11.5700%
Leverage Tier 1 (Core Capital) Ratio:
10.4002%
Total Interest Income (YTD):
6.1318%
 
 
Headquarters:
Fairmont
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Marion
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

EverBank 9 Month Jumbo CD rates are now at 0.90 percent with a yield of 0.90 percent. The old EverBank 9 Month Jumbo CD rate was 0.83 percent with a yield of 0.83 percent. View current 9 Month Jumbo CD rates at EverBank below.
Live Oak Bank 5 Year CD rates are now at 1.98 percent with a yield of 2.00 percent. View current 5 Year CD rates at Live Oak Bank below.
Online Savings Rates Increase in 2019Online savings rates continue to move higher during the first week of 2019 as several banks increased rates. The best online savings rate for the first week of 2019 goes to CIT Bank with a rate of 2.45 percent on their Savings Builder savings account. The minimum opening deposit is $25,000.

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