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Bristol Morgan Bank Rates & Review March 2026

Bristol Morgan Bank's 15-Month CD Specials rates are at 4.10%, 26-Month CD Specials rates are at 3.75%, 37-Month CD Specials rates are at 3.65%, 60-Month CD/IRA rates are at 3.00%, 60-Month CDs (Certificates of Deposits) rates are at 3.00%. Bristol Morgan Bank's savings rates are at 0.10%. Bristol Morgan Bank's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Bristol Morgan Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.54%. Rates were last updated on 03/25/2026.

Bristol Morgan Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bristol Morgan Bank? Share your experience about Bristol Morgan Bank by leaving a review below, or read customer reviews before you decide to use Bristol Morgan Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.54%
Excellent Higher than avg
Bristol Morgan Bank
103 S Main St
Oakfield, WI 53065
https://www.bristolmorganbank.com
Member FDIC

Bristol Morgan Bank CD Rates

Product Rate APY Term View More
15 Month CD Specials 4.02% 4.10% 15
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
26 Month CD Specials 3.68% 3.75% 26
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
37 Month CD Specials 3.59% 3.65% 37
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
60 Month CD/IRA 2.96% 3.00% 60
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
60 Month CDs (Certificates of Deposits) 2.96% 3.00% 60 Month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
48 Month CD/IRA 2.76% 2.80% 48
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
48 Month CDs (Certificates of Deposits) 2.76% 2.80% 48 Month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
36 Month CD/IRA 2.57% 2.60% 36
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
36 Month CDs (Certificates of Deposits) 2.57% 2.60% 36 Month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
24 Month CD/IRA 2.37% 2.40% 24
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
24 Month CDs (Certificates of Deposits) 2.37% 2.40% 24 Month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
12 Month CD/IRA 2.18% 2.20% 12
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
12 Month CDs (Certificates of Deposits) 2.18% 2.20% 12 Month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
6 Month CD/IRA 2.08% 2.10% 6
Min Deposit $500
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
6 Month CDs (Certificates of Deposits) 2.08% 2.10% 6 Month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%

Bristol Morgan Bank Savings Rates

Product Rate APY View More
Christmas Club 0.25% 0.25%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Business Savings 0.10% 0.10%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Consumer Savings 0.10% 0.10%
Min Balance $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Health Savings Account 0.10% 0.10%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%

Bristol Morgan Bank Money Market Rates

Product Rate APY View More
Business Money Market 3.92% 4.00%
Min Balance $500,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Consumer Money Market 3.92% 4.00%
Min Balance $500,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Business Money Market 1.49% 1.50%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Consumer Money Market 1.49% 1.50%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Business Money Market 1.24% 1.25%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Consumer Money Market 1.24% 1.25%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Business Money Market 0.75% 0.75%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Consumer Money Market 0.75% 0.75%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Business Money Market 0.50% 0.50%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Consumer Money Market 0.50% 0.50%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Business Money Market 0.25% 0.25%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Consumer Money Market 0.25% 0.25%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%

Bristol Morgan Bank Checking Rates

Product Rate APY View More
Rewards Checking 4.16% 4.25%
Details Qualifying balance up to $15,000.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Community Partner Checking 0.15% 0.15%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Classic Checking 0.10% 0.10%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Community Partner Checking 0.10% 0.10%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Community Partner Checking 0.07% 0.07%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Community Partner Checking 0.05% 0.05%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%
Community Partner Checking 0.01% 0.01%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.54%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bristol Morgan Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bristol Morgan Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bristol Morgan Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bristol Morgan Bank
Bank Holding Company OAKFIELD BCORP INC
Address 103 S Main St, Oakfield, WI 53065  ·  Fond Du Lac
FDIC Certificate # 9523
Established 01/01/1901
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 93/100
5.0
Exceptional Out of 5.0 Stars
13.54%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9602%
Return on Equity (ROE) 8.8900%
Non-Performing Loans (NPL) 1.30%
Total Assets $191,749,000
Total Deposits $149,871,000
Equity Capital $18,970,000
Net Income $1,489,000
Headquarters Oakfield
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Bristol Morgan Bank

Is Bristol Morgan Bank a safe place to deposit money?

Yes, Bristol Morgan Bank is considered a safe financial institution. With a Texas Ratio of 13.542231378077%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bristol Morgan Bank operate?

Bristol Morgan Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bristol Morgan Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bristol Morgan Bank provides members with tools to manage their accounts and build a solid financial history.

Does Bristol Morgan Bank offer online and mobile banking?

Most modern institutions like Bristol Morgan Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bristolmorganbank.com.

Current Bristol Morgan Bank Rates

  • 12-Month CD2.20%
  • 24-Month CD2.40%
  • 36-Month CD2.60%
  • 48-Month CD2.80%
  • 60-Month CD3.00%
  • Savings0.10%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.