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Churchill County Federal Credit Union Rates & Review April 2026

Churchill County Federal Credit Union's savings rates are at 0.55%. MonitorBankRates evaluates the financial stability of Churchill County Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.02%. Rates were last updated on 04/11/2026.

Churchill County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Churchill County Federal Credit Union? Share your experience about Churchill County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Churchill County Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.02%
Excellent Lower than avg
Churchill County Federal Credit Union
Churchill County Federal Credit Union
667 S Maine St
Fallon, NV 89406 3801
https://www.myccfcu.org
Member NCUA

Churchill County Federal Credit Union Savings Rates

Product Rate APY View More
Savings Account - 1.10%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
Savings Account - 0.80%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
Savings Account - 0.65%
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%
Savings Account - 0.55%
Details Qualifying balance up to $25,000.00
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.02%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Churchill County Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Churchill County Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Churchill County Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Churchill County Federal Credit Union
Address 667 S Maine St, Fallon, NV 89406 3801
Phone 775-423-7444
Fax 775-423-7223
President Derrek Zimney
CEO Carrie Green Hines
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.02%
Return on Assets (ROA)
1.3814%
Return on Equity (ROE)
6.7346%
Non-Performing Loans Ratio (NPL)
1.62%
Total Assets
73,433,865
Total Amount of Shares and Deposits
58,378,687
Total Shares and Deposits < 1 Year
58,378,687
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
339,137
Total Uninsured Shares and Deposits > $250K (F+J)
339,137
Total Insured Shares and Deposits > $250K (item 17 less item K)
58,039,550
Total Interest Expense (Sum of items 6 8)
687,047
Share Certificates
284
Number of Accounts for Regular Shares
3,063
All other shares
263
Net Income (unless the amount is already included in Undivided Earnings)
1,014,437
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,373,534
Total Liabilities
58,370,900
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Churchill County Federal Credit Union

Is Churchill County Federal Credit Union a safe place to deposit money?

Yes, Churchill County Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.0248692737452%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Churchill County Federal Credit Union operate?

Churchill County Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Churchill County Federal Credit Union?

Yes, to access services at Churchill County Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Churchill County Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Churchill County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Churchill County Federal Credit Union offer online and mobile banking?

Most modern institutions like Churchill County Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myccfcu.org.

Current Churchill County Federal Credit Union Rates

  • Savings0.55%
Retrieved from our database of financial products. Rates subject to change.