☰

Home›
Banks›
LincolnWay Community Bank

iAdvertiser Disclosure

LincolnWay Community Bank Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, LincolnWay Community Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 18, 2026

You can compare LincolnWay Community Bank rates to other rates in our database, including 12-month CD rates currently at 3.02%, 6-month CD rates at 3.17% and 3-month CD rates at 3.25%. Savings rates are at 0.30% and money market rates are at 1.25%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates can be compared to LincolnWay Community Bank rates. MonitorBankRates evaluates the financial stability of LincolnWay Community Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 05/18/2026.

LincolnWay Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LincolnWay Community Bank? Share your experience about LincolnWay Community Bank by leaving a review below, or read customer reviews before you decide to use LincolnWay Community Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

LincolnWay Community Bank

1000 E Lincoln Hwy
New Lenox, IL 60451

LincolnWay Community Bank Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	-	-	808,080.00%
Details As Low As Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade

LincolnWay Community Bank Credit Card Rates

Product	Rate	APR	View More
Great Rate Visa Credit Card	-	808,080.00%
Details As Low As Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for LincolnWay Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather LincolnWay Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LincolnWay Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name LincolnWay Community Bank

Bank Holding Company LWCBANCORP INC

Address 1000 E Lincoln Hwy, New Lenox, IL 60451 · Will

Website https://www.lwcbank.com

FDIC Certificate # 57971

Established 08/29/2005

FDIC Insurance Date 08/29/2005

Domestic Offices 3

Total Branches 0

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.3107%

Return on Equity (ROE) 2.9000%

Non-Performing Loans (NPL) 0.00%

Total Assets $317,922,000

Total Deposits $291,292,000

Equity Capital $26,434,000

Net Income $917,000

Headquarters New Lenox

Total Offices 3

Source: FDIC | Last Updated 12/31/2022

Customer Reviews

There are no reviews for LincolnWay Community Bank yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for LincolnWay Community Bank

Frequently Asked Questions About LincolnWay Community Bank

How many branches does LincolnWay Community Bank operate?

LincolnWay Community Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, LincolnWay Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LincolnWay Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does LincolnWay Community Bank offer online and mobile banking?

Most modern institutions like LincolnWay Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lwcbank.com.