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NEW YORK EPISCOPAL Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 15, 2026

You can compare NEW YORK EPISCOPAL rates to other rates in our database, including 12-month share certificate rates currently at 3.14%, 6-month share certificate rates at 2.50% and 3-month share certificate rates at 1.51%. Savings rates are at 0.50% and money market rates are at 1.11%. Mortgage rates on 30-year fixed loans are around 6.33%. All these rates can be compared to NEW YORK EPISCOPAL rates. MonitorBankRates evaluates the financial stability of NEW YORK EPISCOPAL with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/15/2026.

NEW YORK EPISCOPAL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NEW YORK EPISCOPAL? Share your experience about NEW YORK EPISCOPAL by leaving a review below, or read customer reviews before you decide to use NEW YORK EPISCOPAL.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
NEW YORK EPISCOPAL
Cathedral Close Office
1047 Amsterdam Ave
New York, NY 10025 1747
https://nyefcu.org
Member NCUA

Current Rate Availability

We do not have NEW YORK EPISCOPAL rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for NEW YORK EPISCOPAL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NEW YORK EPISCOPAL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NEW YORK EPISCOPAL's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name NEW YORK EPISCOPAL
Website https://nyefcu.org
Address 1047 Amsterdam Ave, New York, NY 10025 1747
Phone 212-960-7100
Fax
President Winnie Varghese
CEO Steven Lee
Full-Time Employees 1
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
-4.2485%
Return on Equity (ROE)
-44.0648%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
545,748
Total Amount of Shares and Deposits
475,319
Total Shares and Deposits < 1 Year
475,319
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
762
Total Uninsured Shares and Deposits > $250K (F+J)
762
Total Insured Shares and Deposits > $250K (item 17 less item K)
474,557
Total Interest Expense (Sum of items 6 8)
3,609
Share Certificates
2
Number of Accounts for Share Drafts
187
Number of Accounts for Regular Shares
389
Net Income (unless the amount is already included in Undivided Earnings)
-23,186
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
95,363
Total Liabilities
493,130
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About NEW YORK EPISCOPAL

Is NEW YORK EPISCOPAL a safe place to deposit money?

Yes, NEW YORK EPISCOPAL is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does NEW YORK EPISCOPAL operate?

NEW YORK EPISCOPAL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join NEW YORK EPISCOPAL?

Yes, to access services at NEW YORK EPISCOPAL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, NEW YORK EPISCOPAL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NEW YORK EPISCOPAL provides members with tools to manage their accounts and build a solid financial history.

Does NEW YORK EPISCOPAL offer online and mobile banking?

Most modern institutions like NEW YORK EPISCOPAL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://nyefcu.org.

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