Charles Schwab CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 5.02%, 6-month CD rates at 5.01% and 3-month CD rates at 4.03%. Current savings rates are at 0.05% and money market rates are at 0.70%. Mortgage rates today on 30-year fixed loans are around 6.32%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.49%. All these rates, and more, can be found in our database of rates. Charles Schwab's 6-Month CD rates are at 4.71%, 12-Month CD rates are at 4.65%, 9-Month CD rates are at 4.63%, 24-Month CD rates are at 4.60%, 18-Month CD rates are at 4.50%.
To see how these rates compare to Charles Schwab CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Charles Schwab, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Charles Schwab CD rates. You can also compare Charles Schwab savings rates, MMA rates and mortgage rates using our other rate lists. Charles Schwab money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Charles Schwab? Share your experience about Charles Schwab by leaving a review below, or read customer reviews before you decide to use Charles Schwab. Charles Schwab Texas Ratio Charles Schwab's Texas Ratio is at 0.10%, which is considered excellent. The Texas Ratio for Charles Schwab is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Charles Schwab is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Charles Schwab CD Rates and Interest Rates
Charles Schwab
6-Month CD
4.71%
$500
Charles Schwab
12-Month CD
4.65%
$500
Charles Schwab
9-Month CD
4.63%
$500
Charles Schwab
24-Month CD
4.60%
$500
Charles Schwab
18-Month CD
4.50%
$500
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Charles Schwab Rates with Other Competitive Bank and Credit Union Rates
Grand Bank for Savings
Prestige Checking (special)
5.50%
$100
First Savings Bank of Hegewisch
18-Month CD (Variable Rate)
5.20%
$1,000
TAB Bank
12-Month CD
5.02%
$1,000
ValleyDirect
6-Month CD
4.50%
$500
Citizens Bank & Trust Company KY
15-Month CD
4.26%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates September 13, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Charles Schwab InformationCharles Schwab
3000 Schwab WayWestlake, TX 76262 Denton Established Date: 04/28/2003 FDIC Certificate #: 57450 Date of FDIC Deposit Insurance: 04/28/2003 Bank Holding Company: CHARLES SCHWAB CORP THE How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.schwab.com
Is Charles Schwab FDIC Insured? Yes
What is Charles Schwab's Cert number? 57450
What is the maximum amount for insured deposits? $250,000 per holder, per account
Charles Schwab FinancialsTotal Assets:
$286,704,000,000
Total Deposits:
$238,272,000,000
Equity Capital:
$16,695,000,000
Domestic Deposits:
$238,272,000,000
Net Income:
$167,000,000
Return on Assets:
0.3593%
Quarterly Return on Assets:
0.2300%
Pretax Return on Assets:
0.2963%
Pretax Quarterly Return on Assets:
0.3000%
Return on Equity:
10.6800%
Quarterly Return on Equity:
4.0800%
Common Equity Tier 1 Capital Ratio:
34.7231%
Tier 1 Risk-Based Capital Ratio:
34.7231%
Leverage Tier 1 (Core Capital) Ratio:
9.5993%
Total Risk-Based Capital Ratio (YTD):
34.7832%
Total Interest Income (YTD):
2.4303%
Headquarters:
Westlake
FDIC Field Office:
Denver
Regulator:
FED
County:
Denton
# of Offices:
1
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe one positive aspect of the credit crunch is savings rates are starting to rise. People have been cutting back on discretionary spending and all other types of spending.
 Current mortgage rates are lower as 10-year U.S. Treasury yields slip below 3.40 percent. Both conforming mortgage rates and jumbo mortgage rates are lower. Current 30-year mortgage rates are at 5.11 percent, down from 5.23 percent set earlier this week. 15-year mortgage rates are down to 4.57 percent, down from 4.75 percent on Monday.
5 Star Bank Money Market Account rates are now at 0.10 percent with a yield of 0.10 percent. The old 5 Star Bank Money Market Account rate was 0.10 percent with a yield of 0.10 percent. View current Money Market Account rates at 5 Star Bank below.
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