Chemung Canal Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.05% and 3-month CD rates at 5.00%. Current savings rates are at 0.50% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.14%. Credit Card rates are at 19.74%. Personal Loan rates are at 8.25%. All these rates, and more, can be found in our database of rates. Chemung Canal Trust Company's 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.55%, 36-Month CD rates are at 0.45%, 24-Month CD rates are at 0.35%, 12-Month CD rates are at 0.20%. Chemung Canal Trust Company's savings rates are at 0.02%. Chemung Canal Trust Company's money market rates are at 0.02%.

Chemung Canal Trust Company

To see how these rates compare to Chemung Canal Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Chemung Canal Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Chemung Canal Trust Company CD rates. You can also compare Chemung Canal Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Chemung Canal Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chemung Canal Trust Company? Share your experience about Chemung Canal Trust Company by leaving a review below, or read customer reviews before you decide to use Chemung Canal Trust Company.

Chemung Canal Trust Company Texas Ratio

Chemung Canal Trust Company's Texas Ratio is at 6.85%, which is considered excellent. The Texas Ratio for Chemung Canal Trust Company is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Chemung Canal Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
0.20%
24-Month CD
0.35%
36-Month CD
0.45%
48-Month CD
0.55%
60-Month CD
0.60%
Savings
0.02%
MMA
0.02%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Chemung Canal Trust Company
1 Chemung Canal Plz
Elmira, NY 14901
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Chemung Canal Trust Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Chemung Canal Trust Company
Chemung Canal Trust Company
60-Month CD
0.60%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
48-Month CD
0.55%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
36-Month CD
0.45%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
24-Month CD
0.35%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
18-Month CD
0.20%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
12-Month CD
0.20%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
Money Market
0.02%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
Savings Account
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Chemung Canal Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
America First Federal Credit Union
America First Federal Credit Union
6-Month CD certificate
5.30%
$500
First US Bank (AL)
First US Bank (AL)
8-Month CD Special
4.94%
$500
First Federal S&L Newark, OH
First Federal S&L Newark, OH
18-Month CD
4.71%
$500
F & C Bank
F & C Bank
9-Month CD special
4.46%
$10,000
Bristol County Savings Bank
Bristol County Savings Bank
24-Month CD
4.08%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD
4.00%
$100
First National Bank and Trust AL
First National Bank and Trust AL
6-Month CD
4.00%
$1,000
First Hope Bank
First Hope Bank
9-Month CD special
4.00%
$2,500
Pioneer Trust Bank
Pioneer Trust Bank
Money Market Investment Account
3.50%
$500,000
Bank of Prague
Bank of Prague
60-Month CD
3.28%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
18-Month CD
3.25%
$2,500
First National Bank in Olney
First National Bank in Olney
30-Month CD
3.04%
$500
Seamens Bank
Seamens Bank
24-Month CD
3.00%
$1,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
Kasasa Cash Checking
3.00%
$0
Transpecos Banks
Transpecos Banks
Community Money Market
3.00%
$500,000
Clarion County Community Bank
Clarion County Community Bank
60-Month CD
2.50%
$500
Milton Savings Bank
Milton Savings Bank
36-Month CD
2.50%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
18-Month CD
2.02%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
60-Month CD
2.00%
$100
First Community Bank Batesville, AR
First Community Bank Batesville, AR
36-Month CD
1.81%
$500
Bank of Kampsville
Bank of Kampsville
12-Month CD
1.77%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
36-Month CD
1.50%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
24-Month CD
1.50%
$500
Republic Bank of Chicago
Republic Bank of Chicago
36-Month CD
1.50%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
60-Month CD
1.35%
$500
Nashville Savings Bank
Nashville Savings Bank
36-Month CD
1.31%
$1,000
Bank of the Valley
Bank of the Valley
Savings Account
0.90%
$0
First FSB of Angola
First FSB of Angola
36-Month CD
0.90%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
3-Month CD
0.85%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
6-Month CD
0.75%
$500
The Victory Bank
The Victory Bank
24-Month CD
0.60%
$500
SSB State Street Bank
SSB State Street Bank
6-Month CD
0.50%
$1,000
MCS Bank
MCS Bank
Kasasa Cash Checking
0.50%
$25
Banesco USA
Banesco USA
24-Month CD
0.50%
$1,500
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
24-Month CD
0.45%
$1,000
FNB of Elmer
FNB of Elmer
36-Month CD
0.45%
$500
Abington Bank
Abington Bank
36-Month CD
0.40%
$1,000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
24-Month CD
0.40%
$500
North Shore Bank
North Shore Bank
60-Month CD
0.35%
$1,000
UCB Milford, IA
UCB Milford, IA
Passbook Savings
0.35%
$0
Androscoggin Savings Bank
Androscoggin Savings Bank
48-Month CD
0.35%
$500
Mvsb
60-Month CD
0.30%
$500
MutualOne Bank
MutualOne Bank
Mo Money Market
0.30%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
60-Month CD
0.30%
$100
Somerset Trust Company
Somerset Trust Company
18-Month CD
0.30%
$500
First Keystone Community Bank
First Keystone Community Bank
12-Month CD
0.30%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
36-Month CD
0.25%
$1,000
Century Bank of Florida
Century Bank of Florida
Checking Account
0.20%
$0
Central Federal SLA
Central Federal SLA
48-Month CD
0.15%
$2,500
Artisans Bank
Artisans Bank
6-Month CD
0.05%
$1,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Chemung Canal Trust Company Information

Chemung Canal Trust Company
1 Chemung Canal Plz
Elmira, NY 14901
Chemung
Established Date: 10/22/1833
FDIC Certificate #: 597
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CHEMUNG FINANCIAL CORP
How Many Domestic U.S. Offices? 31
How Many Branches are There? 31
Is Chemung Canal Trust Company FDIC Insured? Yes
What is Chemung Canal Trust Company's Cert number? 597
What is the maximum amount for insured deposits? $250,000 per holder, per account

Chemung Canal Trust Company Financials

Total Assets:
$2,649,923,000
Total Deposits:
$2,336,601,000
Equity Capital:
$167,984,000
Domestic Deposits:
$2,336,601,000
Net Income:
$6,875,000
Return on Assets:
1.1022%
Quarterly Return on Assets:
1.0400%
Pretax Return on Assets:
1.3433%
Pretax Quarterly Return on Assets:
1.3400%
Return on Equity:
15.6800%
Quarterly Return on Equity:
16.9000%
Common Equity Tier 1 Capital Ratio:
11.0494%
Tier 1 Risk-Based Capital Ratio:
11.0494%
Leverage Tier 1 (Core Capital) Ratio:
8.0318%
Total Risk-Based Capital Ratio (YTD):
12.0539%
Total Interest Income (YTD):
3.2616%
 
 
Headquarters:
Elmira
FDIC Field Office:
Syracuse
Regulator:
FED
County:
Chemung
# of Offices:
31
Metropolitan Statistical Area (MSA):
Elmira, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

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