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Cuba Credit Union

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Cuba Credit Union Rates & Review July 2026

Q: How many branches does Cuba Credit Union operate?

Cuba Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Cuba Credit Union?

Yes, to access services at Cuba Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Cuba Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cuba Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 11, 2026

You can compare Cuba Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.28%, 6-month share certificate rates at 3.60% and 3-month share certificate rates at 0.10%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.27%. All these rates can be compared to Cuba Credit Union rates. MonitorBankRates evaluates the financial stability of Cuba Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 07/11/2026.

Cuba Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cuba Credit Union? Share your experience about Cuba Credit Union by leaving a review below, or read customer reviews before you decide to use Cuba Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

Cuba Credit Union
MAIN OFFICE

6347 main st
CUBA, NM 87013 1660

https://www.cubacreditunion.org

Current Rate Availability

We do not have Cuba Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Cuba Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Cuba Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cuba Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Cuba Credit Union

Website https://www.cubacreditunion.org

Address 6347 main st, CUBA, NM 87013 1660

Phone 575-289-3763

Fax 575-289-3023

President Martin Herrera

CEO Rhonda Jacquez

Full-Time Employees 5

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.00%

Return on Assets (ROA)

1.2490%

Return on Equity (ROE)

7.0455%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

23,399,846

Total Amount of Shares and Deposits

19,215,372

Total Shares and Deposits < 1 Year

19,215,373

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,209,480

Total Uninsured Shares and Deposits > $250K (F+J)

2,209,480

Total Insured Shares and Deposits > $250K (item 17 less item K)

17,005,892

Total Interest Expense (Sum of items 6 8)

157,531

Share Certificates

135

Number of Accounts for Share Drafts

613

IRA KEOGH Accounts

126

Number of Accounts for Regular Shares

1,464

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,706,981

Total Liabilities

19,251,735

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Cuba Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Cuba Credit Union

How many branches does Cuba Credit Union operate?

Cuba Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Cuba Credit Union?

Yes, to access services at Cuba Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Cuba Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cuba Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Cuba Credit Union offer online and mobile banking?

Most modern institutions like Cuba Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cubacreditunion.org.