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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 FRB Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
FRB Federal Credit Union's 6 month CDs CD rates are at 3.61%, 12 month CDs CD rates are at 3.51%, 24 month CDs CD rates are at 3.46%, 36 month CDs CD rates are at 3.41%, 48 month CDs CD rates are at 3.41%. FRB Federal Credit Union's savings rates are at 0.30%. FRB Federal Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of FRB Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.96%. Rates were last updated on 04/11/2026. FRB Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FRB Federal Credit Union? Share your experience about FRB Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FRB Federal Credit Union. FRB Federal Credit Union
Main Office Board of Governors of the Federal Reserve System
https://frbfcu.org Washington, DC 20551 
FRB Federal Credit Union CD Rates
FRB Federal Credit Union Savings Rates
FRB Federal Credit Union Home Equity & HELOC
FRB Federal Credit Union Credit Card Rates
FRB Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for FRB Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FRB Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FRB Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
FRB Federal Credit Union
Website
https://frbfcu.org
Address
Board of Governors of the Federal Reserve System,
Washington, DC 20551
Phone
202-452-2800
Fax
202-833-2142
President
KEN FRANKLIN
CEO
Theresa Trimble
Full-Time Employees
16
Part-Time Employees
0
Branch Locations
2
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.96%
Return on Assets (ROA)
0.3335%
Return on Equity (ROE)
3.5364%
Non-Performing Loans Ratio (NPL)
0.97%
Total Assets
122,555,780
Total Amount of Shares and Deposits
108,360,554
Total Shares and Deposits < 1 Year
104,666,832
Total Shares and Deposits 1 3 Years
2,267,617
Total Shares and Deposits > 3 Years
1,426,105
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,003,993
Total Uninsured Shares and Deposits > $250K (F+J)
15,003,993
Total Insured Shares and Deposits > $250K (item 17 less item K)
93,356,561
Total Interest Expense (Sum of items 6 8)
1,012,143
Share Certificates
682
Number of Accounts for Share Drafts
3,625
IRA KEOGH Accounts
106
Number of Accounts for Regular Shares
5,603
Money Market Shares
771
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,312,597
Total Liabilities
111,578,099
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About FRB Federal Credit UnionIs FRB Federal Credit Union a safe place to deposit money?Yes, FRB Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.9608208120721%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does FRB Federal Credit Union operate?FRB Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join FRB Federal Credit Union?Yes, to access services at FRB Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, FRB Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, FRB Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does FRB Federal Credit Union offer online and mobile banking?Most modern institutions like FRB Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://frbfcu.org. Current FRB Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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