Interstate Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 0.50% and 3-month CD rates at 0.50%. Current savings rates are at 1.00% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates. Interstate Bank's 6-Month CD rates are at 3.94%, 12-Month CD (Jumbo) rates are at 3.80%, 12-Month CD rates are at 3.55%, 24-Month CD rates are at 3.03%, 48-Month CD rates are at 2.27%. Interstate Bank's savings rates are at 0.95%. Interstate Bank's money market rates are at 1.51%.

Interstate Bank

To see how these rates compare to Interstate Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Interstate Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Interstate Bank CD rates. You can also compare Interstate Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Interstate Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Interstate Bank? Share your experience about Interstate Bank by leaving a review below, or read customer reviews before you decide to use Interstate Bank.

Interstate Bank Texas Ratio

Interstate Bank's Texas Ratio is at 27.15%, which is considered good. The Texas Ratio for Interstate Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Interstate Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.55%
18-Month CD
N/A
24-Month CD
3.03%
36-Month CD
2.27%
48-Month CD
2.27%
60-Month CD
N/A
Savings
0.95%
MMA
1.51%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Interstate Bank
301 S Main St
Perryton, TX 79070
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Interstate Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Interstate Bank
Interstate Bank
6-Month CD
3.94%
$500
Interstate Bank
Interstate Bank
12-Month CD (Jumbo)
3.80%
$100,000
Interstate Bank
Interstate Bank
12-Month CD
3.55%
$500
Interstate Bank
Interstate Bank
24-Month CD
3.03%
$500
Interstate Bank
Interstate Bank
48-Month CD
2.27%
$500
Interstate Bank
Interstate Bank
36-Month CD
2.27%
$500
Interstate Bank
Interstate Bank
Money Market
1.51%
$2,500
Interstate Bank
Interstate Bank
Statement Savings
0.95%
$200
Interstate Bank
Interstate Bank
Interest Checking Now
0.75%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Interstate Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Greene County
Bank of Greene County
E Savings
5.00%
$1
USAlliance Financial
USAlliance Financial
24-Month CD
4.35%
$500
Mountain View Bank of Commerce
Mountain View Bank of Commerce
12-Month CD
4.15%
$500
Live Oak Bank
Live Oak Bank
Savings
4.10%
$0
Huntington FSB
Huntington FSB
24-Month CD
4.01%
$500
First State Bank of Beecher City
First State Bank of Beecher City
3-Month CD
4.00%
$500
Genesis Bank
Genesis Bank
48-Month CD
4.00%
$1,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
7-Month CD
3.90%
$1,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
12-Month CD
3.80%
$100
Bank of Zachary
Bank of Zachary
12-Month CD
3.70%
$2,500
Tucumcari Federal S&L
6-Month CD
3.56%
$1,000
Vermont State Bank
Vermont State Bank
18-Month CD
3.56%
$500
The MINT National Bank
The MINT National Bank
36-Month CD
3.50%
$10,000
Access Federal Credit Union
Access Federal Credit Union
60-Month CD
3.40%
$1,000
Alliance Community Bank
Alliance Community Bank
60-Month CD
3.30%
$1,000
Range Bank
Range Bank
48-Month CD
3.00%
$1,000
The Bank of Princeton
The Bank of Princeton
Premier Money Market
3.00%
$50,000
South Georgia Banking Company
South Georgia Banking Company
36-Month CD
2.52%
$1,000
CNB of McConnelsville
18-Month CD
2.50%
$5,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
36-Month CD
2.50%
$1,000
River Falls State Bank
River Falls State Bank
48-Month CD
2.47%
$500
Security Bank Minnesota
Security Bank Minnesota
36-Month CD
2.40%
$1,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
48-Month CD
2.07%
$500
PSB of Rhineland
PSB of Rhineland
48-Month CD
2.02%
$1,000
1st University Credit Union
1st University Credit Union
18-Month CD
2.02%
$1,000
Genesee Regional Bank
Genesee Regional Bank
18-Month CD
2.00%
$500
FNB of Pandora
FNB of Pandora
48-Month CD
1.76%
$1,000
Bluff View Bank
Bluff View Bank
60-Month CD
1.61%
$500
USAA Federal Savings Bank
USAA Federal Savings Bank
48-Month CD
1.25%
$1,000
First State Bank Nebraska
First State Bank Nebraska
18-Month CD
1.15%
$5,000
Bank of 1889
Bank of 1889
36-Month CD
1.00%
$500
Hingham Institution for Savings
Hingham Institution for Savings
48-Month CD
1.00%
$1,000
Institution for Savings
Institution for Savings
60-Month CD
1.00%
$500
Consumers Credit Union
Consumers Credit Union
12-Month CD
0.90%
$250
Community Bank Topeka, KS
Community Bank Topeka, KS
60-Month CD
0.75%
$1,000
BAC Community Bank
BAC Community Bank
Diamond Savings
0.50%
$25
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
24-Month CD
0.30%
$1,000
WaFd Bank
WaFd Bank
60-Month CD
0.30%
$1,000
Rosedale FSL
Rosedale FSL
Money Market
0.25%
$2,500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
Savings
0.25%
$100
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD (Bump Rate)
0.20%
$5,000
Clare Bank
Clare Bank
Savings
0.15%
$0
Beardstown Savings
Beardstown Savings
Statement Savings
0.15%
$1
First Bank Ketchikan, AK
First Bank Ketchikan, AK
First Premium Savings
0.10%
$0
River Bank
River Bank
Savings
0.10%
$100
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Relationship Checking
0.05%
$100
First Federal S&L Bath
First Federal S&L Bath
NOW Checking
0.05%
$100
Jewett City Savings Bank
Jewett City Savings Bank
Direct Checking
0.05%
$100
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Checking
0.01%
$500
Agility Bank
Agility Bank
12-Month CD (Bump-Up)
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 10, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Interstate Bank Information

Interstate Bank
301 S Main St
Perryton, TX 79070
Ochiltree
Established Date: 01/01/1957
FDIC Certificate #: 31043
Date of FDIC Deposit Insurance: 02/26/1959
Bank Holding Company: ISB HOLDINGS INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Interstate Bank FDIC Insured? Yes
What is Interstate Bank's Cert number? 31043
What is the maximum amount for insured deposits? $250,000 per holder, per account

Interstate Bank Financials

Total Assets:
$258,013,000
Total Deposits:
$243,244,000
Equity Capital:
$13,521,000
Domestic Deposits:
$243,244,000
Net Income:
$606,000
Return on Assets:
1.7222%
Quarterly Return on Assets:
0.9100%
Pretax Return on Assets:
0.9073%
Pretax Quarterly Return on Assets:
0.9100%
Return on Equity:
39.4700%
Quarterly Return on Equity:
17.8900%
Leverage Tier 1 (Core Capital) Ratio:
9.7137%
Total Interest Income (YTD):
5.2373%
 
 
Headquarters:
Perryton
FDIC Field Office:
Lubbock
Regulator:
FDIC
County:
Ochiltree
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

EH National Bank Money Market Account rates are now at 0.80 percent with a yield of 0.80 percent. View current Money Market Account rates at EH National Bank below.
I have to be honest, savings rates and money market account rates were so low I didn't believe rates could fall much more in 2013. That was before the sequestration of government spending cuts became more of a reality as many top Republicans believe will happen. In two weeks, automatic federal government spending cuts in defense and social programs will start taking place.
Mortgage Rates at Lows: 30 Year Mortgage Rates at 4.67%, 30 Year Jumbo Mortgage Rates at 5.33%Mortgage rates are at all-time lows this morning. 30 year mortgage rates are averaging 4.67 percent, down from last week's average 30 year mortgage rate of 4.75 percent. Mortgage rates have been going down for the past month when the sovereign government debt crisis in Europe started.

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Interstate Bank Reviews

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