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Merrimack County SB Rates & Review April 2026

Merrimack County SB's savings rates are at 0.10%. Merrimack County SB's money market rates are at 0.15%. Merrimack County SB's Personal Loan Rates are at 12.13%. MonitorBankRates evaluates the financial stability of Merrimack County SB with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.07%. Rates were last updated on 04/24/2026.

Merrimack County SB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Merrimack County SB? Share your experience about Merrimack County SB by leaving a review below, or read customer reviews before you decide to use Merrimack County SB.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.07%
Excellent Higher than avg
Merrimack County SB
89 N Main St
Concord, NH 03301
https://www.themerrimack.com/
Member FDIC

Merrimack County SB Savings Rates

Product Rate APY View More
Health Savings Account 0.35% 0.35%
Min Balance $25,000
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Health Savings Account 0.25% 0.25%
Min Balance $10,000
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Youth Savings 0.25% 0.25%
Min Balance $1
Details ($1.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Everyday Savings 0.20% 0.20%
Min Balance $25,000
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Health Savings Account 0.20% 0.20%
Min Balance $2,500
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Everyday Savings 0.15% 0.15%
Min Balance $10,000
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Everyday Savings 0.10% 0.10%
Min Balance $100
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Goal-Setter Savings/GOALS 0.10% 0.10%
Min Balance $2
Details ($2.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Health Savings Account 0.10% 0.10%
Min Balance $0
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%

Merrimack County SB Money Market Rates

Product Rate APY View More
Premier Money Market 0.45% 0.45%
Min Balance $250,000
Details ($25,000.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Premier Money Market 0.35% 0.35%
Min Balance $100,000
Details ($25,000.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Everyday Money Market 0.30% 0.30%
Min Balance $250,000
Details ($500.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Everyday Money Market 0.25% 0.25%
Min Balance $100,000
Details ($500.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Premier Money Market 0.25% 0.25%
Min Balance $50,000
Details ($25,000.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Everyday Money Market 0.20% 0.20%
Min Balance $25,000
Details ($500.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Premier Money Market 0.20% 0.20%
Min Balance $25,000
Details ($25,000.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Everyday Money Market 0.15% 0.15%
Min Balance $1,000
Details ($500.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%

Merrimack County SB Checking Rates

Product Rate APY View More
Premier Checking 0.05% 0.05%
Min Balance $50,000
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Premier Checking 0.03% 0.03%
Min Balance $25,000
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Premier Checking 0.02% 0.02%
Min Balance $500
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Better Checking 0.01% 0.01%
Min Balance $100
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%
Senior Checking 0.01% 0.01%
Min Balance $100
Details ($10.00 minimum to open)
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%

Merrimack County SB Personal Loan Rates

Product Rate APR View More
Personal Unsecured 11.50% 12.13%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.07%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Merrimack County SB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Merrimack County SB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Merrimack County SB's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Merrimack County SB
Bank Holding Company NEW HAMPSHIRE MUTUAL BCORP
Address 89 N Main St, Concord, NH 03301  ·  Merrimack
FDIC Certificate # 17960
Established 01/01/1867
FDIC Insurance Date 01/22/1959
Domestic Offices 9
Total Branches 9
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
8.07%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4150%
Return on Equity (ROE) 5.2200%
Non-Performing Loans (NPL) 0.62%
Total Assets $1,384,369,000
Total Deposits $1,135,223,000
Equity Capital $123,150,000
Net Income $3,657,000
Headquarters Concord
Total Offices 9
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Merrimack County SB

Is Merrimack County SB a safe place to deposit money?

Yes, Merrimack County SB is considered a safe financial institution. With a Texas Ratio of 8.0740936855841%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Merrimack County SB operate?

Merrimack County SB currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Merrimack County SB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Merrimack County SB provides members with tools to manage their accounts and build a solid financial history.

Does Merrimack County SB offer online and mobile banking?

Most modern institutions like Merrimack County SB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.themerrimack.com/.

Current Merrimack County SB Rates

  • Savings0.10%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.