Interstate Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.55%, 6-month CD rates at 0.05% and 3-month CD rates at 2.32%. Current savings rates are at 0.15% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 17.04%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Interstate Bank's 6-Month CD rates are at 3.94%, 12-Month CD (Jumbo) rates are at 3.80%, 12-Month CD rates are at 3.55%, 24-Month CD rates are at 3.03%, 48-Month CD rates are at 2.27%. Interstate Bank's savings rates are at 0.95%. Interstate Bank's money market rates are at 1.51%.

Interstate Bank

To see how these rates compare to Interstate Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Interstate Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Interstate Bank CD rates. You can also compare Interstate Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Interstate Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Interstate Bank? Share your experience about Interstate Bank by leaving a review below, or read customer reviews before you decide to use Interstate Bank.

Interstate Bank Texas Ratio

Interstate Bank's Texas Ratio is at 27.15%, which is considered good. The Texas Ratio for Interstate Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Interstate Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.55%

2.56%

18-Month CD

N/A

2.29%

24-Month CD

3.03%

2.29%

36-Month CD

2.27%

2.21%

48-Month CD

2.27%

2.14%

60-Month CD

N/A

2.26%

Savings

0.95%

0.65%

MMA

1.51%

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Interstate Bank

301 S Main St
Perryton, TX 79070

https://www.isbtexas.bank

MonitorBankRates' Rating

3/5

★★★☆☆

Review Interstate Bank

Interstate Bank CD Rates and Interest Rates

Interstate Bank

6-Month CD

3.94%

$500

Interstate Bank

12-Month CD (Jumbo)

3.80%

$100,000

Interstate Bank

12-Month CD

3.55%

$500

Interstate Bank

24-Month CD

3.03%

$500

Interstate Bank

48-Month CD

2.27%

$500

Interstate Bank

36-Month CD

2.27%

$500

Interstate Bank

Money Market

1.51%

$1,000

Interstate Bank

Statement Savings

0.95%

$200

Interstate Bank

Interest Checking Now

0.75%

$500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Interstate Bank Rates with Other Competitive Bank and Credit Union Rates

Andrews Federal Credit Union

Kasasa Checking

6.00%

Petefish, Skiles & Co. Bank

Rewards Checking

5.12%

$50

Murphy Bank

6-Month CD (Jumbo)

4.30%

$10,000

Fidelity

9-Month CD

4.25%

$1,000

First Bank of the Lake

18-Month CD

4.25%

$1,000

Merrick Bank

60-Month CD

4.10%

$25,000

Peoples Bank Coldwater, KS

12-Month (Jumbo)

4.04%

$100,000

Communitywide Federal Credit Union

36-Month CD

3.80%

$1,000

Brentwood Bank

12-Month CD

3.75%

$2,000

Saco & Biddeford Savings

24-Month

3.65%

$500

Susser Bank

36-Month CD

3.50%

$1,000

Acadia Federal Credit Union

36-Month CD

3.50%

$1,000

Beal Bank USA

30-Month CD

3.45%

$1,000

Cape Ann Savings Bank

18-Month CD

3.30%

$500

First Community Bank, Xenia-Flora

48-Month CD

3.30%

$500

AVB Bank

24-Month CD

3.12%

$2,500

Adrian Bank

36-Month CD

3.03%

$1,000

Third Federal Savings and Loan

6-Month CD

3.00%

$500

Androscoggin Savings Bank

18-Month CD

3.00%

$500

600 Atlantic Federal Credit Union

36-Month CD

2.60%

$2,500

Century Bank Santa Fe, NM

12-Month CD

2.50%

$1,000

First Enterprise Bank

48-Month CD

2.50%

$1,000

State Bank of Medora

18-Month CD

2.27%

The FNB Community Bank

48-Month CD

2.27%

$1,000

Bank Plus

12-Month CD

2.25%

$1,000

FSB of Wyoming

36-Month CD

2.02%

$2,000

Columbia Bank

Yield Money Market

2.00%

$25,000

Bank of Lake Mills

30-Month CD

1.55%

$500

Cornerstone State Bank

Money Market

1.50%

$1,000

Heritage Bank Wood River, NE

60-Month CD

1.50%

$1,000

Security Bank of Southwest Missouri

24-Month CD

1.36%

$1,000

ABCO Federal Credit Union

Money Market

1.20%

$50,000

Bank of Springfield

48-Month CD

1.17%

$1,000

Penn Community Bank

24-Month CD

1.00%

$500

FSB of Westmoreland

Money Market

1.00%

$1,000

Continental Bank

18-Month CD

0.80%

$25,000

Greenfield Co-operative Bank

Locally Grown Money Market

0.75%

$25,000

Winter Hill Bank

60-Month CD

0.75%

$500

Kirkwood Bank & Trust Co.

Savings

0.65%

$25

FirsTier Bank

48-Month CD

0.65%

MCS Bank

18-Month CD

0.42%

$1,000

Murphy-Wall State B&T Co.

18-Month CD

0.35%

$1,000

Horicon Bank

Statement Savings

0.30%

$250

FNB of Lacon

Passbook Savings

0.30%

$10

Greenville National Bank

30-Month CD

0.25%

$1,000

First Bank Creve Coeur, MO

18-Month CD

0.15%

$1,000

Town & Country B&T Co.

6-Month CD

0.15%

$1,000

Marquette Savings Bank

Money Market

0.10%

$10,000

Conneaut Savings Bank

36-Month CD

0.10%

$1,000

Savings Bank of Danbury

Money Market

0.03%

$50

Disclaimer

Mortgage Rates March 28, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Interstate Bank Information

Interstate Bank

301 S Main St
Perryton, TX 79070
Ochiltree
Established Date: 01/01/1957
FDIC Certificate #: 31043
Date of FDIC Deposit Insurance: 02/26/1959

Bank Holding Company: ISB HOLDINGS INC

How Many Domestic U.S. Offices? 2

How Many Branches are There? 2

Website: https://www.isbtexas.bank

Is Interstate Bank FDIC Insured? Yes

What is Interstate Bank's Cert number? 31043

What is the maximum amount for insured deposits? $250,000 per holder, per account

Interstate Bank Financials

Total Assets:

$258,013,000

Total Deposits:

$243,244,000

Equity Capital:

$13,521,000

Domestic Deposits:

$243,244,000

Net Income:

$606,000

Return on Assets:

1.7222%

Quarterly Return on Assets:

0.9100%

Pretax Return on Assets:

0.9073%

Pretax Quarterly Return on Assets:

0.9100%

Return on Equity:

39.4700%

Quarterly Return on Equity:

17.8900%

Leverage Tier 1 (Core Capital) Ratio:

9.7137%

Total Interest Income (YTD):

5.2373%

Headquarters:

Perryton

FDIC Field Office:

Lubbock

Regulator:

FDIC

County:

Ochiltree

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

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