☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Greater Cleveland Community Credit Union

iAdvertiser Disclosure

Greater Cleveland Community Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Cleveland Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Greater Cleveland Community Credit Union's top rates as of October 13, 2026 are auto loans from 3.99% APR, and credit cards from 9.99% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Greater Cleveland Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.26%. Rates last updated and verified on 10/13/2026.

Greater Cleveland Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Cleveland Community Credit Union? Share your experience about Greater Cleveland Community Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Cleveland Community Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.26%

Excellent Higher than avg

Health Trend

Improving 12 quarters

Full history ›

Greater Cleveland Community Credit Union
Greater Cleveland Community Credit Union

601 Lakeside Ave E Rm 3
Cleveland, OH 44114-1015

https://www.greaterclevcu.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Greater Cleveland Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	3.99%	up to 84 months
Details As Low As; Members can purchase optional loan protection products like Extended Warranty Repair Coverage, GAP insurance, and Credit Life Insurance to further reduce the loan interest rate. These products provide financial protection in case of accidents, theft, mechanical repairs and other unforeseen circumstances. Loans over $25,000 on vehicles 8 - 10yrs old must be signed-off by President/CEO Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.26%

Greater Cleveland Community Credit Union Credit Card Rates

Product	Rate	APR
Elite/Platinum Mastercard	-	9.99%
Details Unsecured card with fixed rates as low as 9.99%. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.26%
Secured Mastercard	-	9.99%
Details Easy approval with no credit underwriting or income verification, no annual fee, and a low fixed rate of 9.99%. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.26%
Standard Mastercard	-	12.99%
Details Unsecured convenience and rates starting at 12.99%. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.26%

Greater Cleveland Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Flex Loans	-	-	17.99%	30-day
Details Qualifications Required: Direct Deposit or Payroll Deduction; Flex Loans provide an alternative to higher interest rate Pay Day Loans and provide members with access to up to $600 at a fixed 17.99% rate. With a simple 30day repayment term and renewable monthly at the Credit Union's discretion. Flex Loans are only available to members enrolled in Direct Deposit or Payroll Deduction. There is a $25 transaction fee per renewal. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 17.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.26%
Holiday Loans	-	-	17.99%	12 months
Details Holiday Loans help make holiday spending stressfree and more enjoyable, offering up to $2,500 for 12 months at a fixed rate of 17.99%. Applications are accepted from October 1 through December 24. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 17.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.26%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Greater Cleveland Community Credit Union’s Texas Ratio fell from 12.89% in Q3 2023 to 9.26% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$9M	9.26%	5.0	A
March 31, 2026	$9M	11.04%	5.0	A
December 31, 2025	$9M	10.92%	5.0	A
September 30, 2025	$10M	9.57%	5.0	A
June 30, 2025	$10M	5.59%	5.0	A+
March 31, 2025	$9M	9.89%	5.0	A
December 31, 2024	$10M	16.83%	4.9	A-
September 30, 2024	$10M	14.87%	5.0	A-
June 30, 2024	$9M	11.43%	5.0	A
March 31, 2024	$9M	8.28%	5.0	A
December 31, 2023	$9M	12.01%	5.0	A
September 30, 2023	$9M	12.89%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Greater Cleveland Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Greater Cleveland Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Cleveland Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Cleveland Community Credit Union

Website https://www.greaterclevcu.com

Address 601 Lakeside Ave E Rm 3, Cleveland, OH 44114-1015

Phone 216-664-2217

Fax 216-664-4375

President Greg Perryman

CEO Steven Sims

Full-Time Employees 6

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.26%

Return on Assets (ROA)

0.0219%

Return on Equity (ROE)

0.1071%

Non-Performing Loans Ratio (NPL)

3.27%

Total Assets

8,874,228

Total Amount of Shares and Deposits

7,093,924

Total Shares and Deposits < 1 Year

6,456,363

Total Shares and Deposits 1 3 Years

187,714

Total Shares and Deposits > 3 Years

449,847

Total Uninsured Shares and Deposits > $250K (F+J)

690

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,093,234

Total Interest Expense (Sum of items 6 8)

34,091

Share Certificates

Number of Accounts for Share Drafts

1,249

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,196

All other shares

Non Member Deposits

Money Market Shares

122

Net Income (unless the amount is already included in Undivided Earnings)

1,946

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

750,944

Total Liabilities

7,056,537

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Greater Cleveland Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/greater-cleveland-community-credit-union-rates-review-66860">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Greater Cleveland Community Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Greater Cleveland Community Credit Union

Frequently Asked Questions About Greater Cleveland Community Credit Union

How many branches does Greater Cleveland Community Credit Union operate?

Greater Cleveland Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Cleveland Community Credit Union?

Yes, to access services at Greater Cleveland Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Cleveland Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Cleveland Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Cleveland Community Credit Union offer online and mobile banking?

Most modern institutions like Greater Cleveland Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greaterclevcu.com.