What are the current interest rates at Claremont Savings Bank?

Current rates for Claremont Savings Bank include: 12-Month CD: 0.25%, 24-Month CD: 0.35%, 36-Month CD: 0.35%, 48-Month CD: 0.45%, 60-Month CD: 0.50%, Savings: 0.03%, MMA: 1.00%

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Claremont Savings Bank

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Claremont Savings Bank Rates & Review September 2026

Q: How many branches does Claremont Savings Bank operate?

Claremont Savings Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Claremont Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Claremont Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 20, 2026

Claremont Savings Bank's 15-Month Special Certificate rates are at 4.00%, 7-Month Special Business Certificate rates are at 3.85%, 15-Month Special Business Certificate rates are at 3.50%, 60-Months 60-Month Business Certificates of Deposit rates are at 0.50%, 60-Months 60-Month Certificates of Deposit rates are at 0.50%. Claremont Savings Bank's savings rates are at 0.03%. Claremont Savings Bank's money market rates are at 1.00%. Claremont Savings Bank's Personal Loan Rates are as low as 14.30%. MonitorBankRates evaluates the financial stability of Claremont Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.01%. Rates last updated and verified on 09/20/2026.

Claremont Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Claremont Savings Bank? Share your experience about Claremont Savings Bank by leaving a review below, or read customer reviews before you decide to use Claremont Savings Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.01%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Claremont Savings Bank

145 Broad St
Claremont, NH 03743

https://www.claremontsavings.bank

Claremont Savings Bank CD Rates

Product	Rate	APY	Term
15 Month Special Certificate	3.93%	4.00%	15 Month Special
Min Deposit $500 Min Balance $0 Details To qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate. A minimum daily balance of $0.01 is required to earn the disclosed APY. At maturity, the certificate will automatically renew as a 12-month certificate at the rate and APY then in effect. A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
7 Month Special Business Certificate	3.78%	3.85%	7 Month Special
Min Deposit $10,000 Min Balance $0 Details To qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate. If the new money requirement is not met, the account will earn 3.60% APY with an interest rate of 3.54%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
15 Month Special Business Certificate	3.45%	3.50%	15 Month Special
Min Deposit $500 Min Balance $0 Details To qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate. If the new money requirement is not met, the account will earn 3.60% APY with an interest rate of 3.54%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
60 Month Business Certificates of Deposit	0.50%	0.50%	60 Months
Min Deposit $500 Min Balance $0 Details APY 0.50% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
60 Month Certificates of Deposit	0.50%	0.50%	60 Months
Min Deposit $500 Min Balance $0 Details APY 0.50% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
48 Month Certificates of Deposit	0.45%	0.45%	48 Months
Min Deposit $500 Min Balance $0 Details APY 0.45% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
36 Month Certificates of Deposit	0.40%	0.40%	36 Months
Min Deposit $500 Min Balance $0 Details APY 0.40% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
12 - 36 Month KidSaver Toucan CD	0.35%	0.35%	12 - 36 Months
Min Deposit $100 Min Balance $0 Details APY 0.35% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
24 Month Business Certificates of Deposit	0.35%	0.35%	24 Months
Min Deposit $500 Min Balance $0 Details APY 0.35% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
24 Month Certificates of Deposit	0.35%	0.35%	24 Months
Min Deposit $500 Min Balance $0 Details APY 0.35% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
12 Month Business Certificates of Deposit	0.25%	0.25%	12 Months
Min Deposit $500 Min Balance $0 Details APY 0.25% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
12 Month Certificates of Deposit	0.25%	0.25%	12 Months
Min Deposit $500 Min Balance $0 Details APY 0.25% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
6 Month Business Certificates of Deposit	0.15%	0.15%	6 Months
Min Deposit $500 Min Balance $0 Details APY 0.15% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
6 Month Certificates of Deposit	0.15%	0.15%	6 Months
Min Deposit $500 Min Balance $0 Details APY 0.15% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
6 month Variable Rate Retirement CD	0.15%	0.15%	6 months
Min Deposit $100 Min Balance $0 Details Penalty for early withdrawal may be imposed; Rate and yield matches 6 Month Fixed Rate CD. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Claremont Savings Bank Savings Rates

Product	Rate	APY
Aspire Youth Savings	4.00%	4.07%
Min Deposit $1 Min Balance $0 Details APY 4.07% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Summit High Yield Savings Account	3.00%	3.05%
Min Deposit $25 Min Balance $0 Details APY 3.05% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Ascend High-Yield Savings	2.96%	3.00%
Min Deposit $1,000 Min Balance $100,000 Details APY 3.00% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Ascend High-Yield Savings	2.72%	2.75%
Min Deposit $1,000 Min Balance $25,000 Details APY 2.75% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Ascend High-Yield Savings	1.74%	1.75%
Min Deposit $1,000 Min Balance $5,000 Details APY 1.75% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Ascend High-Yield Savings	0.50%	0.50%
Min Deposit $1,000 Min Balance $1,000 Details APY 0.50% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Aspire Youth Savings	0.50%	0.50%
Min Deposit $1 Min Balance $1,000 Details APY 0.50% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Health Savings Account	0.25%	0.25%
Min Deposit $1 Min Balance $0 Details APY 0.25% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Statement Savings	0.03%	0.03%
Min Deposit $10 Min Balance $0 Details At our discretion, we may change the interest rate on your account. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Claremont Savings Bank Money Market Rates

Product	Rate	APY
High Yield Money Market Account	2.96%	3.00%
Min Deposit $25 Min Balance $500,000 Details APY 3.00% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
High Yield Money Market Account	2.23%	2.25%
Min Deposit $25 Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99; APY 2.25% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
High Yield Money Market Account	2.23%	2.25%
Min Deposit $25 Min Balance $50,000 Details Balance: $50,000.00 - $249,999.99; APY 2.25% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
High Yield Money Market Account	1.00%	1.00%
Min Deposit $25 Min Balance $0 Details APY 1.00% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Claremont Savings Bank Checking Rates

Product	Rate	APY
Business High Yield Money Market Checking	2.96%	3.00%
Min Deposit $100 Min Balance $500,000 Details APY 3.00% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business High Yield Money Market Checking	2.23%	2.25%
Min Deposit $100 Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99; APY 2.25% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business High Yield Money Market Checking	2.23%	2.25%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000.00 - $249,999.99; APY 2.25% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business High Yield Money Market Checking	1.00%	1.00%
Min Deposit $100 Min Balance $0 Details APY 1.00% Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Claremont Savings Bank Personal Loan Rates

Product	APR	Term	View More
Personal Loan	14.30%	60 months
Details Deduct 0.25% for auto-debit payments, from a Claremont Savings Bank checking account, on all consumer loans shown Add .50% with credit scores between 650-679 on all consumer loans with exception of deposit secured, NH saves, flood loans, and short-term notes Add 1.00% with credit scores below 650 on all consumer loans with exception of deposit secured, NH saves, flood loans, and short-term notes Additional fees may apply All consumer loans include a $55 processing fee, except Cash Reserve loans, which include a $25 fee. *Can extend the term up to one year; Rate will increase by .25% for each six-month extension Please contact us for additional detail at [email protected] Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Claremont Savings Bank Other Rates

Product	Rate	Points	APY/APR	Term	View More
Savings With Qualifying Checking Account	0.30%	-	0.30%
Min Deposit $10 Min Balance $0 Details This account pays a higher rate of interest when paired with a qualifying Performance Checking or Ultimate Checking account or a lower rate of interest if you do not meet the qualification criteria in the attached Performance Checking or Ultimate Checking or if you don't have either checking account. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Claremont Savings Bank’s Texas Ratio stayed near 3.43% in Q3 2023 to 3.01% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$620M	3.01%	5.0	A+
March 31, 2026	$620M	2.71%	5.0	A+
December 31, 2025	$620M	2.76%	5.0	A+
September 30, 2025	$605M	2.80%	5.0	A+
June 30, 2025	$598M	3.16%	5.0	A+
March 31, 2025	$576M	4.16%	5.0	A+
December 31, 2024	$559M	3.97%	5.0	A+
September 30, 2024	$579M	3.61%	5.0	A+
June 30, 2024	$528M	3.95%	5.0	A+
March 31, 2024	$522M	3.32%	5.0	A+
December 31, 2023	$552M	3.56%	5.0	A+
September 30, 2023	$556M	3.43%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Claremont Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Claremont Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Claremont Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Claremont Savings Bank

FDIC Certificate # 18038

Address 145 Broad St, Claremont, NH 03743 · Sullivan

Website https://www.claremontsavings.bank

Established 19070415

FDIC Insurance Date 19590702

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.01%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.3462%

Return on Equity (ROE) 2.9800%

Non-Performing Loans (NPL) 0.35%

Total Assets $619,704,000

Total Deposits $473,576,000

Equity Capital $72,501,000

Net Income $1,073,000

Headquarters Claremont

Total Branches and Offices 4

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Claremont Savings Bank earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Claremont Savings Bank

How many branches does Claremont Savings Bank operate?

Claremont Savings Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Claremont Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Claremont Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Claremont Savings Bank offer online and mobile banking?

Most modern institutions like Claremont Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.claremontsavings.bank.

Current Claremont Savings Bank Rates

12-Month CD0.25%
24-Month CD0.35%
36-Month CD0.35%
48-Month CD0.45%
60-Month CD0.50%
Savings0.03%
MMA1.00%

Retrieved from our database of financial products. Rates subject to change.

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