What are the current interest rates at MVB Bank?

Current rates for MVB Bank include:

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MVB Bank Rates and Review March 2026

Q: Is MVB Bank a safe place to deposit money?

Yes, MVB Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Content reviewed by

Brian McKay

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MVB Bank Deposit Rates

MVB Bank's 7-Month CD rates are at 3.45%, 7-Month Certificate of Deposit rates are at 3.45%. MonitorBankRates evaluates the financial stability of MVB Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.80%. Rates were last updated on 03/04/2026.

MVB Bank

Rate Updates and Availability

MVB Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MVB Bank? Share your experience about MVB Bank by leaving a review below, or read customer reviews before you decide to use MVB Bank.

MVB Bank Texas Ratio

MVB Bank's Texas Ratio is at 3.80%, which is considered excellent. The Texas Ratio for MVB Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Exceptional

Out of 5.0 Stars

MVB Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, MVB Bank is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+

Exceptional Health

Score: 98/100

MVB Bank has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

N/A

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/04/2026

MVB Bank

301 Virginia Ave
Fairmont, WV 26554

https://www.mvbbanking.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCEPTIONAL

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Credit Unions:
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MVB Bank CD Rates

Product	Rate	APY	Term
7-Month CD	-	3.45%	7
No additional details. Last Updated 03/04/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.80%
7-Month Certificate of Deposit	-	3.45%	7-Month
No additional details. Last Updated 03/04/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.80%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for MVB Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather MVB Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MVB Bank's official website for the most current offers and terms.