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Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Port Washington State Bank Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Port Washington State Bank's 9-Month CD rates are at 3.82%, 18-Month CD rates are at 3.56%, Certificates of Deposit 1 Year rates are at 2.25%, Certificates of Deposit 2 Year rates are at 2.25%, Certificates of Deposit 3 Year rates are at 2.25%. Port Washington State Bank's savings rates are at 0.01%. Port Washington State Bank's money market rates are at 0.01%. Port Washington State Bank's 10 Year Fixed Rate rates are at 5.75%, 15 Year Fixed Rate rates are at 5.88%, 20 Year Fixed Rate rates are at 6.25%, 30 Year Fixed Rate rates are at 6.38%, 3/1 Adjustable Rate Mortgage rates are at 6.75%. MonitorBankRates evaluates the financial stability of Port Washington State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.20%. Rates were last updated on 03/24/2026. Port Washington State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Port Washington State Bank? Share your experience about Port Washington State Bank by leaving a review below, or read customer reviews before you decide to use Port Washington State Bank. 
Port Washington State Bank CD Rates
Port Washington State Bank Savings Rates
Port Washington State Bank Money Market Rates
Port Washington State Bank Checking Rates
Port Washington State Bank Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Port Washington State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Port Washington State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Port Washington State Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Port Washington State Bank
Bank Holding Company
PORT BANCSHARES INC
Address
206 N Franklin St,
Port Washington, WI 53074 · Ozaukee
Website
https://www.pwsb.bank
FDIC Certificate #
8698
Established
09/11/1899
FDIC Insurance Date
01/01/1934
Domestic Offices
8
Total Branches
8
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.20%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.3134%
Return on Equity (ROE)
6.0200%
Non-Performing Loans (NPL)
0.09%
Total Assets
$1,034,482,000
Total Deposits
$953,737,000
Equity Capital
$70,036,000
Net Income
$5,920,000
Headquarters
Port Washington
Total Offices
8
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Port Washington State BankIs Port Washington State Bank a safe place to deposit money?Yes, Port Washington State Bank is considered a safe financial institution. With a Texas Ratio of 2.1964058812852%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Port Washington State Bank operate?Port Washington State Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Port Washington State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Port Washington State Bank provides members with tools to manage their accounts and build a solid financial history. Does Port Washington State Bank offer online and mobile banking?Most modern institutions like Port Washington State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pwsb.bank. Current Port Washington State Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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