What are the current interest rates at Security Trust & Savings Bank?

Current rates for Security Trust & Savings Bank include:

Security Trust & Savings Bank Rates and Review February 2026

Content reviewed by

Brian McKay

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Security Trust & Savings Bank Deposit Rates

You can compare Security Trust & Savings Bank rates to other rates in our database, including 12-month CD rates currently at 3.63%, 6-month CD rates at 3.76% and 3-month CD rates at 0.05%. Savings rates are at 0.16% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.84%. All these rates, and more, can be found in our database of rates which you can compare to Security Trust & Savings Bank rates.

Rate Updates and Availability

Security Trust & Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Trust & Savings Bank? Share your experience about Security Trust & Savings Bank by leaving a review below, or read customer reviews before you decide to use Security Trust & Savings Bank.

Security Trust & Savings Bank Texas Ratio

Security Trust & Savings Bank's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Security Trust & Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

Security Trust & Savings Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Security Trust & Savings Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

N/A

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Security Trust & Savings Bank

601 Lake Street
Storm Lake, IA 50588

https://www.securitybanksl.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

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Current Rate Availability

We do not have Security Trust & Savings Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security Trust & Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security Trust & Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security Trust & Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Security Trust & Savings Bank

601 Lake Street
Storm Lake, IA 50588
Buena Vista
Established Date: 01/01/1908
FDIC Certificate #: 968
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: STORM LAKE SECURITY BCORP

How Many Domestic U.S. Offices? 3

How Many Branches are There? 3

Website: https://www.securitybanksl.com

Is Security Trust & Savings Bank FDIC Insured? Yes

What is Security Trust & Savings Bank's Cert number? 968

What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:

$280,844,000

Total Deposits:

$259,537,000

Equity Capital:

$20,779,000

Net Income:

$249,000

Return on Assets (ROA):

0.6305%

Return on Equity (ROE):

9.3900%

Headquarters:

Storm Lake

Regulator:

FED

# of Offices:

Source: FDIC | Last Updated 03/31/2024

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Frequently Asked Questions About Security Trust & Savings Bank

How do I open an account at Security Trust & Savings Bank?

You can typically open an account at Security Trust & Savings Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Security Trust & Savings Bank provides a range of mortgage and home equity products.

Is Security Trust & Savings Bank a safe place to deposit money?

Yes, Security Trust & Savings Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.