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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Responders Emergency Services Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Responders Emergency Services Credit Union's savings rates are at 12.00%. Responders Emergency Services Credit Union's money market rates are at 0.45%. Responders Emergency Services Credit Union's Personal Loan Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Responders Emergency Services Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/19/2026. Responders Emergency Services Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Responders Emergency Services Credit Union? Share your experience about Responders Emergency Services Credit Union by leaving a review below, or read customer reviews before you decide to use Responders Emergency Services Credit Union. Responders Emergency Services Credit Union
Responders Emergency Services Credit Union 924 W Sinto Ave
https://www.myrescu.org Spokane, WA 99201 2531 
Responders Emergency Services Credit Union Savings Rates
Responders Emergency Services Credit Union Money Market Rates
Responders Emergency Services Credit Union Auto Loan Rates
Responders Emergency Services Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Responders Emergency Services Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Responders Emergency Services Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Responders Emergency Services Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Responders Emergency Services Credit Union
Website
https://www.myrescu.org
Address
924 W Sinto Ave,
Spokane, WA 99201 2531
Phone
509-327-3244
Fax
509-327-2920
President
Ryan Snider
CEO
Joyce Lockard
Full-Time Employees
11
Part-Time Employees
0
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.5556%
Return on Equity (ROE)
3.3306%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
57,128,151
Total Amount of Shares and Deposits
47,397,650
Total Shares and Deposits < 1 Year
46,926,355
Total Shares and Deposits 1 3 Years
456,547
Total Shares and Deposits > 3 Years
14,748
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,153,549
Total Uninsured Shares and Deposits > $250K (F+J)
3,153,549
Total Insured Shares and Deposits > $250K (item 17 less item K)
44,244,101
Total Interest Expense (Sum of items 6 8)
351,871
Share Certificates
196
Number of Accounts for Share Drafts
1,971
IRA KEOGH Accounts
98
Number of Accounts for Regular Shares
3,651
All other shares
242
Money Market Shares
116
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,307,700
Total Liabilities
47,597,496
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Responders Emergency Services Credit UnionIs Responders Emergency Services Credit Union a safe place to deposit money?Yes, Responders Emergency Services Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Responders Emergency Services Credit Union operate?Responders Emergency Services Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Responders Emergency Services Credit Union?Yes, to access services at Responders Emergency Services Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Responders Emergency Services Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Responders Emergency Services Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Responders Emergency Services Credit Union offer online and mobile banking?Most modern institutions like Responders Emergency Services Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myrescu.org. Current Responders Emergency Services Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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