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Security Bank of Southwest Missouri Rates & Review April 2026

Security Bank of Southwest Missouri's 11-Month Certificate of Deposit rates are at 3.91%, 15-Month Certificate of Deposit rates are at 3.91%, 9-Month Certificate of Deposit rates are at 3.91%, 17-Month Certificate of Deposit rates are at 3.03%, 5 Year Certificate of Deposit rates are at 1.76%. Security Bank of Southwest Missouri's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Security Bank of Southwest Missouri with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.51%. Rates were last updated on 04/17/2026.

Security Bank of Southwest Missouri money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Bank of Southwest Missouri? Share your experience about Security Bank of Southwest Missouri by leaving a review below, or read customer reviews before you decide to use Security Bank of Southwest Missouri.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.51%
Excellent Higher than avg
Security Bank of Southwest Missouri
1321 Old Highway 37
Cassville, MO 65625
https://onlinebanking.sbswmo.com/
Member FDIC

Security Bank of Southwest Missouri CD Rates

Product Rate APY Term View More
11 Month Certificate of Deposit 3.85% 3.91% 11
Min Deposit $1,000
Details Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.51%
15 Month Certificate of Deposit 3.85% 3.91% 15
Min Deposit $1,000
Details Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.51%
9 Month Certificate of Deposit 3.85% 3.91% 9
Min Deposit $1,000
Details Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.51%
17 Month Certificate of Deposit 3.00% 3.03% 17
Min Deposit $1,000
Details Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.51%
5 Year Certificate of Deposit 1.75% 1.76% 5
Min Deposit $1,000
Details Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.51%
4 Year Certificate of Deposit 1.65% 1.66% 4
Min Deposit $1,000
Details Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.51%
3 Year Certificate of Deposit 1.40% 1.41% 3
Min Deposit $1,000
Details Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.51%
2 Year Certificate of Deposit 1.35% 1.36% 2
Min Deposit $1,000
Details Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.51%
1 Year Certificate of Deposit 1.25% 1.26% 1
Min Deposit $1,000
Details Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.51%
6 Month Certificate of Deposit 1.00% 1.00% 6
Min Deposit $1,000
Details Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.51%

Security Bank of Southwest Missouri Savings Rates

Product Rate APY View More
Savings 0.25% 0.25%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.51%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security Bank of Southwest Missouri is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security Bank of Southwest Missouri rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security Bank of Southwest Missouri's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Security Bank of Southwest Missouri
FDIC Certificate # 26520
Address 1321 Old Highway 37, Cassville, MO 65625  ·  Barry
Established 12/13/1985
FDIC Insurance Date 12/13/1985
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
7.51%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.4707%
Return on Equity (ROE) 22.3100%
Non-Performing Loans (NPL) 0.60%
Total Assets $141,764,000
Total Deposits $123,976,000
Equity Capital $17,322,000
Net Income $3,988,000
Headquarters Cassville
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Security Bank of Southwest Missouri

Is Security Bank of Southwest Missouri a safe place to deposit money?

Yes, Security Bank of Southwest Missouri is considered a safe financial institution. With a Texas Ratio of 7.5122025625381%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Security Bank of Southwest Missouri operate?

Security Bank of Southwest Missouri currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security Bank of Southwest Missouri does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security Bank of Southwest Missouri provides members with tools to manage their accounts and build a solid financial history.

Does Security Bank of Southwest Missouri offer online and mobile banking?

Most modern institutions like Security Bank of Southwest Missouri provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://onlinebanking.sbswmo.com/.

Current Security Bank of Southwest Missouri Rates

  • 12-Month CD1.26%
  • 18-Month CD3.03%
  • 24-Month CD1.36%
  • 36-Month CD1.41%
  • 48-Month CD1.66%
  • 60-Month CD1.76%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.