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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 TruNorth Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 25, 2026
TruNorth Federal Credit Union's 6 Month CD rates are at 3.50%. TruNorth Federal Credit Union's savings rates are at 0.10%. TruNorth Federal Credit Union's 10 Year Fixed rates are at 5.35%, 15 Year Fixed rates are at 5.63%, 10 Year Fixed rates are at 5.50%. MonitorBankRates evaluates the financial stability of TruNorth Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.55%. Rates were last updated on 04/25/2026. TruNorth Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TruNorth Federal Credit Union? Share your experience about TruNorth Federal Credit Union by leaving a review below, or read customer reviews before you decide to use TruNorth Federal Credit Union. TruNorth Federal Credit Union
Main Office 1419 N 2nd St
https://www.trunorthcu.org Ishpeming, MI 49849 1149 
TruNorth Federal Credit Union CD Rates
TruNorth Federal Credit Union Savings Rates
TruNorth Federal Credit Union Checking Rates
TruNorth Federal Credit Union Mortgage Rates
TruNorth Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TruNorth Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TruNorth Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TruNorth Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TruNorth Federal Credit Union
Website
https://www.trunorthcu.org
Address
1419 N 2nd St,
Ishpeming, MI 49849 1149
Phone
906-485-1210
Fax
906-485-4077
President
Michael Bath
CEO
Stephen Smith
Full-Time Employees
36
Part-Time Employees
3
Branch Locations
3
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.55%
Return on Assets (ROA)
0.3572%
Return on Equity (ROE)
3.6501%
Non-Performing Loans Ratio (NPL)
0.10%
Total Assets
193,176,905
Total Amount of Shares and Deposits
175,073,629
Total Shares and Deposits < 1 Year
171,951,139
Total Shares and Deposits 1 3 Years
2,527,470
Total Shares and Deposits > 3 Years
595,020
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,095,467
Total Uninsured Shares and Deposits > $250K (F+J)
5,095,467
Total Insured Shares and Deposits > $250K (item 17 less item K)
169,978,162
Total Interest Expense (Sum of items 6 8)
877,910
Share Certificates
1,425
Number of Accounts for Share Drafts
9,712
IRA KEOGH Accounts
308
Number of Accounts for Regular Shares
19,307
All other shares
75
Money Market Shares
731
Net Income (unless the amount is already included in Undivided Earnings)
689,997
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,863,053
Total Liabilities
176,154,419
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About TruNorth Federal Credit UnionIs TruNorth Federal Credit Union a safe place to deposit money?Yes, TruNorth Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.54721073974674%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does TruNorth Federal Credit Union operate?TruNorth Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TruNorth Federal Credit Union?Yes, to access services at TruNorth Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TruNorth Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TruNorth Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does TruNorth Federal Credit Union offer online and mobile banking?Most modern institutions like TruNorth Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trunorthcu.org. Current TruNorth Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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