What are the current interest rates at Chemung Canal Trust Company?

Current rates for Chemung Canal Trust Company include: 12-Month CD: 0.20%, 18-Month CD: 0.20%, 24-Month CD: 0.35%, 36-Month CD: 0.45%, 48-Month CD: 2.00%, 60-Month CD: 0.60%, Savings: 0.02%, MMA: 0.10%

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Chemung Canal Trust Company Rates & Review November 2026

Q: What CD terms does Chemung Canal Trust Company offer?

Chemung Canal Trust Company CD rates are 0.20% APY for a 12 month CD, 0.20% APY for an 18 month CD, 0.35% APY for a 2 year CD, 0.35% APY for a 30 month CD, 0.45% APY for a 3 year CD, 2.00% APY for a 4 year CD and 0.60% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Chemung Canal Trust Company for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 5, 2026

Chemung Canal Trust Company's CD 48-Month rates are at 2.00%, CD 60-Month rates are at 0.60%, CD 36-Month rates are at 0.45%, CD 24-Month rates are at 0.35%, CD 30-Month rates are at 0.35%. Chemung Canal Trust Company's savings rates are at 0.02%. Chemung Canal Trust Company's money market rates are at 0.10%. Chemung Canal Trust Company's Auto Loan Rates are as low as 7.50%. Chemung Canal Trust Company's top CD rate of 4.00% APY on a 12 month CD is 32% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Chemung Canal Trust Company with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.61%. Rates last updated and verified on 11/05/2026.

Chemung Canal Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chemung Canal Trust Company? Share your experience about Chemung Canal Trust Company by leaving a review below, or read customer reviews before you decide to use Chemung Canal Trust Company.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.61%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Chemung Canal Trust Company

1 Chemung Canal Plz
Elmira, NY 14901

https://www.chemungcanal.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Chemung Canal Trust Company CD Rates

Product	Rate	APY	Term	Min. Deposit
CD Special - 12-month	-	4.00%	12 months	$1,000
Min Deposit $1,000 Details Rates as of November 5, 2026; Minimum deposit to open is $1,000; Account balance may not exceed $1,000,000; Offer valid for personal and nonprofit clients only; Penalty may apply for early withdrawals Last Updated 11/05/2026 Rate History No change since Oct 31, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
NEW CD Special: 12-Month	3.94%	4.00%	12 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Promotional NEW CD special; Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
CD Special - 6-month	-	3.55%	6 months	$1,000
Min Deposit $1,000 Details Rates as of November 5, 2026; Minimum deposit to open is $1,000; Account balance may not exceed $1,000,000; Offer valid for personal and nonprofit clients only; Penalty may apply for early withdrawals Last Updated 11/05/2026 Rate History No change since Oct 31, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
NEW CD Special: 6-Month	3.50%	3.55%	6 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Promotional NEW CD special; Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
CD 48-Month	1.99%	2.00%	48 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
CD 60-Month	0.60%	0.60%	60 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
CD 36-Month	0.45%	0.45%	36 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
CD 24-Month	0.35%	0.35%	24 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
CD 30-Month	0.35%	0.35%	30 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
CD 12-Month	0.20%	0.20%	12 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
CD 18-Month	0.20%	0.20%	18 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
CD 6-Month	0.10%	0.10%	6 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
CD 3-Month	0.05%	0.05%	3 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
CD 7-89 days	0.05%	0.05%	7-89 days	$2,500
Min Deposit $2,500 Min Balance $1,000 Details Non-renewable; Minimum deposit for terms less than 3 months is $2,500; Minimum daily balance to obtain APY $1,000 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%

Chemung Canal Trust Company Savings Rates

Product	Rate	APY	View More
Personal Savings	0.02%	0.02%
Min Deposit $25 Min Balance $250 Details Minimum daily ledger balance to obtain APY is $250; Minimum of $250 to avoid service charge; Interest compounds quarterly; Variable interest rate product Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%

Chemung Canal Trust Company Money Market Rates

Product	Rate	APY
IRA Money Market	0.10%	0.10%
Min Balance $1,000,000 Details Balance: Over $1,000,000 Last Updated 11/05/2026 Rate History No change since Oct 7, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Personal Prestige IMMA	0.10%	0.10%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 and above; requires $25,000 minimum balance and a Chemung Canal checking account to open; variable rate/yield personal money market account Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
IRA Money Market	0.07%	0.07%
Min Balance $500,000 Details Balance: $500,000 - $999,999 Last Updated 11/05/2026 Rate History No change since Oct 7, 2026 · 0.07% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
IRA Money Market	0.05%	0.05%
Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 11/05/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Personal Prestige IMMA	0.05%	0.05%
Min Deposit $25,000 Min Balance $1,000 Details Balance: $1,000 - $24,999; requires $25,000 minimum balance and a Chemung Canal checking account to open; variable rate/yield personal money market account Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Money Market	0.03%	0.03%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 and above; Minimum deposit to open $1,000; variable rate Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 0.03% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Money Market	0.02%	0.02%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $24,999; Minimum deposit to open $1,000; daily ledger balance of $1,000 required to earn interest; variable rate Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 0.02% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
IRA Money Market	0.00%	0.00%
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 11/05/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%

Chemung Canal Trust Company Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan - 1st Lien Monthly Fixed	5.875%	-	5.875%	3 to 5 Years
Details 80% LTV (1st Lien); Monthly fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 5.88% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Home Equity Loan - 1st Lien Monthly Fixed	6.125%	-	6.125%	3 to 5 Years
Details 90% LTV (1st Lien); Monthly fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 6.13% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Home Equity Loan - 1st Lien Monthly Fixed	6.125%	-	6.125%	6 to 10 Years
Details 80% LTV (1st Lien); Monthly fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 6.13% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Home Equity Loan - 1st Lien Monthly Fixed	6.25%	-	6.25%	6 to 10 Years
Details 90% LTV (1st Lien); Monthly fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 6.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Home Equity Monthly Fixed-Rate 2nd Lien	6.25%	-	6.25%	3 to 5 Years
Details CLTV: 80% (2nd Lien); Rates as of October 20, 2026 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 6.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Home Equity Monthly Fixed-Rate 2nd Lien	6.50%	-	6.50%	6 to 10 Years
Details CLTV: 80% (2nd Lien); Rates as of October 20, 2026 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Home Equity Loan - 1st Lien Monthly Fixed	6.625%	-	6.625%	11 to 15 Years
Details 80% LTV (1st Lien); Monthly fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 6.63% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Home Equity Monthly Fixed-Rate 2nd Lien	6.75%	-	6.75%	3 to 5 Years
Details CLTV: 90% (2nd Lien); Rates as of October 20, 2026 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Home Equity Loan - 1st Lien Monthly Fixed	6.875%	-	6.875%	11 to 15 Years
Details 90% LTV (1st Lien); Monthly fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 6.88% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Home Equity Monthly Fixed-Rate 2nd Lien	6.875%	-	6.875%	6 to 10 Years
Details CLTV: 90% (2nd Lien); Rates as of October 20, 2026 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 6.88% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Home Equity Monthly Fixed-Rate 2nd Lien	7.00%	-	7.00%	11 to 15 Years
Details CLTV: 80% (2nd Lien); Rates as of October 20, 2026 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 7.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Home Equity Monthly Fixed-Rate 2nd Lien	7.625%	-	7.625%	11 to 15 Years
Details CLTV: 90% (2nd Lien); Rates as of October 20, 2026 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 7.63% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%

Chemung Canal Trust Company Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	7.50%	-	7.50%	0 to 48 Months
Details Credit Score: 740 & Above; Down Payment: 0% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 6.75% → 7.50% ▲ 0.75 pts · high 7.50% / low 6.75% Oct 31, 20267.50%▲ from 6.75% Oct 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
New Auto Loan	7.75%	-	7.75%	49 to 60 Months
Details Credit Score: 740 & Above; Down Payment: 0% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 7.00% → 7.75% ▲ 0.75 pts · high 7.75% / low 7.00% Oct 31, 20267.75%▲ from 7.00% Oct 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
New Auto Loan	8.00%	-	8.00%	61 to 72 Months
Details Credit Score: 740 & Above; Down Payment: 0% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 7.25% → 8.00% ▲ 0.75 pts · high 8.00% / low 7.25% Oct 31, 20268.00%▲ from 7.25% Oct 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2022 Auto Loan	8.00%	-	8.00%	0 to 36 Months
Details Credit Score: 740 & Above; 0% Down Payment Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 7.25% → 8.00% ▲ 0.75 pts · high 8.00% / low 7.25% Oct 31, 20268.00%▲ from 7.25% Oct 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2025, 2024, & 2023 Auto Loan	8.00%	-	8.00%	0 to 48 Months
Details Credit Score: 740 & Above; Down Payment: 0% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 7.25% → 8.00% ▲ 0.75 pts · high 8.00% / low 7.25% Oct 31, 20268.00%▲ from 7.25% Oct 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2025, 2024, & 2023 Auto Loan	8.50%	-	8.50%	49 to 60 Months
Details Credit Score: 740 & Above; Down Payment: 0% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 7.75% → 8.50% ▲ 0.75 pts · high 8.50% / low 7.75% Oct 31, 20268.50%▲ from 7.75% Oct 14, 20267.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
New Auto Loan	8.75%	-	8.75%	0 to 60 Months
Details Credit Score: 700-739; Down Payment: 0% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 8.00% → 8.75% ▲ 0.75 pts · high 8.75% / low 8.00% Oct 31, 20268.75%▲ from 8.00% Oct 14, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2022 Auto Loan	8.75%	-	8.75%	37 to 48 Months
Details Credit Score: 740 & Above; 0% Down Payment Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 8.00% → 8.75% ▲ 0.75 pts · high 8.75% / low 8.00% Oct 31, 20268.75%▲ from 8.00% Oct 14, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2025, 2024, & 2023 Auto Loan	9.00%	-	9.00%	0 to 60 Months
Details Credit Score: 700-739; Down Payment: 0% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 8.25% → 9.00% ▲ 0.75 pts · high 9.00% / low 8.25% Oct 31, 20269.00%▲ from 8.25% Oct 14, 20268.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2020 Auto Loan	9.25%	-	9.25%
Details Term: 0 to 48 Months - 0% Down Payment; Credit Score: 740 & Above Last Updated 11/05/2026 Rate History No change since Oct 31, 2026 · 9.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2021 Auto Loan	9.25%	-	9.25%	0 to 48 Months
Details Credit Score: 740 & Above; Down Payment: 0% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 8.50% → 9.25% ▲ 0.75 pts · high 9.25% / low 8.50% Oct 31, 20269.25%▲ from 8.50% Oct 14, 20268.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2022 Auto Loan	9.25%	-	9.25%	0 to 48 Months
Details Credit Score: 700-739; 0% Down Payment Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 8.50% → 9.25% ▲ 0.75 pts · high 9.25% / low 8.50% Oct 31, 20269.25%▲ from 8.50% Oct 14, 20268.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2021 Auto Loan	9.50%	-	9.50%	0 to 48 Months
Details Credit Score: 700-739; Down Payment: 0% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 8.75% → 9.50% ▲ 0.75 pts · high 9.50% / low 8.75% Oct 31, 20269.50%▲ from 8.75% Oct 14, 20268.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2020 Auto Loan	10.00%	-	10.00%
Details Term: 0 to 48 Months - 0% Down Payment; Credit Score: 700-739 Last Updated 11/05/2026 Rate History No change since Oct 31, 2026 · 10.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
New Auto Loan	10.50%	-	10.50%	0 to 60 Months
Details Credit Score: 675-699; Down Payment: 20% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 9.75% → 10.50% ▲ 0.75 pts · high 10.50% / low 9.75% Oct 31, 202610.50%▲ from 9.75% Oct 14, 20269.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2025, 2024, & 2023 Auto Loan	10.50%	-	10.50%	0 to 60 Months
Details Credit Score: 675-699; Down Payment: 20% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 9.75% → 10.50% ▲ 0.75 pts · high 10.50% / low 9.75% Oct 31, 202610.50%▲ from 9.75% Oct 14, 20269.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2020 Auto Loan	11.50%	-	11.50%
Details Term: 0 to 36 Months - 20% Down Payment; Credit Score: 675-699 Last Updated 11/05/2026 Rate History No change since Oct 31, 2026 · 11.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2021 Auto Loan	11.50%	-	11.50%	0 to 48 Months
Details Credit Score: 675-699; Down Payment: 20% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 10.75% → 11.50% ▲ 0.75 pts · high 11.50% / low 10.75% Oct 31, 202611.50%▲ from 10.75% Oct 14, 202610.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2022 Auto Loan	11.50%	-	11.50%	0 to 48 Months
Details Credit Score: 675-699; 20% Down Payment Last Updated 11/05/2026 Rate History 2 changes since Oct 14, 2026 · 10.75% → 11.50% ▲ 0.75 pts · high 11.75% / low 10.75% Oct 31, 202611.50%▼ from 11.75% Oct 20, 202611.75%▲ from 10.75% Oct 14, 202610.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
New Auto Loan	12.50%	-	12.50%	0 to 48 Months
Details Credit Score: 674-660; Down Payment: 20% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 11.75% → 12.50% ▲ 0.75 pts · high 12.50% / low 11.75% Oct 31, 202612.50%▲ from 11.75% Oct 14, 202611.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2019-2017 Auto Loan	12.50%	-	12.50%	0 to 36 Months
Details Credit Score: 740 & Above; Down Payment: 0% Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 12.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2021 Auto Loan	12.50%	-	12.50%	0 to 48 Months
Details Credit Score: 674-660; Down Payment: 20% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 11.75% → 12.50% ▲ 0.75 pts · high 12.50% / low 11.75% Oct 31, 202612.50%▲ from 11.75% Oct 14, 202611.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2022 Auto Loan	12.50%	-	12.50%	0 to 48 Months
Details Credit Score: 674-660; 20% Down Payment Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 11.75% → 12.50% ▲ 0.75 pts · high 12.50% / low 11.75% Oct 31, 202612.50%▲ from 11.75% Oct 14, 202611.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2025, 2024, & 2023 Auto Loan	12.50%	-	12.50%	0 to 48 Months
Details Credit Score: 674-660; Down Payment: 20% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 11.75% → 12.50% ▲ 0.75 pts · high 12.50% / low 11.75% Oct 31, 202612.50%▲ from 11.75% Oct 14, 202611.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2016 and Older Auto Loan	12.75%	-	12.75%	0 to 36 Months
Details Credit Score: 740 & Above; Down Payment: 0%; Interest rates will be discounted 0.25% with Auto Pay from a Canal Bank checking or savings account Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 12.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2019-2017 Auto Loan	13.25%	-	13.25%	0 to 36 Months
Details Credit Score: 700-739; Down Payment: 10% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 12.75% → 13.25% ▲ 0.50 pts · high 13.25% / low 12.75% Oct 31, 202613.25%▲ from 12.75% Oct 14, 202612.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2016 and Older Auto Loan	13.50%	-	13.50%	0 to 36 Months
Details Credit Score: 700-739; Down Payment: 10%; Interest rates will be discounted 0.25% with Auto Pay from a Canal Bank checking or savings account Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 13.00% → 13.50% ▲ 0.50 pts · high 13.50% / low 13.00% Oct 31, 202613.50%▲ from 13.00% Oct 14, 202613.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2019-2017 Auto Loan	13.50%	-	13.50%	0 to 36 Months
Details Credit Score: 675-699; Down Payment: 20% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 12.75% → 13.50% ▲ 0.75 pts · high 13.50% / low 12.75% Oct 31, 202613.50%▲ from 12.75% Oct 14, 202612.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2020 Auto Loan	13.50%	-	13.50%
Details Term: 0 to 36 Months - 20% Down Payment; Credit Score: 674-660 Last Updated 11/05/2026 Rate History No change since Oct 31, 2026 · 13.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2016 and Older Auto Loan	13.75%	-	13.75%	0 to 36 Months
Details Credit Score: 675-699; Down Payment: 20%; Interest rates will be discounted 0.25% with Auto Pay from a Canal Bank checking or savings account Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 13.00% → 13.75% ▲ 0.75 pts · high 13.75% / low 13.00% Oct 31, 202613.75%▲ from 13.00% Oct 14, 202613.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2019-2017 Auto Loan	16.00%	-	16.00%	0 to 36 Months
Details Credit Score: 674-660; Down Payment: 20% Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 15.25% → 16.00% ▲ 0.75 pts · high 16.00% / low 15.25% Oct 31, 202616.00%▲ from 15.25% Oct 14, 202615.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Used 2016 and Older Auto Loan	16.25%	-	16.25%	0 to 36 Months
Details Credit Score: 674-660; Down Payment: 20%; Interest rates will be discounted 0.25% with Auto Pay from a Canal Bank checking or savings account Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 15.50% → 16.25% ▲ 0.75 pts · high 16.25% / low 15.50% Oct 31, 202616.25%▲ from 15.50% Oct 14, 202615.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%

Chemung Canal Trust Company Other Rates

Product	Rate	Points	APY/APR	Term
Adjustable Rate Line of Credit - Flex+	-	-	7.00%
Details Daily Periodic Rate and APR may change when the Index changes; lifetime cap not to exceed 16.0% APR, floor 4.00% APR; collateral mortgage required Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 7.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans - 1st Lien	5.625%	-	5.625%	3 to 5 Years
Details 80% LTV (1st Lien); Fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 5.63% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans - 1st Lien	5.875%	-	5.875%	3 to 5 Years
Details 90% LTV (1st Lien); Fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 5.88% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans - 1st Lien	5.875%	-	5.875%	6 to 10 Years
Details 80% LTV (1st Lien); Fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 5.88% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans - 1st Lien	6.00%	-	6.00%	6 to 10 Years
Details 90% LTV (1st Lien); Fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans - 1st Lien	6.375%	-	6.375%	11 to 15 Years
Details 80% LTV (1st Lien); Fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.38% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans - 1st Lien	6.625%	-	6.625%	11 to 15 Years
Details 90% LTV (1st Lien); Fixed-rate Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.63% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans 2nd Lien	6.00%	-	6.00%	3 to 5 Years
Details 80% CLTV (2nd Lien) Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans 2nd Lien	6.50%	-	6.50%	3 to 5 Years
Details 90% CLTV (2nd Lien) Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans 2nd Lien	6.25%	-	6.25%	6 to 10 Years
Details 80% CLTV (2nd Lien) Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans 2nd Lien	6.625%	-	6.625%	6 to 10 Years
Details 90% CLTV (2nd Lien) Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.63% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans 2nd Lien	6.75%	-	6.75%	11 to 15 Years
Details 80% CLTV (2nd Lien) Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 6.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
Bi-Weekly Fixed-Rate Loans 2nd Lien	7.375%	-	7.375%	11 to 15 Years
Details 90% CLTV (2nd Lien) Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 7.38% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
HSA	0.00%	-	0.00%
Min Balance $0 Details Balance: < $100 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
HSA	0.02%	-	0.02%
Min Balance $100 Details Balance: $100 - $1,999 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
HSA	0.02%	-	0.02%
Min Balance $2,000 Details Balance: $2,000 - $4,999 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
HSA	0.02%	-	0.02%
Min Balance $5,000 Details Balance: $5,000 - $24,999 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
HSA	0.03%	-	0.03%
Min Balance $25,000 Details Balance: > $25,000 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%
NOW	0.02%	-	0.02%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 and above; Minimum to open $1,000; $10 monthly maintenance fee if daily ledger balance is less than $1,000; no interest on daily ledger balances under $1,000; for organizations, associations and not-for-profit corporations; variable rate Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 0.02% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.61%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Chemung Canal Trust Company’s Texas Ratio fell from 4.40% in Q3 2023 to 3.61% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 3.9 to 5.0 and its Health Grade from B to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.8B	3.61%	5.0	A+
March 31, 2026	$2.7B	3.19%	5.0	A+
December 31, 2025	$2.7B	2.73%	5.0	A+
September 30, 2025	$2.7B	2.81%	5.0	A+
June 30, 2025	$2.9B	3.09%	5.0	A+
March 31, 2025	$2.8B	4.54%	5.0	A+
December 31, 2024	$2.8B	4.47%	5.0	A+
September 30, 2024	$2.8B	5.20%	5.0	A+
June 30, 2024	$2.8B	4.51%	5.0	A+
March 31, 2024	$2.8B	4.45%	4.8	A
December 31, 2023	$2.7B	5.80%	4.8	A
September 30, 2023	$2.7B	4.40%	3.9	B

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Chemung Canal Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Chemung Canal Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Chemung Canal Trust Company's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Chemung Canal Trust Company

Website https://www.chemungcanal.com

Address 1 Chemung Canal Plz, Elmira, NY 14901 · Chemung

Bank Holding Company CHEMUNG FINANCIAL CORP

FDIC Certificate # 597

Regulator FED

Established October 22, 1833

FDIC Insurance Date January 1, 1934

Domestic Offices 30

Total Branches 30

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.61%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.3999%

Return on Equity (ROE)

13.0400%

Non-Performing Loans Ratio (NPL)

0.32%

Total Assets

$2,818,102,000

Total Deposits

$2,371,123,000

Equity Capital

$304,452,000

Net Income

$19,310,000

Headquarters

Elmira

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Chemung Canal Trust Company earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Chemung Canal Trust Company

Does Chemung Canal Trust Company offer CDs?

Yes. Chemung Canal Trust Company current CD rates include its CD 48-Month at 2.00% APY, its CD 60-Month at 0.60% APY and its CD 36-Month at 0.45% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Chemung Canal Trust Company FDIC insured?

Yes. Chemung Canal Trust Company is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Chemung Canal Trust Company?

The highest Chemung Canal Trust Company CD rate is its CD Special - 12-Month at 4.00% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Chemung Canal Trust Company offer?

Chemung Canal Trust Company CD rates are 0.20% APY for a 12 month CD, 0.20% APY for an 18 month CD, 0.35% APY for a 2 year CD, 0.35% APY for a 30 month CD, 0.45% APY for a 3 year CD, 2.00% APY for a 4 year CD and 0.60% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Chemung Canal Trust Company for its full lineup.

What is the highest savings rate at Chemung Canal Trust Company?

The highest Chemung Canal Trust Company savings rate is its Personal Savings at 0.02% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at Chemung Canal Trust Company?

The highest Chemung Canal Trust Company money market rate is its IRA Money Market at 0.10% APY, verified by MonitorBankRates as of November 5, 2026.

What is the lowest auto loan rate at Chemung Canal Trust Company?

The lowest Chemung Canal Trust Company auto loan rate is its New Auto Loan at 7.50%, verified by MonitorBankRates as of November 5, 2026.

How many branches does Chemung Canal Trust Company operate?

Chemung Canal Trust Company currently maintains approximately 30 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Chemung Canal Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chemung Canal Trust Company provides members with tools to manage their accounts and build a solid financial history.

Does Chemung Canal Trust Company offer online and mobile banking?

Most modern institutions like Chemung Canal Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.chemungcanal.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Chemung Canal Trust Company rates compare?

Chemung Canal Trust Company's top CD rate of 4.00% APY on a 12 month CD is 32% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. Chemung Canal Trust Company's top rates are its 12-Months CD Special - 12-Month at 4.00% APY, its Personal Savings at 0.02% APY, its IRA Money Market at 0.10% APY and its New Auto Loan at 7.50% APR, verified by MonitorBankRates on November 5, 2026.

Current Chemung Canal Trust Company Rates

12-Month CD0.20%
18-Month CD0.20%
24-Month CD0.35%
36-Month CD0.45%
48-Month CD2.00%
60-Month CD0.60%
Savings0.02%
MMA0.10%

Retrieved from our database of financial products. Rates subject to change.

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Chemung Canal Trust Company Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Chemung Canal Trust Company Texas Ratio

Chemung Canal Trust Company Health Trend

Chemung Canal Trust Company CD Rates

Chemung Canal Trust Company Savings Rates

Chemung Canal Trust Company Money Market Rates

Chemung Canal Trust Company Home Equity & HELOC

Chemung Canal Trust Company Auto Loan Rates

Chemung Canal Trust Company Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Chemung Canal Trust Company earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Chemung Canal Trust Company

Does Chemung Canal Trust Company offer CDs?

Are CDs from Chemung Canal Trust Company FDIC insured?

What is the highest CD rate at Chemung Canal Trust Company?

What CD terms does Chemung Canal Trust Company offer?

What is the highest savings rate at Chemung Canal Trust Company?

What is the highest money market rate at Chemung Canal Trust Company?

What is the lowest auto loan rate at Chemung Canal Trust Company?

How many branches does Chemung Canal Trust Company operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Chemung Canal Trust Company offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Chemung Canal Trust Company rates compare?

Current Chemung Canal Trust Company Rates

Compare to Other Banks