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Chase Bank Rates & Review September 2026

Q: How many branches does Chase Bank operate?

Chase Bank currently maintains approximately 5,394 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Chase Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chase Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Chase Bank's Auto Loan Rates are as low as 6.04%. Chase Bank's Credit Card Rates are at 28.99%. MonitorBankRates evaluates the financial stability of Chase Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.77%. Rates last updated and verified on 09/23/2026.

Chase Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chase Bank? Share your experience about Chase Bank by leaving a review below, or read customer reviews before you decide to use Chase Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.77%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

JPMorgan Chase Bank, National Association

1111 Polaris Pkwy
Columbus, OH 43240

https://www.chase.com

Chase Bank Auto Loan Rates

Product	Rate	Points	APR	Term
New car purchase Loan	-	-	6.04%	60 months
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.77%
New car rate Loan	-	-	6.04%	60 months
Details APR based on 60 months and $45,000 financing. For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.77%
Used car purchase Loan	-	-	6.09%	60 months
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.77%
Used car rate Loan	-	-	6.09%	60 months
Details APR based on 60 months and $30,000 financing. For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.77%

Chase Bank Credit Card Rates

Product	Rate	APR	View More
Slate Edge Credit Card	-	28.99%
Details CARDMEMBER OVERVIEW Help improve your credit score by using your card responsibly, with no annual fee. AT A GLANCE Get the credit you need with Slate Edge . Annual Fee $0. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.77%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Chase Bank’s Texas Ratio stayed near 3.31% in Q3 2023 to 3.77% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$4,091.3B	3.77%	5.0	A+
March 31, 2026	$4,016.6B	4.04%	5.0	A+
December 31, 2025	$3,752.7B	4.04%	5.0	A+
September 30, 2025	$3,813.4B	4.21%	5.0	A+
June 30, 2025	$3,788.6B	4.08%	5.0	A+
March 31, 2025	$3,643.1B	3.81%	5.0	A+
December 31, 2024	$3,459.3B	4.02%	5.0	A+
September 30, 2024	$3,584.1B	3.70%	5.0	A+
June 30, 2024	$3,510.5B	3.53%	5.0	A+
March 31, 2024	$3,503.4B	3.60%	5.0	A+
December 31, 2023	$3,395.1B	3.44%	5.0	A+
September 30, 2023	$3,385.6B	3.31%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Chase Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Chase Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Chase Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Chase Bank

Bank Holding Company JPMORGAN CHASE&CO

Address 1111 Polaris Pkwy, Columbus, OH 43240 · Delaware

Website https://www.chase.com

FDIC Certificate # 628

Established 18240101

FDIC Insurance Date 19340101

Domestic Offices 5,176

Total Branches 5,394

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.77%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.5852%

Return on Equity (ROE) 18.5500%

Non-Performing Loans (NPL) 0.59%

Total Assets $2,147,483,647,000

Total Deposits $2,147,483,647,000

Equity Capital $341,580,000,000

Net Income $31,335,000,000

Headquarters Columbus

Total Branches and Offices 5374

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Chase Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Chase Bank

How many branches does Chase Bank operate?

Chase Bank currently maintains approximately 5,394 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Chase Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chase Bank provides members with tools to manage their accounts and build a solid financial history.

Does Chase Bank offer online and mobile banking?

Most modern institutions like Chase Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.chase.com.