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Holladay B&T Rates and Review February 2026

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Holladay B&TYou can compare Holladay B&T rates to other rates in our database, including 12-month CD rates currently at 2.07%, 6-month CD rates at 0.10% and 3-month CD rates at 0.05%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.11%. All these rates, and more, can be found in our database of rates which you can compare to Holladay B&T rates.

Rate Updates and Availability

Holladay B&T money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Holladay B&T? Share your experience about Holladay B&T by leaving a review below, or read customer reviews before you decide to use Holladay B&T.

Holladay B&T Texas Ratio

Holladay B&T's Texas Ratio is at 0.29%, which is considered excellent. The Texas Ratio for Holladay B&T is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Holladay B&T has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Holladay B&T is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Holladay B&T
2020 E 4800 S
Salt Lake City, UT 84117
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Current Rate Availability

We do not have Holladay B&T rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Holladay B&T is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Holladay B&T rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Holladay B&T's official website for the most current offers and terms.

Bank Profile & Overview

Holladay B&T
2020 E 4800 S
Salt Lake City, UT 84117
Salt Lake
Established Date: 02/20/1974
FDIC Certificate #: 21448
Date of FDIC Deposit Insurance: 02/20/1974
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Holladay B&T FDIC Insured? Yes
What is Holladay B&T's Cert number? 21448
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$62,827,000
Total Deposits:
$50,962,000
Equity Capital:
$11,350,000
Net Income:
$220,000
Return on Assets (ROA):
0.3536%
Return on Equity (ROE):
2.0300%
Headquarters:
Salt Lake City
Regulator:
FDIC
# of Offices:
1
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Holladay B&T

How do I open an account at Holladay B&T?

You can typically open an account at Holladay B&T by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Holladay B&T provides a range of mortgage and home equity products.

Is Holladay B&T a safe place to deposit money?

Yes, Holladay B&T is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Holladay B&T offer online and mobile banking?

Most modern institutions like Holladay B&T provide digital access including online balance checks and transfers.

Current Holladay B&T Rates

ProductAPY

Rates subject to change.