What are the current interest rates at First National Bank in Ord?

Current rates for First National Bank in Ord include: 12-Month CD: 2.12%, 48-Month CD: 2.52%, Savings: 0.15%, MMA: 0.75%

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First National Bank in Ord Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First National Bank in Ord provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

First National Bank in Ord's 48-Month CD IRA Certificates rates are at 2.88%, 12-Month CD rates are at 2.78%, 48-Month CD IRA Certificates rates are at 2.78%, 48-Month CD IRA Certificates rates are at 2.52%, 6-Month CD rates are at 2.52%. First National Bank in Ord's savings rates are at 0.15%. First National Bank in Ord's money market rates are at 0.75%. MonitorBankRates evaluates the financial stability of First National Bank in Ord with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.31%. Rates were last updated on 05/15/2026.

First National Bank in Ord money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank in Ord? Share your experience about First National Bank in Ord by leaving a review below, or read customer reviews before you decide to use First National Bank in Ord.

Verified Strong Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.31%

Excellent Lower than avg

First National Bank in Ord

1411 M St
Ord, NE 68862

https://www.fnbord.com

First National Bank in Ord CD Rates

Product	Rate	APY	Term
48 Month CD IRA Certificates	2.85%	2.88%	48
Min Deposit $100,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
12 Month CD	2.75%	2.78%	12
Min Balance $100,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
48 Month CD IRA Certificates	2.75%	2.78%	48
Min Deposit $25,000 Details Qualifying balance up to $99,999.99 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
48 Month CD IRA Certificates	2.50%	2.52%	48
Min Deposit $500 Details Qualifying balance up to $24,999.99 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
6 Month CD	2.50%	2.52%
Min Deposit $100,000 Details Daily Balance: $100,000.00 and up Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
12 Month CD	2.40%	2.42%	12
Min Balance $25,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
6 Month CD	2.25%	2.27%
Min Deposit $25,000 Details Daily Balance: $25,000.00-99,999.99 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
12 Month CD	2.10%	2.12%	12
Min Balance $500 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
6 Month CD	2.00%	2.01%
Min Deposit $500 Details Daily Balance: $500.00-24,999.99 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
3 Month CD	1.00%	1.00%	3
Min Deposit $100,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
3 Month CD	0.80%	0.80%	3
Min Deposit $25,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
3 Month CD	0.60%	0.60%	3
Min Deposit $500 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

First National Bank in Ord Savings Rates

Product	Rate	APY
Kid's Club Savings	0.75%	0.75%
Min Balance $25,000 Details Qualifying balance up to $25,000.00 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Savings Account 2	0.75%	0.75%
Min Balance $25,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Kid's Club Savings	0.55%	0.55%
Min Balance $2,500 Details Qualifying balance up to $24,999.99 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Savings Account 2	0.55%	0.55%
Min Balance $2,500 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Kid's Club Savings	0.50%	0.50%
Min Balance $0 Details Qualifying balance up to $2,499.99 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Savings Account 2	0.50%	0.50%
No additional details. Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Postage Saver SuperNOW	0.45%	0.45%
Min Balance $25,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Postage Saver SuperNOW 2	0.45%	0.45%
Min Balance $25,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Postage Saver SuperNOW	0.40%	0.40%
Details Qualifying balance up to $24,999.99 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Postage Saver SuperNOW 2	0.40%	0.40%
Min Balance $0 Details Qualifying balance up to $24,999.99 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Health Savings Account	0.25%	0.25%
Min Balance $5,000 Details Qualifying balance up to $9,999.99 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Health Savings Account 2	0.25%	0.25%
Min Balance $5,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Health Savings Account	0.15%	0.15%
Details Qualifying balance up to $999.99 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Health Savings Account 2	0.15%	0.15%
Min Balance $0 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

First National Bank in Ord Money Market Rates

Product	Rate	APY
Money Market Account 2	2.65%	2.68%
Min Balance $1,000,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Money Market Account 2	2.00%	2.02%
Min Balance $100,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Money Market Account 2	1.25%	1.26%
Min Balance $25,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Money Market Account 2	1.00%	1.00%
Min Balance $10,000 Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Money Market Account 2	0.75%	0.75%
No additional details. Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First National Bank in Ord is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First National Bank in Ord rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First National Bank in Ord's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First National Bank in Ord

Bank Holding Company BBJ INC

Address 1411 M St, Ord, NE 68862 · Valley

Website https://www.fnbord.com

FDIC Certificate # 5460

Established 01/01/1882

FDIC Insurance Date 01/01/1934

Domestic Offices 3

Total Branches 3

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.31%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.7973%

Return on Equity (ROE) 19.5700%

Non-Performing Loans (NPL) 0.31%

Total Assets $159,751,000

Total Deposits $141,588,000

Equity Capital $18,019,000

Net Income $2,610,000

Headquarters Ord

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About First National Bank in Ord

How many branches does First National Bank in Ord operate?

First National Bank in Ord currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First National Bank in Ord does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First National Bank in Ord provides members with tools to manage their accounts and build a solid financial history.

Does First National Bank in Ord offer online and mobile banking?

Most modern institutions like First National Bank in Ord provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fnbord.com.