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Claremont Savings Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 12, 2026
Claremont Savings Bank's top rates as of October 12, 2026 are 4.00% APY on its 15-Month Certificate Special, 4.07% APY on savings, 3.00% APY on money market accounts, 1.00% APY on checking, and personal loans from 14.30% APR, according to rates verified by MonitorBankRates. Other Claremont Savings Bank CD rates include 7-Month Certificate Special at 3.85%, 15-Month Certificate Special at 3.50%, and 60-Months 60-Month Business Certificates of Deposit at 0.50%. MonitorBankRates evaluates the financial stability of Claremont Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.01%. Rates last updated and verified on 10/12/2026.
Claremont Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Claremont Savings Bank? Share your experience about Claremont Savings Bank by leaving a review below, or read customer reviews before you decide to use Claremont Savings Bank.
Claremont Savings Bank has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Claremont Savings Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.01%
ExcellentLower than avg
Claremont Savings Bank Texas Ratio
Claremont Savings Bank's Texas Ratio is 3.01%, which is considered excellent and is lower than the national average of 5.85%.
Claremont Savings Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.43% to 3.01% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Claremont Savings Bank CD Rates
Product
Rate
APY
Term
View More
15 Month Certificate Special
3.93%
4.00%
15 Month
Min Deposit$500
Min Balance$0
DetailsTo qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate. A minimum daily balance of $0.01 is required to earn the disclosed APY. At maturity, the certificate will automatically renew as a 12-month certificate at the rate and APY then in effect. A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings.
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
7 Month Certificate Special
3.78%
3.85%
7 Month
Min Deposit$10,000
Min Balance$0
DetailsTo qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate. If the new money requirement is not met, the account will earn 3.60% APY with an interest rate of 3.54%.
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
15 Month Certificate Special
3.45%
3.50%
15 Month
Min Deposit$500
Min Balance$0
DetailsTo qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate. If the new money requirement is not met, the account will earn 3.60% APY with an interest rate of 3.54%.
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
60 Month Certificates of Deposit
0.50%
0.50%
60 Months
Min Deposit$500
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
48 Month Certificates of Deposit
0.45%
0.45%
48 Months
Min Deposit$500
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
36 Month Certificates of Deposit
0.40%
0.40%
36 Months
Min Deposit$500
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
12 - 36 Month KidSaver Toucan CD
0.35%
0.35%
12 - 36 Months
Min Deposit$100
Min Balance$0
DetailsA penalty may be imposed for early withdrawal. Fees may reduce earnings. Withdrawal of interest will reduce earnings. Refer to account disclosures for complete terms and conditions.
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
24 Month Certificates of Deposit
0.35%
0.35%
24 Months
Min Deposit$500
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
12 Month Certificates of Deposit
0.25%
0.25%
12 Months
Min Deposit$500
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
6 Month Certificates of Deposit
0.15%
0.15%
6 Months
Min Deposit$500
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
6 month Variable Rate Retirement CD
0.15%
0.15%
6 months
Min Deposit$100
Min Balance$0
DetailsPenalty for early withdrawal may be imposed; Rate and yield matches 6 Month Fixed Rate CD.
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 0.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Claremont Savings Bank Business CD Rates
Product
Rate
APY
Term
View More
60 Month Business Certificates of Deposit
0.50%
0.50%
60 Months
Min Deposit$500
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
24 Month Business Certificates of Deposit
0.35%
0.35%
24 Months
Min Deposit$500
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
12 Month Business Certificates of Deposit
0.25%
0.25%
12 Months
Min Deposit$500
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
6 Month Business Certificates of Deposit
0.15%
0.15%
6 Months
Min Deposit$500
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Claremont Savings Bank Savings Rates
Product
Rate
APY
View More
Aspire Youth Savings
4.00%
4.07%
Min Deposit$1
Min Balance$0
DetailsBalance: $.01 - $999.99
Last Updated10/12/2026
Rate History
No change since Sep 24, 2026 · 4.07% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Summit High Yield Savings Account
3.20%
3.25%
Min Deposit$25
Min Balance$0
DetailsBalance: $.01 and up
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 3.05% → 3.25% ▲ 0.20 pts · high 3.25% / low 3.05%
Oct 8, 20263.25%▲ from 3.05%
Sep 14, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Ascend High-Yield Savings
2.96%
3.00%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000.00
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Ascend High-Yield Savings
2.72%
2.75%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Ascend High-Yield Savings
1.74%
1.75%
Min Deposit$1,000
Min Balance$5,000
DetailsBalance: $5,000.00 - $24,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Ascend High-Yield Savings
0.50%
0.50%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000.00 - $4,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Aspire Youth Savings
0.50%
0.50%
Min Deposit$1
Min Balance$1,000
DetailsBalance: $1,000.00 and up
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Savings
0.30%
0.30%
Min Deposit$10
Min Balance$0
DetailsWith Qualifying Checking Account. At our discretion, we may change the interest rate on your account. This account pays a higher rate of interest when paired with a qualifying Performance Checking or Ultimate Checking account or a lower rate of interest if you do not meet the qualification criteria in the attached Performance Checking or Ultimate Checking or if you don't have either checking account.
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Health Savings Account
0.25%
0.25%
Min Deposit$1
Min Balance$0
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Statement Savings
0.03%
0.03%
Min Deposit$10
Min Balance$0
DetailsAt our discretion, we may change the interest rate on your account. This account pays a higher rate of interest when paired with a qualifying Performance Checking or Ultimate Checking account or a lower rate of interest if you do not meet the qualification criteria in the attached Performance Checking or Ultimate Checking or if you don't have either checking account.
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Claremont Savings Bank Money Market Rates
Product
Rate
APY
View More
High Yield Money Market Account
2.96%
3.00%
Min Deposit$25
Min Balance$500,000
DetailsBalance: $500,000.00 and up
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
High Yield Money Market Account
2.23%
2.25%
Min Deposit$25
Min Balance$250,000
DetailsBalance: $250,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
High Yield Money Market Account
2.23%
2.25%
Min Deposit$25
Min Balance$50,000
DetailsBalance: $50,000.00 - $249,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
High Yield Money Market Account
1.00%
1.00%
Min Deposit$25
Min Balance$0
DetailsBalance: $.01 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Claremont Savings Bank Checking Rates
Product
Rate
APY
View More
Performance Checking
-
1.00%
Min Deposit$25
DetailsQualifications Required: Spend at least $500 with your debit card each month; Receive total direct deposits of at least $500 monthly or maintain a minimum of $500 in the account every day during the month; Receive an electronic statement or maintain a current balance at month end of $25,000 in the account or in a combination of up to 3 other accounts including checking, savings, money market or time deposits; Receive ATM fee rebates imposed by other U.S. financial institutions, up to an aggregate amount of $25 per month when you spend at least $500 with your debit card on the account each month.; Earn 1.00% of the monthly debit card spend on the account up to a maximum of $10 when you spend at least $500 with your debit card from the account each month. Monthly maintenance service charge of $10. Waived for anyone age 22 or less or age 70 and over. $5 for receiving an electronic statement or if you have a current balance at month end of $25,000 in the account or in a combination of up to 3 other accounts including checking, savings, money market or time deposits. $5 for receiving total direct deposits of at least $500 monthly in the account or if you maintain a minimum of $500 in the account every day during the month. Receive ATM fee rebates imposed by other U.S. financial institutions, up to an aggregate amount of $25 per month when you spend at least $500 with your debit card on the account each month.
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Claremont Savings Bank Business Checking Rates
Product
Rate
APY
View More
Business High Yield Money Market Checking
2.96%
3.00%
Min Deposit$100
Min Balance$500,000
DetailsBalance: $500,000.00 and up
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Business High Yield Money Market Checking
2.23%
2.25%
Min Deposit$100
Min Balance$250,000
DetailsBalance: $250,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Business High Yield Money Market Checking
2.23%
2.25%
Min Deposit$100
Min Balance$50,000
DetailsBalance: $50,000.00 - $249,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Business High Yield Money Market Checking
1.00%
1.00%
Min Deposit$100
Min Balance$0
DetailsBalance: $.01 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Claremont Savings Bank Personal Loan Rates
Product
APR
Term
View More
Personal Loan
14.30%
60 months
DetailsDeduct 0.25% for auto-debit payments, from a Claremont Savings Bank checking account, on all consumer loans shown. Add .50% with credit scores between 650-679 on all consumer loans with exception of deposit secured, NH saves, flood loans, and short-term notes. Add 1.00% with credit scores below 650 on all consumer loans with exception of deposit secured, NH saves, flood loans, and short-term notes. Additional fees may apply. All consumer loans include a $55 processing fee, except Cash Reserve loans, which include a $25 fee. Can extend the term up to one year; Rate will increase by .25% for each six-month extension. Please contact us for additional detail at [email protected]
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 14.30% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.01%
Financial Health History
Claremont Savings Bank’s Texas Ratio stayed near 3.43% in Q3 2023 to 3.01% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$620M
3.01%
5.0
A+
March 31, 2026
$620M
2.71%
5.0
A+
December 31, 2025
$620M
2.76%
5.0
A+
September 30, 2025
$605M
2.80%
5.0
A+
June 30, 2025
$598M
3.16%
5.0
A+
March 31, 2025
$576M
4.16%
5.0
A+
December 31, 2024
$559M
3.97%
5.0
A+
September 30, 2024
$579M
3.61%
5.0
A+
June 30, 2024
$528M
3.95%
5.0
A+
March 31, 2024
$522M
3.32%
5.0
A+
December 31, 2023
$552M
3.56%
5.0
A+
September 30, 2023
$556M
3.43%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Claremont Savings Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Claremont Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Claremont Savings Bank's official website for the most current offers and terms.
Claremont Savings Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Frequently Asked Questions About Claremont Savings Bank
How many branches does Claremont Savings Bank operate?
Claremont Savings Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Claremont Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Claremont Savings Bank provides members with tools to manage their accounts and build a solid financial history.
Does Claremont Savings Bank offer online and mobile banking?
Most modern institutions like Claremont Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.claremontsavings.bank.
Current Claremont Savings Bank Rates
12-Month CD0.25%
24-Month CD0.35%
36-Month CD0.35%
48-Month CD0.45%
60-Month CD0.50%
Savings4.07%
MMA3.00%
Retrieved from our database of financial products. Rates subject to change.