Interstate Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.24%, 6-month CD rates at 4.70% and 3-month CD rates at 5.15%. Current savings rates are at 0.43% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.89%. Credit Card rates are at 12.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Interstate Bank's 12-Month CD (Jumbo) rates are at 4.47%, 12-Month CD rates are at 4.16%, 6-Month CD rates are at 4.14%, 3-Month CD rates are at 3.55%, 24-Month CD rates are at 3.29%. Interstate Bank's savings rates are at 0.95%. Interstate Bank's money market rates are at 1.51%.

Interstate Bank

To see how these rates compare to Interstate Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Interstate Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Interstate Bank CD rates. You can also compare Interstate Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Interstate Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Interstate Bank? Share your experience about Interstate Bank by leaving a review below, or read customer reviews before you decide to use Interstate Bank.

Interstate Bank Texas Ratio

Interstate Bank's Texas Ratio is at 26.57%, which is considered good. The Texas Ratio for Interstate Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Interstate Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.16%
18-Month CD
N/A
24-Month CD
3.29%
36-Month CD
2.25%
48-Month CD
2.27%
60-Month CD
N/A
Savings
0.95%
MMA
1.51%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Interstate Bank
301 S Main St
Perryton, TX 79070
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Interstate Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Interstate Bank
Interstate Bank
12-Month CD (Jumbo)
4.47%
$100,000
Interstate Bank
Interstate Bank
12-Month CD
4.16%
$500
Interstate Bank
Interstate Bank
6-Month CD
4.14%
$500
Interstate Bank
Interstate Bank
3-Month CD
3.55%
$500
Interstate Bank
Interstate Bank
24-Month CD
3.29%
$500
Interstate Bank
Interstate Bank
48-Month CD
2.27%
$500
Interstate Bank
Interstate Bank
36-Month CD
2.25%
$500
Interstate Bank
Interstate Bank
Money Market
1.51%
$1,000
Interstate Bank
Interstate Bank
Statement Savings
0.95%
$200
Interstate Bank
Interstate Bank
Interest Checking Now
0.75%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Interstate Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
SmartPlus Checking
7.00%
$0
First Enterprise Bank
First Enterprise Bank
12-Month CD
5.01%
$1,000
Regional Missouri Bank
Regional Missouri Bank
12-Month CD
4.73%
$1,000
University First Federal Credit Union
University First Federal Credit Union
48-Month CD
4.09%
$500
Prime Alliance Bank
Prime Alliance Bank
60-Month CD
4.00%
$500
Community Bank Zanesville, OH
Community Bank Zanesville, OH
24-Month CD (special)
4.00%
$2,500
RadiFi Credit Union
RadiFi Credit Union
Make Waves High Yield Checking
4.00%
$5,000
TowneBank
TowneBank
19-Month CD
3.99%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
48-Month CD
3.85%
$10,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
Money Market
3.75%
$500
Total Direct Bank
Total Direct Bank
36-Month CD
3.56%
$25,000
GTE Financial Credit Union
GTE Financial Credit Union
24-Month CD
3.51%
$500
Sandy Spring Bank
Sandy Spring Bank
24-Month CD
3.50%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
36-Month CD
3.29%
$1,000
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
24-Month CD
3.05%
$500
First National Bank of Orwell
First National Bank of Orwell
18-Month CD
3.04%
$500
Charles River Bank
Charles River Bank
42-Month CD
3.00%
$1,000
PCB Payne County Bank
PCB Payne County Bank
48-Month CD
2.75%
$1,000
Genoa Community Bank
Genoa Community Bank
60-Month CD
2.55%
$500
Zions Bank
Zions Bank
18-Month CD
2.53%
$1,000
Logansport Savings Bank
Logansport Savings Bank
24-Month CD
2.52%
$1,000
FNB of Dennison
48-Month CD
2.43%
$1,000
Grand Timber Bank
Grand Timber Bank
30-Month CD
2.37%
$500
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
12-Month CD
2.27%
$1,000
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
60-Month CD
2.02%
$1,000
Forward Bank
Forward Bank
60-Month CD
1.91%
$500
Ohio State Bank
Ohio State Bank
36-Month CD
1.75%
$500
SaviBank
SaviBank
36-Month CD
1.75%
$500
The Blue Grass Valley Bank
The Blue Grass Valley Bank
12-Month CD
1.35%
$1,000
American State Bank (TX)
American State Bank (TX)
American Advantage Money Market
0.76%
$350,000
PSB Provident Savings Bank
PSB Provident Savings Bank
48-Month CD
0.63%
$1,000
Heritage Bank Wood River, NE
1-Month CD
0.51%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
3-Month CD
0.50%
$500
PCSB Bank
PCSB Bank
60-Month CD
0.45%
$500
First National Bank in Amboy
First National Bank in Amboy
Money Market
0.40%
$2,500
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
24-Month CD
0.40%
$500
Bank of Magnolia
Bank of Magnolia
18-Month CD
0.25%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD Bump Rate
0.20%
$5,000
Peoples Bank Taylorsville, KY
Money Market
0.20%
$100,000
Universal Bank
Universal Bank
6-Month CD
0.15%
$1,000
Consumers Credit Union
Consumers Credit Union
Interest Checking
0.15%
$0
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
6-Month CD
0.12%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
First Premium Savings
0.10%
$0
Fox Valley Savings Bank
Fox Valley Savings Bank
Statement Savings
0.10%
$100
Beacon Community Bank
Beacon Community Bank
Interest Checking
0.10%
$100
Bank of New Hampshire
Bank of New Hampshire
6-Month CD
0.10%
$500
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Money Market Advantage
0.05%
$1
Thomaston Savings Bank
Thomaston Savings Bank
Savings
0.05%
$0
Busey Bank
Busey Bank
48-Month CD
0.05%
$1,000
Ohio State Bank
Ohio State Bank
Savings Account
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Interstate Bank Information

Interstate Bank
301 S Main St
Perryton, TX 79070
Ochiltree
Established Date: 01/01/1957
FDIC Certificate #: 31043
Date of FDIC Deposit Insurance: 02/26/1959
Bank Holding Company: ISB HOLDINGS INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Interstate Bank FDIC Insured? Yes
What is Interstate Bank's Cert number? 31043
What is the maximum amount for insured deposits? $250,000 per holder, per account

Interstate Bank Financials

Total Assets:
$269,494,000
Total Deposits:
$256,536,000
Equity Capital:
$12,476,000
Domestic Deposits:
$256,536,000
Net Income:
$1,330,000
Return on Assets:
1.3674%
Quarterly Return on Assets:
1.9600%
Pretax Return on Assets:
1.9601%
Pretax Quarterly Return on Assets:
1.9600%
Return on Equity:
22.8900%
Quarterly Return on Equity:
46.0500%
Leverage Tier 1 (Core Capital) Ratio:
9.5924%
Total Interest Income (YTD):
3.4648%
 
 
Headquarters:
Perryton
FDIC Field Office:
Lubbock
Regulator:
FDIC
County:
Ochiltree
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

Current mortgage rates today are mixed, no real big change in average mortgage rates. Right now 30 year mortgage rates are averaging 4.17%, up from Thursday's average 30 year mortgage rate of 4.12%. 15 year mortgage rates today are averaging 3.41%, down from yesterday's average 15 year mortgage rate of 3.45%. The rates displayed are average rates. There are lenders offering mortgage rates lower than the averages. 30 year jumbo mortgage rates today are averaging 4.54%, unchanged from yesterday's average 30 year jumbo mortgage rate. Today's mortgage rates on 15 year jumbo mortgage rates are averaging 3.77%, up slightly from yesterday’s average 15 year jumbo mortgage rate of 3.76%.
Northern Bank Direct CD rates were recently changed. Most of the changes were higher except for CD rates on 2 year certificates of deposit. The largest CD rate changes were on Northern Bank Direct's 3 year and 5 year certificates of deposit.
Fixed mortgage rates are higher in the latest mortgage survey released by the Mortgage Bankers Association (MBA). 30 year fixed mortgage rates and 15 year fixed mortgage rates increased for the first time in six weeks in the Weekly Mortgage Applications Survey. 30 year fixed home mortgage rates increased to 4.34 percent for the week ending October 15, 2010, an increase from the previous week’s average of 4.21 percent. Average mortgage discount points on 30 year home mortgage loans decreased to 0.81 points, down from the prior week’s average of 1.02 points.

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Interstate Bank Reviews

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