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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Cascade Federal Credit Union Rates & Review October 2026Cascade Federal Credit Union's top rates as of October 12, 2026 are 3.28% APY on its CDs - 10-month Member Appreciation CD, 4.06% APY on savings, 1.25% APY on money market accounts, 5.00% APY on checking, 6.29% on its Rapid Mortgage 5-year fixed, personal loans from 9.99% APR, and credit cards from 9.99% APR, according to rates verified by MonitorBankRates. Other Cascade Federal Credit Union CD rates include CDs - Jumbo 12-month at 3.10%, CDs - Jumbo 6-month at 3.10%, and CDs - 12-month at 3.00%. Other Cascade Federal Credit Union mortgage rates include Rapid Mortgage 7-year fixed at 6.39%, Rapid Mortgage 10-year fixed at 6.49%, and Rapid Mortgage 12-year fixed at 6.59%. MonitorBankRates evaluates the financial stability of Cascade Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.66%. Rates last updated and verified on 10/12/2026. Cascade Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cascade Federal Credit Union? Share your experience about Cascade Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cascade Federal Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Cascade Federal Credit Union CD Rates
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Financial Health HistoryCascade Federal Credit Union’s Texas Ratio rose from 0.41% in Q3 2023 to 2.66% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cascade Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cascade Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cascade Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cascade Federal Credit Union
Website
https://www.cascadefcu.org
Address
18020 80th Ave S,
Kent, WA 98032
Phone
425-251-8888
Fax
President
John Graham
CEO
Sam Jimenez
Full-Time Employees
54
Part-Time Employees
1
Branch Locations
4
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.66%
Return on Assets (ROA)
1.2216%
Return on Equity (ROE)
9.1785%
Non-Performing Loans Ratio (NPL)
0.79%
Total Assets
392,612,368
Total Amount of Shares and Deposits
339,383,543
Total Shares and Deposits < 1 Year
320,652,567
Total Shares and Deposits 1 3 Years
17,978,193
Total Shares and Deposits > 3 Years
752,783
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
45,732,418
Total Uninsured Shares and Deposits > $250K (F+J)
45,732,418
Total Insured Shares and Deposits > $250K (item 17 less item K)
293,651,125
Total Interest Expense (Sum of items 6 8)
3,596,500
Share Certificates
3,171
Number of Accounts for Share Drafts
5,742
IRA KEOGH Accounts
911
Number of Accounts for Regular Shares
12,692
Non Member Deposits
7
Money Market Shares
1,189
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,972,538
Total Liabilities
352,651,564
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Cascade Federal Credit UnionHow many branches does Cascade Federal Credit Union operate?Cascade Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cascade Federal Credit Union?Yes, to access services at Cascade Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cascade Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cascade Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cascade Federal Credit Union offer online and mobile banking?Most modern institutions like Cascade Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cascadefcu.org. Current Cascade Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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