Citizens Guaranty Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Citizens Guaranty Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Guaranty Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Guaranty Bank CD rates. You can also compare Citizens Guaranty Bank savings rates, MMA rates and mortgage rates using our other rate lists. Citizens Guaranty Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Guaranty Bank? Share your experience about Citizens Guaranty Bank by leaving a review below, or read customer reviews before you decide to use Citizens Guaranty Bank. Citizens Guaranty Bank Texas Ratio Citizens Guaranty Bank's Texas Ratio is at 15.03%, which is considered excellent. The Texas Ratio for Citizens Guaranty Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Citizens Guaranty Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Citizens Guaranty Bank Rates with Other Competitive Bank and Credit Union Rates
SFGI Direct
Savings
4.26%
$1
The Bank of Tescott
60-Month CD
3.95%
$0
FNB of Wyoming
12-Month CD
3.82%
$100
FNB of Raymond
12-Month CD
3.82%
$1,000
PCB Payne County Bank
12-Month CD
3.80%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 26, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Citizens Guaranty Bank rate data right now, check back for updates, we are adding rates all the time. Citizens Guaranty Bank InformationCitizens Guaranty Bank
457 E Main StRichmond, KY 40475 Madison Established Date: 11/29/1972 FDIC Certificate #: 20872 Date of FDIC Deposit Insurance: 11/29/1972 Bank Holding Company: CITIZENS GUARANTY FINL CORP How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.mycgb.com
Is Citizens Guaranty Bank FDIC Insured? Yes
What is Citizens Guaranty Bank's Cert number? 20872
What is the maximum amount for insured deposits? $250,000 per holder, per account
Citizens Guaranty Bank FinancialsTotal Assets:
$287,535,000
Total Deposits:
$254,761,000
Equity Capital:
$20,638,000
Domestic Deposits:
$254,761,000
Net Income:
$562,000
Return on Assets:
0.7385%
Quarterly Return on Assets:
0.8000%
Pretax Return on Assets:
0.7955%
Pretax Quarterly Return on Assets:
0.8000%
Return on Equity:
11.4500%
Quarterly Return on Equity:
10.9500%
Common Equity Tier 1 Capital Ratio:
10.1597%
Tier 1 Risk-Based Capital Ratio:
10.1597%
Leverage Tier 1 (Core Capital) Ratio:
7.2314%
Total Risk-Based Capital Ratio (YTD):
11.4121%
Total Interest Income (YTD):
5.7454%
Headquarters:
Richmond
FDIC Field Office:
Lexington
Regulator:
FDIC
County:
Madison
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsHigher mortgage rates and home prices are expected to slow down the price appreciation of homes next year. This isn't a surprise since the double-digit price increases of the past year are just not sustainable. Other factors that will keep a lid on home price increases for the next several years are a high unemployment rate and slow wage gains.
The national average 12 month bank CD rate decreased again this week. The current national 12 month CD is averaging 0.90 percent. You can find bank CD rates higher than the national average rate. We have put together a list of the best 12 month bank CD rates in New York, New York.
Bank or Credit Union Offers and DealsWeekly CD Rates: Updated May 25, 2009Weekly Money Market Account - Savings Account Rates:Updated May 21, 2009 CD Rate Report August 10, 2015 Mortgage Rates Nosedive to New Low This Week's Best Savings and Money Market Rates Banks Raising Credit Card Interest Rates Ahead of New Credit Card Rules TAB Bank Increases CD Rates, 1 Year Jumbo Rates now at 1.30% APY FOMC Unsure of When to Raise Interest Rates Best 12 Month CD Rates California Recent CD Rate Changes Are Mostly Lower Alternative Bank and Credit Union Offers to ExploreCD Rates May 31: Average CD Rates Continue to DeclineCitizens Access Savings Rates - Best Savings Rate Available Current CD Rates from Milford Bank Louisiana Federal Credit Union Certificate of Deposit Rates Current Mortgage Rates: Average Mortgage Rates Decline Today, 30 Year Jumbo Mortgage Rates at 5.33% Future Direction of Mortgage Rates Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.50%, 5 Year Adjustable Mortgage Rates at 3.25% Mortgage Rates Today Decline: 30 Year Jumbo Mortgage Rates Under 4.00% Mortgage Rates Weekly: 30 Year Mortgage Rates at 3.95% TIAA Bank Savings Rates Citizens Guaranty Bank ReviewsThere are no reviews for Citizens Guaranty Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.40%, 6-month CD rates at 4.09% and 3-month CD rates at 0.75%. Current savings rates are at 0.50% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 13.24%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates. 
