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Chem Family Credit Union

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Chem Family Credit Union Rates & Review May 2026

Q: How many branches does Chem Family Credit Union operate?

Chem Family Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Chem Family Credit Union?

Yes, to access services at Chem Family Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chem Family Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 13, 2026

You can compare Chem Family Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 0.76% and 3-month share certificate rates at 1.76%. Savings rates are at 0.05% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 5.98%. All these rates can be compared to Chem Family Credit Union rates. MonitorBankRates evaluates the financial stability of Chem Family Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 05/13/2026.

Chem Family Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chem Family Credit Union? Share your experience about Chem Family Credit Union by leaving a review below, or read customer reviews before you decide to use Chem Family Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Chem Family Credit Union
Chem Family Credit Union

702 Clydesdale Ave
Anniston, AL 36201

Current Rate Availability

We do not have Chem Family Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Chem Family Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Chem Family Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Chem Family Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Chem Family Credit Union

Website

Address 702 Clydesdale Ave, Anniston, AL 36201

Phone 256-237-0651

Fax 256-231-8553

President Alan Rutherford

CEO Ashley Patrick

Full-Time Employees 0

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Return on Assets (ROA)

1.4978%

Return on Equity (ROE)

5.1090%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

4,075,457

Total Amount of Shares and Deposits

2,868,983

Total Shares and Deposits < 1 Year

2,868,983

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,868,983

Total Interest Expense (Sum of items 6 8)

46,071

Number of Accounts for Regular Shares

183

Net Income (unless the amount is already included in Undivided Earnings)

61,044

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

323,618

Total Liabilities

2,880,636

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Chem Family Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Chem Family Credit Union

How many branches does Chem Family Credit Union operate?

Chem Family Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Chem Family Credit Union?

Yes, to access services at Chem Family Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Chem Family Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chem Family Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Chem Family Credit Union offer online and mobile banking?

Most modern institutions like Chem Family Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.