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Century Bank of Georgia Rates & Review April 2026

Century Bank of Georgia's 30-Month CD rates are at 3.80%, 6-Month CD rates are at 3.80%. MonitorBankRates evaluates the financial stability of Century Bank of Georgia with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/16/2026.

Century Bank of Georgia money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Century Bank of Georgia? Share your experience about Century Bank of Georgia by leaving a review below, or read customer reviews before you decide to use Century Bank of Georgia.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Century Bank of Georgia
215 E Main St
Cartersville, GA 30120
https://www.centurybanknet.com
Member FDIC

Century Bank of Georgia CD Rates

Product Rate APY Term View More
30-Month CD - 3.80%
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6-Month CD - 3.80%
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Century Bank of Georgia is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Century Bank of Georgia rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Century Bank of Georgia's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Century Bank of Georgia
Bank Holding Company CBB BCORP
Address 215 E Main St, Cartersville, GA 30120  ·  Bartow
FDIC Certificate # 35236
Established 06/29/2000
FDIC Insurance Date 06/29/2000
Domestic Offices 2
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.5596%
Return on Equity (ROE) 26.6800%
Non-Performing Loans (NPL) 0.00%
Total Assets $353,993,000
Total Deposits $296,821,000
Equity Capital $24,415,000
Net Income $2,238,000
Headquarters Cartersville
Total Offices 2
Source: FDIC  |  Last Updated 06/30/2024

Customer Reviews

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Frequently Asked Questions About Century Bank of Georgia

Is Century Bank of Georgia a safe place to deposit money?

Yes, Century Bank of Georgia is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Century Bank of Georgia operate?

Century Bank of Georgia currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Century Bank of Georgia does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Century Bank of Georgia provides members with tools to manage their accounts and build a solid financial history.

Does Century Bank of Georgia offer online and mobile banking?

Most modern institutions like Century Bank of Georgia provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centurybanknet.com.