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Frontier Bank of Texas

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Frontier Bank of Texas Rates & Review May 2026

Q: How many branches does Frontier Bank of Texas operate?

Frontier Bank of Texas currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Frontier Bank of Texas does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Frontier Bank of Texas provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare Frontier Bank of Texas rates to other rates in our database, including 12-month CD rates currently at 2.80%, 6-month CD rates at 3.70% and 3-month CD rates at 1.65%. Savings rates are at 0.35% and money market rates are at 1.26%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to Frontier Bank of Texas rates. MonitorBankRates evaluates the financial stability of Frontier Bank of Texas with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.47%. Rates were last updated on 05/15/2026.

Frontier Bank of Texas money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Frontier Bank of Texas? Share your experience about Frontier Bank of Texas by leaving a review below, or read customer reviews before you decide to use Frontier Bank of Texas.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.47%

Excellent Lower than avg

Frontier Bank of Texas

1213 Highway 290 E
Elgin, TX 78621

https://www.frontierbankoftexas.com

Current Rate Availability

We do not have Frontier Bank of Texas rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Frontier Bank of Texas is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Frontier Bank of Texas rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Frontier Bank of Texas's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Frontier Bank of Texas

Bank Holding Company FRONTIER CMTY BANCSHARES INC

Address 1213 Highway 290 E, Elgin, TX 78621 · Bastrop

Website https://www.frontierbankoftexas.bank/

FDIC Certificate # 58509

Established 06/11/2007

FDIC Insurance Date 06/11/2007

Domestic Offices 11

Total Branches 11

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

4.47%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4994%

Return on Equity (ROE) 15.8400%

Non-Performing Loans (NPL) 0.30%

Total Assets $1,026,318,000

Total Deposits $859,150,000

Equity Capital $98,833,000

Net Income $16,043,000

Headquarters Elgin

Total Offices 11

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Frontier Bank of Texas

How many branches does Frontier Bank of Texas operate?

Frontier Bank of Texas currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Frontier Bank of Texas does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Frontier Bank of Texas provides members with tools to manage their accounts and build a solid financial history.

Does Frontier Bank of Texas offer online and mobile banking?

Most modern institutions like Frontier Bank of Texas provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.frontierbankoftexas.bank/.