Rayne State B&T Co. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Rayne State B&T Co.Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 4.35% and 3-month CD rates at 3.80%. Current savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.25%. Credit Card rates are at 15.74%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Rayne State B&T Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Rayne State B&T Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Rayne State B&T Co. CD rates. You can also compare Rayne State B&T Co. savings rates, MMA rates and mortgage rates using our other rate lists.

Rayne State B&T Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rayne State B&T Co.? Share your experience about Rayne State B&T Co. by leaving a review below, or read customer reviews before you decide to use Rayne State B&T Co..

Rayne State B&T Co. Texas Ratio

Rayne State B&T Co.'s Texas Ratio is at 0.08%, which is considered excellent. The Texas Ratio for Rayne State B&T Co. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Rayne State B&T Co. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Rayne State B&T Co.
200 S Adams Ave
Rayne, LA 70578
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Rayne State B&T Co. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Petefish, Skiles & Co. Bank
Rewards Checking
5.12%
$50
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
9-Month CD IRA
4.29%
$500
First Bank of the Lake
First Bank of the Lake
24-Month CD
4.15%
$1,000
Logansport Savings Bank
Logansport Savings Bank
6-Month CD
4.04%
$1,000
Presence Bank
Presence Bank
12-Month CD
4.01%
$250
Columbus Bank and Trust Company
Columbus Bank and Trust Company
60-Month CD
4.00%
$500
FNB of Kansas
FNB of Kansas
Eagle Premier Checking
4.00%
$100
Yakima Federal S&L
Yakima Federal S&L
12-Month CD
4.00%
$500
Beacon Community Bank
Beacon Community Bank
60-Month CD
3.75%
$250
First National Bank of Bemidji
First National Bank of Bemidji
18-Month CD
3.67%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
12-Month CD
3.65%
$2,500
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
12-Month CD
3.60%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
12-Month CD (Plus Jumbo)
3.55%
$200,000
Department of Commerce FCU
Department of Commerce FCU
Performance Checking
3.50%
$0
Finworth
Finworth
36-Month CD
3.30%
$50,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
12-Month CD
3.29%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
24-Month CD
3.25%
$10,000
Integrity Bank & Trust
Integrity Bank & Trust
48-Month CD
3.03%
$500
FNB of Bellville
FNB of Bellville
18-Month CD
3.00%
$1,000
National Bank of Malvern
National Bank of Malvern
48-Month CD
3.00%
$2,500
First State Bank and Trust
First State Bank and Trust
18-Month CD
2.57%
$1,000
Paramount Bank
Paramount Bank
24-Month CD
2.25%
$1,000
Lyons Federal Bank
Lyons Federal Bank
18-Month CD
2.22%
$50,000
FNB of Wyoming
FNB of Wyoming
60-Month CD
2.02%
$100
Gorham Savings Bank
Gorham Savings Bank
24-Month CD
2.00%
$500
Mechanics Cooperative Bank
Mechanics Cooperative Bank
24-Month CD
2.00%
$500
Milton Savings Bank
Milton Savings Bank
60-Month CD
2.00%
$500
Bluff View Bank
Bluff View Bank
18-Month CD
1.76%
$1,000
Bank Plus
Bank Plus
24-Month CD
1.61%
$1,000
Lindell Bank & Trust Company
Lindell Bank & Trust Company
24-Month CD
1.50%
$1,000
Five Star Credit Union
Five Star Credit Union
Premier Growth Money Market
1.31%
$2,000
Susquehanna Community Bank
Susquehanna Community Bank
60-Month CD
1.30%
$500
Evergreen Federal Bank
Evergreen Federal Bank
36-Month CD
1.00%
$1,000
Texana Bank
Texana Bank
Checking
0.75%
$100
Homewood Federal SB
Homewood Federal SB
Money Market Advantage
0.50%
$40,000
Citi
Citi
24-Month CD
0.50%
$500
Security State Bank of Marine
Security State Bank of Marine
24-Month CD
0.45%
$300
Somerset Trust Company
Somerset Trust Company
36-Month CD
0.45%
$500
5 Star Bank
5 Star Bank
30-Month CD
0.40%
$500
NBT Financial Bank
NBT Financial Bank
Money Market
0.25%
$2,500
Century Bank of Florida
Century Bank of Florida
18-Month CD
0.20%
$500
Union Bank, Inc.
Union Bank, Inc.
18-Month CD
0.15%
$1,000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Money Market
0.10%
$0
Sound Community Bank
Sound Community Bank
Regular Savings
0.10%
$100
First Bank Elk River
First Bank Elk River
Lifestyle Checking
0.07%
$1
Presence Bank
Presence Bank
Savings
0.05%
$100
The Bank of Bourbonnais
The Bank of Bourbonnais
12-Month CD
0.05%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
Simply Savings
0.03%
$50
Chemung Canal Trust Company
Chemung Canal Trust Company
Savings
0.02%
$100
BankGloucester
BankGloucester
Premier Plus Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Rayne State B&T Co. rate data right now, check back for updates, we are adding rates all the time.

Rayne State B&T Co. Information

Rayne State B&T Co.
200 S Adams Ave
Rayne, LA 70578
Acadia
Established Date: 07/01/1943
FDIC Certificate #: 16075
Date of FDIC Deposit Insurance: 07/01/1943
Bank Holding Company: FINANCIAL CORP OF LOUISIANA
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Rayne State B&T Co. FDIC Insured? Yes
What is Rayne State B&T Co.'s Cert number? 16075
What is the maximum amount for insured deposits? $250,000 per holder, per account

Rayne State B&T Co. Financials

Total Assets:
$502,616,000
Total Deposits:
$444,847,000
Equity Capital:
$51,824,000
Domestic Deposits:
$444,847,000
Net Income:
$2,221,000
Return on Assets:
1.8655%
Quarterly Return on Assets:
1.7800%
Pretax Return on Assets:
1.7770%
Pretax Quarterly Return on Assets:
1.7800%
Return on Equity:
19.6800%
Quarterly Return on Equity:
17.2900%
Common Equity Tier 1 Capital Ratio:
19.0800%
Tier 1 Risk-Based Capital Ratio:
19.0800%
Leverage Tier 1 (Core Capital) Ratio:
13.1757%
Total Risk-Based Capital Ratio (YTD):
20.3347%
Total Interest Income (YTD):
5.0706%
 
 
Headquarters:
Rayne
FDIC Field Office:
Baton Rouge
Regulator:
FDIC
County:
Acadia
# of Offices:
7
Metropolitan Statistical Area (MSA):
Lafayette, LA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-up-slightly-in-this-weeks-pmms-surveyMortgage rates were up slightly in this week's Primary Mortgage Market Survey released by Freddie Mac. For the first ten months of 2009 the average 30 year mortgage rate was just under 5.00 percent, the lowest 10 month average mortgage rate since the survey started in 1971.
The European Union came up with a very risky way to help pay for bailing out Cyprus banks. They are going to place a tax on money in deposit accounts.   The tax on deposits in Cyprus banks is 6.75% on deposits up to €100,000, and 9.9% above that level.  This is a very dangerous move that will certainly erode confidence in banks, not only in Cyprus but across the European Union. Depositors in the next country that needs a bailout would certainly have to pay the tax as well. To be fair to the euro zone finance ministers, they did have their backs against the wall when they came up with this decision. Germany, which has the largest economy in the zone, and the International Monetary Fund insisted that financial aid to Cyprus should be limited to €10 billion.
Mount McKinley Bank 9 Month CD rates are now at 0.12 percent with a yield of 0.12 percent. View current 9 Month CD rates at Mount McKinley Bank below.

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