State Central Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.24%, 6-month CD rates at 3.14% and 3-month CD rates at 3.55%. Current savings rates are at 0.10% and money market rates are at 3.04%. Mortgage rates today on 30-year fixed loans are around 6.85%. Credit Card rates are at 14.24%. Personal Loan rates are at 11.76%. All these rates, and more, can be found in our database of rates. State Central Bank's 60-Month CD rates are at 3.02%, 48-Month CD rates are at 2.77%, 36-Month CD rates are at 2.77%, 24-Month CD rates are at 2.52%, 18-Month CD rates are at 2.26%. State Central Bank's savings rates are at 0.40%. State Central Bank's money market rates are at 0.40%.

State Central Bank

To see how these rates compare to State Central Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Central Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Central Bank CD rates. You can also compare State Central Bank savings rates, MMA rates and mortgage rates using our other rate lists.

State Central Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Central Bank? Share your experience about State Central Bank by leaving a review below, or read customer reviews before you decide to use State Central Bank.

State Central Bank Texas Ratio

State Central Bank's Texas Ratio is at 35.55%, which is considered good. The Texas Ratio for State Central Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Central Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.76%
18-Month CD
2.26%
24-Month CD
2.52%
36-Month CD
2.77%
48-Month CD
2.77%
60-Month CD
3.02%
Savings
0.40%
MMA
0.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
State Central Bank
612 1st St
Bonaparte, IA 52620
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

State Central Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Central Bank
State Central Bank
60-Month CD
3.02%
$10,000
State Central Bank
State Central Bank
48-Month CD
2.77%
$10,000
State Central Bank
State Central Bank
36-Month CD
2.77%
$10,000
State Central Bank
State Central Bank
24-Month CD
2.52%
$10,000
State Central Bank
State Central Bank
18-Month CD
2.26%
$10,000
State Central Bank
State Central Bank
12-Month CD
1.76%
$10,000
State Central Bank
State Central Bank
Golden Passbook Savings
0.40%
$2,500
State Central Bank
State Central Bank
Money Market
0.40%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare State Central Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
9-Month CD (No Penalty)
4.25%
$1,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
48-Month CD
4.20%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
60-Month CD
4.06%
$1,000
ConnectOne Bank
ConnectOne Bank
Connection Plus Savings
4.00%
$2,500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
12-Month CD
4.00%
$500
Adams State Bank
Adams State Bank
24-Month CD
3.80%
$1,000
Charles River Bank
Charles River Bank
18-Month CD
3.75%
$1,000
FNB of Waterloo
FNB of Waterloo
36-Month CD
3.75%
$1,000
Bank Midwest
Bank Midwest
24-Month CD
3.75%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
60-Month CD
3.66%
$500
All America Bank
All America Bank
60-Month CD
3.25%
$500
Machias Savings Bank
Machias Savings Bank
12-Month CD
3.00%
$500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
60-Month CD
3.00%
$1,000
Pentucket Bank
Pentucket Bank
60-Month CD
3.00%
$500
PCB Pendleton Bank
PCB Pendleton Bank
Kasasa Saver + Savings
3.00%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
6-Month CD
2.79%
$500
Milton Savings Bank
Milton Savings Bank
24-Month CD
2.75%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
18-Month CD
2.52%
$1,000
WCB West Central Bank
WCB West Central Bank
12-Month CD
2.52%
$1,000
FSB of Randolph County
FSB of Randolph County
3-Month CD
2.50%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
18-Month CD
2.50%
$1,000
Jones Bank
Jones Bank
60-Month CD
2.25%
$500
Paramount Bank
Paramount Bank
24-Month CD
2.25%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
Jumbo Money Market
2.25%
$1,000,000
Alliance Bank WI
Alliance Bank WI
24-Month CD
2.22%
$500
First Community Bank Batesville, AR
First Community Bank Batesville, AR
36-Month CD
1.81%
$500
South Central State Bank
South Central State Bank
36-Month CD
1.76%
$1,000
International Bank of Chicago
International Bank of Chicago
60-Month CD
1.75%
$1,000
USAA
USAA
18-Month CD
1.65%
$1,000
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
36-Month CD
1.50%
$500
Republic Bank of Chicago
Republic Bank of Chicago
36-Month CD
1.50%
$1,000
Eureka Savings Bank
Eureka Savings Bank
18-Month CD
1.26%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
24-Month CD
1.05%
$500
Port Richmond Savings
Port Richmond Savings
Passbook Savings
1.00%
$25
The Bank of Glen Burnie
The Bank of Glen Burnie
24-Month CD
1.00%
$500
Harbor Bank of Maryland
Harbor Bank of Maryland
48-Month CD
0.60%
$100
DB&T
DB&T
60-Month CD
0.60%
$1,000
FirsTier Bank
FirsTier Bank
18-Month CD
0.50%
$0
Conway National Bank (CNB)
Conway National Bank (CNB)
Passbook Savings
0.35%
$50
The Bank of Elk River
The Bank of Elk River
Statement Savings
0.30%
$0
Pataskala Banking Company
Pataskala Banking Company
24-Month CD
0.25%
$500
Bank of Greene County
Bank of Greene County
12-Month CD
0.25%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Passbook Savings
0.25%
$0
HomeBank
Preferred NOW Checking
0.25%
$500
First Horizon
First Horizon
48-Month CD
0.10%
$1,000
Franklin Bank
Franklin Bank
Money Market Plus
0.10%
$5,000
First FSB of Angola
First FSB of Angola
Passbook Savings
0.05%
$10
Great Midwest Bank
Great Midwest Bank
NOW Checking
0.05%
$500
First Commonwealth Bank
First Commonwealth Bank
18-Month CD
0.05%
$500
United Southern Bank
United Southern Bank
Regular Savings
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Central Bank Information

State Central Bank
612 1st St
Bonaparte, IA 52620
Van Buren
Established Date: 03/17/1858
FDIC Certificate #: 5820
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LOGAN INVESTMENT CORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is State Central Bank FDIC Insured? Yes
What is State Central Bank's Cert number? 5820
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Central Bank Financials

Total Assets:
$51,140,000
Total Deposits:
$45,419,000
Equity Capital:
$5,655,000
Domestic Deposits:
$45,419,000
Net Income:
$95,000
Return on Assets:
0.3003%
Quarterly Return on Assets:
0.7500%
Pretax Return on Assets:
0.7533%
Pretax Quarterly Return on Assets:
0.7500%
Return on Equity:
3.0300%
Quarterly Return on Equity:
6.7600%
Leverage Tier 1 (Core Capital) Ratio:
10.9548%
Total Interest Income (YTD):
4.7530%
 
 
Headquarters:
Bonaparte
FDIC Field Office:
Cedar Rapids
Regulator:
FDIC
County:
Van Buren
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates Nosedive to New LowMortgage rates nosedived to new lows in December as lenders lowered rates again. Current average 30 year conforming mortgage rates declined to 4.57 percent, down from the average 30 year mortgage rate of 4.69 percent. 15 year conforming mortgage rates today moved down to 3.92 percent, a decline from an average 15 year rate of 4.02 percent. Today's 30 year jumbo mortgage rates are still below conforming rates at 4.52 percent, down from 4.65 percent. Current 15 year jumbo mortgage rates are at 4.28 percent, down from yesterday's rate of 4.39 percent. Mortgage rates change constantly so be sure to always get the most current mortgage rates below locking in a rate.
mortgage-rates-rise-30-year-mortgage-rates-at-504Mortgage rates are higher in the most recent mortgage survey released this morning. The average contract interest rate on 30 year mortgages stayed above 5.00% for the second consecutive week.
Here is a list of the top 10 online savings account rates and money market account rates on our rate tables:

Bank or Credit Union Offers and Deals

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First Central Savings Bank Savings Account Rates and MMA Account Rates

Alternative Bank and Credit Union Offers to Explore

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