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Chicago Post Office Employees Credit Union Rates & Review April 2026

Chicago Post Office Employees Credit Union's Savings CDs rates are at 1.25%. Chicago Post Office Employees Credit Union's savings rates are at 0.05%. Chicago Post Office Employees Credit Union's money market rates are at 0.30%. MonitorBankRates evaluates the financial stability of Chicago Post Office Employees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.68%. Rates were last updated on 04/14/2026.

Chicago Post Office Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chicago Post Office Employees Credit Union? Share your experience about Chicago Post Office Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Chicago Post Office Employees Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.68%
Excellent Higher than avg
Chicago Post Office Employees Credit Union
CPOECU Main Branch
10025 S Western Ave
Chicago, IL 60643 1925
https://cpoecu.com
Member NCUA

Chicago Post Office Employees Credit Union Savings Rates

Product Rate APY View More
Savings Certificates - 1.25%
No additional details.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.68%
Club Accounts - 0.05%
No additional details.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.68%
Regular Savings - 0.05%
No additional details.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.68%

Chicago Post Office Employees Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts - 0.30%
No additional details.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.68%

Chicago Post Office Employees Credit Union Checking Rates

Product Rate APY View More
Checking - 0.01%
No additional details.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.68%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Chicago Post Office Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Chicago Post Office Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Chicago Post Office Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Chicago Post Office Employees Credit Union
Address 10025 S Western Ave, Chicago, IL 60643 1925
Phone 773-881-2500
Fax 773-238-8791
President CHARLES MAY
CEO Deborah Fears
Full-Time Employees 12
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.68%
Return on Assets (ROA)
0.0996%
Return on Equity (ROE)
0.4575%
Non-Performing Loans Ratio (NPL)
3.12%
Total Assets
28,453,171
Total Amount of Shares and Deposits
21,963,385
Total Shares and Deposits < 1 Year
21,100,712
Total Shares and Deposits 1 3 Years
712,442
Total Shares and Deposits > 3 Years
150,231
Total Interest Expense (Sum of items 6 8)
123,992
Share Certificates
153
Number of Accounts for Share Drafts
1,609
Number of Accounts for Regular Shares
6,048
All other shares
88
Money Market Shares
9
Net Income (unless the amount is already included in Undivided Earnings)
28,353
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,650,991
Total Liabilities
22,470,839
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Chicago Post Office Employees Credit Union

Is Chicago Post Office Employees Credit Union a safe place to deposit money?

Yes, Chicago Post Office Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 6.6792354545032%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Chicago Post Office Employees Credit Union operate?

Chicago Post Office Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Chicago Post Office Employees Credit Union?

Yes, to access services at Chicago Post Office Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Chicago Post Office Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chicago Post Office Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Chicago Post Office Employees Credit Union offer online and mobile banking?

Most modern institutions like Chicago Post Office Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://cpoecu.com.

Current Chicago Post Office Employees Credit Union Rates

  • Savings0.05%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.