Colonial Savings, F.A. Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Rate Updates and AvailabilityColonial Savings, F.A. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Colonial Savings, F.A.? Share your experience about Colonial Savings, F.A. by leaving a review below, or read customer reviews before you decide to use Colonial Savings, F.A.. Colonial Savings, F.A. Texas RatioColonial Savings, F.A.'s Texas Ratio is at 221.57%, which is considered weak. The Texas Ratio for Colonial Savings, F.A. is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
1.0
Weak
Out of 5.0 Stars
Colonial Savings, F.A. has earned a Smart Rating of 1.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Colonial Savings, F.A. is a subpar bank worth considering, with an overall rating of 1.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Current Rate AvailabilityWe do not have Colonial Savings, F.A. rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Colonial Savings, F.A. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Colonial Savings, F.A. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Colonial Savings, F.A.'s official website for the most current offers and terms.
Bank Profile & OverviewColonial Savings, F.A.
2626c West FwyFort Worth, TX 76102 Tarrant Established Date: 01/01/1962 FDIC Certificate #: 31361 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: JED TRUST THE How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.gocolonial.com
Is Colonial Savings, F.A. FDIC Insured? Yes
What is Colonial Savings, F.A.'s Cert number? 31361
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$1,095,802,000
Total Deposits:
$674,220,000
Equity Capital:
$237,627,000
Net Income:
$202,000
Return on Assets (ROA):
-2.0298%
Return on Equity (ROE):
-9.4400%
Headquarters:
Fort Worth
Regulator:
OCC
# of Offices:
7
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Colonial Savings, F.A. yet. Feel free to create one below.
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Frequently Asked Questions About Colonial Savings, F.A.How do I open an account at Colonial Savings, F.A.?You can typically open an account at Colonial Savings, F.A. by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Colonial Savings, F.A. provides a range of mortgage and home equity products. Is Colonial Savings, F.A. a safe place to deposit money?Yes, Colonial Savings, F.A. is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Colonial Savings, F.A. offer online and mobile banking?Most modern institutions like Colonial Savings, F.A. provide digital access including online balance checks and transfers. Compare to other Banks |
You can compare Colonial Savings, F.A. rates to other rates in our database, including 12-month CD rates currently at 0.20%, 6-month CD rates at 1.21% and 3-month CD rates at 1.76%. Savings rates are at 0.01% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.06%. All these rates, and more, can be found in our database of rates which you can compare to 
