Main Street Bank Corp Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Main Street Bank Corp's savings rates are at 0.05%. Main Street Bank Corp's money market rates are at 0.05%. Main Street Bank Corp's 15 Year Fixed rates are at 5.12%, 20 Year Fixed rates are at 5.50%, 30 Year Fixed rates are at 5.75%, 30 Year Fixed rates are at 6.00%. MonitorBankRates evaluates the financial stability of Main Street Bank Corp with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.67%. Rates were last updated on 03/04/2026.
Rate Updates and AvailabilityMain Street Bank Corp money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Main Street Bank Corp? Share your experience about Main Street Bank Corp by leaving a review below, or read customer reviews before you decide to use Main Street Bank Corp. Main Street Bank Corp Texas RatioMain Street Bank Corp's Texas Ratio is at 11.67%, which is considered excellent. The Texas Ratio for Main Street Bank Corp is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Main Street Bank Corp has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Main Street Bank Corp is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A
Excellent Health
Score: 94/100
Main Street Bank Corp has earned an overall safety grade of A. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026 
Main Street Bank Corp Savings Rates
Main Street Bank Corp Money Market Rates
Main Street Bank Corp Checking Rates
Main Street Bank Corp Mortgage Rates
Main Street Bank Corp Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Main Street Bank Corp is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Main Street Bank Corp rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Main Street Bank Corp's official website for the most current offers and terms.
Bank Profile & OverviewMain Street Bank Corp
2001 Main StWheeling, WV 26003 Ohio Established Date: 06/20/2001 FDIC Certificate #: 57162 Date of FDIC Deposit Insurance: 06/20/2001 Bank Holding Company: MAIN STREET FINL SERVICES CORP How Many Domestic U.S. Offices? 5 How Many Branches are There? 0 Website: https://www.mymainstreetbank.bank
Is Main Street Bank Corp FDIC Insured? Yes
What is Main Street Bank Corp's Cert number? 57162
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A (94/100)
Texas Ratio:
11.67%
Return on Assets (ROA):
0.9376%
Return on Equity (ROE):
10.4900%
Non-Performing Loans (NPL):
1.03%
Total Assets:
$602,778,000
Total Deposits:
$476,346,000
Equity Capital:
$58,378,000
Net Income:
$1,457,000
Headquarters:
Wheeling
Regulator:
FDIC
# of Offices:
5
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Main Street Bank Corp yet. Feel free to create one below.
Add Your Rating and Review for Main Street Bank Corp
Frequently Asked Questions About Main Street Bank CorpHow do I open an account at Main Street Bank Corp?You can typically open an account at Main Street Bank Corp by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Main Street Bank Corp provides a range of mortgage and home equity products. Is Main Street Bank Corp a safe place to deposit money?Yes, Main Street Bank Corp is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Main Street Bank Corp offer online and mobile banking?Most modern institutions like Main Street Bank Corp provide digital access including online balance checks and transfers. Compare to other Banks |
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