Chesapeake Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.90%, 6-month CD rates at 3.05% and 3-month CD rates at 0.25%. Current savings rates are at 1.76% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 9.20%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. Chesapeake Bank's 6-Month CD rates are at 3.00%, 12-Month CD rates are at 2.75%, 36-Month CD rates are at 2.65%, 24-Month CD rates are at 1.35%, 60-Month CD rates are at 1.30%. Chesapeake Bank's savings rates are at 0.25%. Chesapeake Bank's money market rates are at 0.15%.

Chesapeake Bank

To see how these rates compare to Chesapeake Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Chesapeake Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Chesapeake Bank CD rates. You can also compare Chesapeake Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Chesapeake Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chesapeake Bank? Share your experience about Chesapeake Bank by leaving a review below, or read customer reviews before you decide to use Chesapeake Bank.

Chesapeake Bank Texas Ratio

Chesapeake Bank's Texas Ratio is at 3.19%, which is considered excellent. The Texas Ratio for Chesapeake Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Chesapeake Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

2.75%

2.56%

18-Month CD

N/A

2.27%

24-Month CD

1.35%

2.27%

36-Month CD

2.65%

2.18%

48-Month CD

N/A

2.12%

60-Month CD

1.30%

2.24%

Savings

0.25%

0.66%

MMA

0.15%

1.05%

30-Year Fixed

N/A

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Chesapeake Bank

97 N Main St
Kilmarnock, VA 22482

https://www.ches.bank

MonitorBankRates' Rating

5/5

★★★★★

Review Chesapeake Bank

Chesapeake Bank Information

Chesapeake Bank

97 N Main St
Kilmarnock, VA 22482
Lancaster
Established Date: 01/01/1900
FDIC Certificate #: 6862
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: CHESAPEAKE FINL SHARES INC

How Many Domestic U.S. Offices? 19

How Many Branches are There? 19

Website: https://www.ches.bank

Is Chesapeake Bank FDIC Insured? Yes

What is Chesapeake Bank's Cert number? 6862

What is the maximum amount for insured deposits? $250,000 per holder, per account

Chesapeake Bank Financials

Total Assets:

$1,507,835,000

Total Deposits:

$1,341,065,000

Equity Capital:

$121,167,000

Domestic Deposits:

$1,341,065,000

Net Income:

$3,138,000

Return on Assets:

0.8734%

Quarterly Return on Assets:

0.8400%

Pretax Return on Assets:

1.0197%

Pretax Quarterly Return on Assets:

1.0200%

Return on Equity:

11.4000%

Quarterly Return on Equity:

10.5400%

Common Equity Tier 1 Capital Ratio:

12.8916%

Tier 1 Risk-Based Capital Ratio:

12.8916%

Leverage Tier 1 (Core Capital) Ratio:

10.2974%

Total Risk-Based Capital Ratio (YTD):

13.8384%

Total Interest Income (YTD):

5.0462%

Headquarters:

Kilmarnock

FDIC Field Office:

Richmond

Regulator:

FED

County:

Lancaster

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Southeast

FDIC Region:

Atlanta

Source: FDIC Last Updated 03/31/2024

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Mortgage Rates December 1, 2011, 15 Year Mortgage Rates at 3.36%

Average mortgage rates are barely changed today. Mortgage rates today on 30 year home loans are averaging 4.09%, a slight increase from yesterday’s average 30 year mortgage rate of 4.08%. Current mortgage rates on 15 year mortgage loans are averaging 3.36%, up from yesterday’s average 15 year mortgage rate of 3.35%.