State Central Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. State Central Bank Deposit Rates
Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 2.25% and 3-month CD rates at 2.02%. Current savings rates are at 0.80% and money market rates are at 0.70%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 12.95%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. State Central Bank's 60-Month CD rates are at 3.02%, 48-Month CD rates are at 2.77%, 36-Month CD rates are at 2.77%, 24-Month CD rates are at 2.52%, 18-Month CD rates are at 2.26%. State Central Bank's savings rates are at 0.40%. State Central Bank's money market rates are at 0.40%.

State Central Bank

To see how these rates compare to State Central Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Central Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Central Bank CD rates. You can also compare State Central Bank savings rates, MMA rates and mortgage rates using our other rate lists.

State Central Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Central Bank? Share your experience about State Central Bank by leaving a review below, or read customer reviews before you decide to use State Central Bank.

State Central Bank Texas Ratio

State Central Bank's Texas Ratio is at 35.55%, which is considered good. The Texas Ratio for State Central Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Central Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.76%
18-Month CD
2.26%
24-Month CD
2.52%
36-Month CD
2.77%
48-Month CD
2.77%
60-Month CD
3.02%
Savings
0.40%
MMA
0.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
State Central Bank
612 1st St
Bonaparte, IA 52620
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

State Central Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Central Bank
State Central Bank
60-Month CD
3.02%
$10,000
State Central Bank
State Central Bank
48-Month CD
2.77%
$10,000
State Central Bank
State Central Bank
36-Month CD
2.77%
$10,000
State Central Bank
State Central Bank
24-Month CD
2.52%
$10,000
State Central Bank
State Central Bank
18-Month CD
2.26%
$10,000
State Central Bank
State Central Bank
12-Month CD
1.76%
$10,000
State Central Bank
State Central Bank
Golden Passbook Savings
0.40%
$2,500
State Central Bank
State Central Bank
Money Market
0.40%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare State Central Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
60-Month CD
4.25%
$500
OWB One World Bank
OWB One World Bank
12-Month CD (Jumbo)
4.10%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
12-Month CD
4.08%
$100
Farmers and Drovers Bank
Farmers and Drovers Bank
48-Month CD
3.75%
$500
American Bank
American Bank
48-Month CD
3.75%
$500
Suncoast Credit Union
Suncoast Credit Union
48-Month CD
3.75%
$500
Kish Bank
Kish Bank
24-Month CD
3.65%
$2,000
Texas Heritage National Bank
Texas Heritage National Bank
18-Month CD
3.61%
$1,000
Round Top State Bank
Round Top State Bank
12-Month CD
3.60%
$1,000
Bank of Vici
Bank of Vici
12-Month CD
3.56%
$1,000
West Pointe Bank
West Pointe Bank
60-Month CD
3.56%
$500
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
Rewards PLUS Saver Savings
3.50%
$100
Leader Bank
Leader Bank
60-Month CD
3.50%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
24-Month CD
3.50%
$1,000
Reliance Bank
Reliance Bank
18-Month CD
3.46%
$500
Meridian Bank
Meridian Bank
24-Month CD
3.35%
$500
American State Bank (TX)
American State Bank (TX)
18-Month CD
3.25%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
48-Month CD
3.06%
$1,000
Main Bank
Main Bank
48-Month CD
2.90%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
3-Month CD
2.84%
$500
Luminate Bank
Luminate Bank
Money Market
2.78%
$1,000,000
Washita State Bank
Washita State Bank
36-Month CD
2.65%
$1,000
The Bank of Landisburg
The Bank of Landisburg
48-Month CD
2.62%
$1,000
Connex Credit Union
Connex Credit Union
Money Market
2.50%
$250,000
BayVanguard Bank
BayVanguard Bank
36-Month CD
2.02%
$1,000
Hiawatha National Bank
Hiawatha National Bank
48-Month CD
2.02%
$500
FNB of Raymond
FNB of Raymond
24-Month CD
2.02%
$1,000
1st University Credit Union
1st University Credit Union
18-Month CD
2.02%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
24-Month CD
2.00%
$1,000
First State Bank and Trust
First State Bank and Trust
60-Month CD
1.91%
$1,000
Flanagan State Bank
Flanagan State Bank
18-Month CD
1.80%
$5,000
InFirst Bank
InFirst Bank
36-Month CD
1.75%
$500
Midland Federal S&L
Midland Federal S&L
60-Month CD
1.26%
$1,000
Liberty Bank for Savings
Liberty Bank for Savings
18-Month CD
0.85%
$5,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Money Market
0.75%
$2,500
Harbor Bank of Maryland
Harbor Bank of Maryland
60-Month CD
0.75%
$100
1st MidAmerica Credit Union
1st MidAmerica Credit Union
18-Month CD
0.75%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
48-Month CD
0.65%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
24-Month CD
0.60%
$1,000
1st Bank Yuma
1st Bank Yuma
48-Month CD
0.60%
$1,000
Freehold Bank
Freehold Bank
24-Month CD
0.45%
$500
Citizens Bank
Citizens Bank
Private Client Money Market
0.25%
$25,000
United Southern Bank
United Southern Bank
24-Month CD
0.20%
$1,000
Utah Independent Bank
Utah Independent Bank
Savings
0.20%
$25
NVE Bank
NVE Bank
36-Month CD
0.19%
$1,000
Oxford Bank
Oxford Bank
24-Month CD
0.15%
$500
Millville Savings Bank
Millville Savings Bank
Statement Savings
0.10%
$1,000
OBC Bank
OBC Bank
12-Month CD
0.10%
$1,000
Achieve Financial Credit Union
Achieve Financial Credit Union
Primary Savings
0.05%
$5
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Super NOW Checking
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Central Bank Information

State Central Bank
612 1st St
Bonaparte, IA 52620
Van Buren
Established Date: 03/17/1858
FDIC Certificate #: 5820
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LOGAN INVESTMENT CORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is State Central Bank FDIC Insured? Yes
What is State Central Bank's Cert number? 5820
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Central Bank Financials

Total Assets:
$51,140,000
Total Deposits:
$45,419,000
Equity Capital:
$5,655,000
Domestic Deposits:
$45,419,000
Net Income:
$95,000
Return on Assets:
0.3003%
Quarterly Return on Assets:
0.7500%
Pretax Return on Assets:
0.7533%
Pretax Quarterly Return on Assets:
0.7500%
Return on Equity:
3.0300%
Quarterly Return on Equity:
6.7600%
Leverage Tier 1 (Core Capital) Ratio:
10.9548%
Total Interest Income (YTD):
4.7530%
 
 
Headquarters:
Bonaparte
FDIC Field Office:
Cedar Rapids
Regulator:
FDIC
County:
Van Buren
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Current mortgage rates on 15 year conforming loans are averaging 2.81 percent today. Average 15 year rates are just above record lows of 2.74 percent set back in October. In the coming year we will probably see average 15 year rates make new lows around 2.65 percent but you can already find many lenders quoting 15 year mortgage refinance rates well below these rates with and without mortgage discount points.
Chase Bank is offering some of the highest Certificate of Deposit rates, to qualify for these rates you must have a Chase checking account. The special rate is for the initial term of the CD, after maturity, the CD will be renewed with the same term at the regular prevailing interest rate at the time.
Home Mortgage rates are most higher today with the exception of 30 year home mortgage rates which are unchanged from yesterday. Conforming 30 year home  mortgage rates are averaging 4.42 percent, unchanged from Black Friday's average 30 year mortgage rate. 30 year home mortgage rates in California are higher than the national average 30 year mortgage rate. Current 30 year California mortgage rates are averaging 4.56 percent.

Bank or Credit Union Offers and Deals

Savings Rates Moving Lower in 2013? Sequestration Will Determine Direction of Rates
giantbank.com Money Market Account Rates now at 0.45%
Compare Mortgage Types When Shopping for a Mortgage
Low Mortgage Rates Put a Floor on Home Prices
Bank5 Connect CD Rates: 5.50% APY 6-Month CD Account, 5.25% 15-Month CD (Entire USA)
Long Term Mortgage Rates Mixed This Week: 30 Year Rates Above 5.00%
Mortgage Rates: Rates and Bond Yields are Headed Higher: 30 Year Mortgage Rates at 4.07%
Average Mortgage Rates Mixed This Week
Ally Bank CD Rates Lowered
Freddie Mac Weekly PMMS - 30 Year Rates Average 3.85%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates 6/5: Today's Mortgage Rates, Downtrend Continues: 30 Year Rates at 4.44%
Home Appraisals: Getting a Home Appraisal
Mortgage Rates Will Head Higher this Year and in 2015
Mortgage Rates Remain Low but Will Head Higher in 2015
Finding the Best Mortgage Rates
Mortgage Rates Drop to New All-Time Lows Fueling Refinance Demand
Interest Rates Might Higher Move Sooner Than the End of 2015
Mortgage Rates Increase Slightly This Week, Average 30 Year Rates at 4.35%
Elkhorn Valley Bank and Trust Savings Interest Account Rates and Money Market Account Rates
Pending Home Sales Down in January Despite Low Mortgage Rates

State Central Bank Reviews

There are no reviews for State Central Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for State Central Bank
Your Name:
Your Rating:

See how State Central Bank Compares to other banks